SC Mobile Kenya vs Simple Expenses App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Kenya
Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.
- Open accounts in minutes
- Save and resume applications
- View and manage finances
- Transfer funds locally and internationally
- Pay utility bills and KRA taxes
- Buy, sell, and track investment portfolios
- Access insurance services
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Welcome to SC Mobile Kenya. You are about to start an amazing banking experience. From the comfort of your home you can open an account, transfer funds or access any service that would take you to a banking hall. Say goodbye to long queues, do your banking anywhere and everywhere. Open an account With SC Mobile you have the power of banking in your palm. Within 15 minutes you can open an account and enjoy the benefits that come with it. Open a Current account or Savings account today and enjoy the benefits that come with it. Accounts are available in multiple currencies. Save and Resume In case you are unable to complete your application in one go, do not worry. You can save and resume your application anytime. Get a complete view of your accounts and transact with ease SC Mobile allows you to see, move and manage your finances anytime, anywhere, so start banking everywhere. You can do transfers between accounts within SCB, make transfers to other local banks in Kenya via RTGS or Pesalink, make KRA Payments, send International transfers and pay all your utility bills. What's more, you can top up your airtime on mobile phone, and move money to Mpesa or Airtel Money instantly. Services on your fingertips SC Mobile comes with over 70 services available to you. You can use any of these at your convenience with no need to queue in a banking hall. You can even track the progress of all your requests. SC Mobile gives you more time to do the things you love and not to worry about banking. Access our Wealth Management Proposition - You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in KES, USD and other major currencies - Get access to our latest market insights and take advantage of the market opportunities available - Get global diversification (both local and offshore investments) with best in class fund managers - Get access to instant General, Travel and Motor insurance whenever and wherever you need it
Simple Expenses App
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Snap a photo. Get an organized expense report. That's it. Simple Expenses is the fastest way for business travelers, freelancers, and contractors to track receipts and turn them into a clean expense report, without an account, a login, or a single byte of your data ever leaving your phone unless you share it. HOW IT WORKS Bank a Receipt Point your camera at any receipt and Simple Expenses reads the vendor, total, date, and category automatically, using Apple Vision, and on supported iPhones, Apple Intelligence, entirely on-device. Organize into Packets Group receipts by trip, client, or project. See your running total, category breakdown, and receipt count at a glance. Forward Email Receipts Share any receipt email straight into Simple Expenses from Mail, and it's added to your active packet automatically. Catch Mistakes Early Low-confidence scans are flagged for a quick review before they're banked, and possible duplicates are caught before they cost you twice. Send a Complete Report Export a packet as a single ZIP file with a CSV summary and every original receipt image or PDF, ready to email to your accountant, HR department, or client. PRIVATE BY DESIGN No account. No sign-in. No cloud sync. Every receipt, packet, and dollar amount is stored locally on your iPhone; never uploaded to a server, never shared with advertisers, never tracked. When Apple Intelligence is used to read a receipt, that processing happens entirely on-device too. SIMPLE EXPENSES PRO Upgrade to Pro to export and send unlimited packets as ZIP files. Everything else; scanning, organizing, categorizing, is free. Whether you're a consultant tracking client expenses, a freelancer prepping for tax season, or a road warrior with a shoebox full of receipts, Simple Expenses turns "I'll deal with this later" into "already done." Terms of Use (EULA): https://abmsoftware.co/eula Privacy Policy: https://abmsoftware.co/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: SC Mobile Kenya at none against Simple Expenses App's 2. SC Mobile Kenya also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.6). Simple Expenses App's advantage is ads (none vs shown) and update cadence (every 6 days vs every 6 weeks). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Expenses App sells 2 in-app purchases, starting at $3.99 per month. SC Mobile Kenya asks for nothing beyond the download.
SC Mobile Kenya ships an update every 6 weeks, Simple Expenses App every 6 days. The most recent releases landed on October 26, 2026 and September 18, 2026 respectively.
| Parameter | SC Mobile Kenya | Simple Expenses App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (756 ratings) — better | — |
| Positive reviews | 44.1% of reviews | — |
| Number of ratings | 756 — better | — |
| Update frequency | Every 6 weeks | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 154 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Chartered Bank | ABM Software |
Bugs and requests
SC Mobile Kenya
Reported bugs
9 issues- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app
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- Transfer limit notifications not displaying properly
- Persistent 'unable to process request' errors
- M-PESA phone number validation requiring 11 digits instead of 10
- Touch ID functionality stopped working after updates
Requested features
5 requests- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support
Simple Expenses App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SC Mobile Kenya
No in-app purchases
Simple Expenses App
- Simple Expenses Pro Monthly$3.991 Month
- Simple Expenses Pro Annual$39.991 Year
Questions
Is SC Mobile Kenya free?
Is Simple Expenses App free?
Do SC Mobile Kenya or Simple Expenses App have ads?
Which is updated more often, SC Mobile Kenya or Simple Expenses App?
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