SENTBE vs CROSS

Your Transaction, Our Priority. Send money anywhere- easy, fast,and secure. ▶ 6.5+ trillion won accumulated transfer amount ▶ 630k+ SentBe users ▶ 53+ Receiving countries ▶ 18M+ App downloads ● Easy and convenient overseas remittance Transfer anywhere in the world any way you want Only takes 20 seconds to make a transfer "Various receiving methods Bank, ATM, Cash Pickup, Visa Card, etc. " ● Real time tracking Track your transfer status in real-time Transfer completed within 5 mintues to 24 hours (business day) ●Optimized UX tailored to user's usage pattern More intuitive way to send money to the same receivers through user's usage pattern Quickly send money again to the same receiver from the home screen ● Secure international money transfer Acquired International Standard for Information Security (ISO27001) and International Standard for Personal Information Security ((ISO27701) "Acquired Payment Card Industry Data Security Standard Certification (PCI-DSS AOC)" International money transfer service licensed by the Korean Ministry of Strategy & Finance (License Number 2017-12) Official partnership with Moneygram, Samsung Pay and Visa. Customer center supporting 15 languages (Available 24/7, Operating time : 10:00~22:00 KST) ●Low fees 95% lower than traditional banking service fees ● Special Benefits for SentBe users Free fee coupon right after sign-up Referral coupon for you and your friend Cashback and lucky box discounts depending on send amount Monthly promos ●Countries available for money transfer North America: United States, Canada - Asia & Oceania: Nepal, Malaysia, Mongolia, Bangladesh, Vietnam, Singapore, Sri Lanka, Uzbekistan, India, Indonesia, Japan, China, Kazakhstan, Cambodia, Kyrgyzstan, Thailand, Turkey, Pakistan, Philippines, Hong Kong, Australia, Myanmar, New Zealand - Europe & Africa: Netherlands, Denmark, Germany, Latvia, Russia, Luxembourg, Lithuania, Monaco, Malta, Belgium, Bulgaria, Sweden, Spain, Ireland, Estonia, United Kingdom, Austria, Ukraine, Italy, Cyprus, South Africa ● Permissions for using the SentBe app SentBe only requests the necessary permissions to protect SentBe users and ensure smooth operation of the service. Camera (required): Access to take photo of ID card Photo (required): Access to upload ID card Customer Service Information Hotline 1877-4014 (K10:00 - 22:00 KST) "*Customer center operating hours may vary by country. Email: support@sentbe.com Kakaotalk : https://pf.kakao.com/_xixazxfT/chat

With 20,000 real user reviews and a 4.8 rating, CROSS is the essential financial app for foreigners in Korea! CROSS is now better than ever. With just one CROSSPAY card, you can handle overseas remittances, domestic transfers, offline payments, and public transportation—all in one place. For everyday life in Korea, CROSS is the must-have app for foreigners! Check it out now. *Some features may be limited depending on nationality, country of residence, identity verification results, or applicable laws and regulations. [NEW] Make life in Korea easier with the CROSSPAY Prepaid Wallet Card Meet CROSSPAY, a prepaid card made for foreigners in Korea that’s easy and quick to issue. Simply top up and start using it right away. Domestic Transfers: Receive money from friends or colleagues and transfer it directly to a domestic bank account. Offline Payments: Use your prepaid card for online and offline payments at stores nationwide, including convenience stores, supermarkets, and restaurants. Transportation Card: Simply tap and ride on buses, subways, and other public transportation. CROSS Shop Integration: Pay with CROSSPAY in just one second and enjoy special deals on CROSS Shop. With one CROSSPAY card, domestic transfers, offline payments, and transportation are all easier and more convenient for everyday life in Korea. CROSS, the essential app for foreigners living in Korea, brings it all together—from a prepaid card and transportation card to convenient everyday payments. [KEY SERVICES] Fast & Secure International Remittance with CROSS Trusted by over 2 million foreigners in Korea ■ Competitive Exchange Rates & Low Fees With preferential exchange rates, CROSS helps you send more money to your family back home. International remittance fees are 5,000 KRW or less for all countries, and your first remittance is free. Enjoy both better exchange rates and low fees. ■ Fast & Easy Sign-Up Anyone can complete registration in just five (5) minutes with an ID or passport. You can apply for an international remittance even without a bank account or with an expired passport. With your saved information, repeat transfers can be completed in just one (1) minute. ■ Safe & Trusted CROSS CROSS is a government-licensed international remittance provider in Korea (License No. 2020-2). When you send money through the app, the recipient safely receives the exact amount confirmed at the time of application. ■ Multilingual Customer Support Our multilingual customer support team is here to help. Whether you have questions about prepaid cards designed for foreigners or international remittances, feel free to contact us anytime. ■ CROSS Shop Shopping in Korea can be challenging, but CROSS Shop makes it easier. Shop in your own language and ask questions with ease. Find popular Korean products as well as products you know and love from your home country—all in one place. CROSS is the essential app for foreigners living in Korea. From preferential exchange rates on international remittances to CROSSPAY, enjoy domestic transfers, offline payments, transportation, and shopping—all in one app. Make everyday life in Korea easier and more convenient with CROSS! [Customer Support Center] - Telephone Inquiry: 1670-2624 - Address: 22 Hakdong-ro 7-gil, Gangnam-gu, Seoul [Service access rights] ■ (Optional) Camera: You can attach a photo or use functions such as QR code scanning. ■ (Optional) Album: You can import photos stored on the device and use functions such as address entry and QR code scanning. ■ (Optional) Microphone: Customer center telephone connection is available. ■ (Optional) Biometric information: It can be used as a means of self-authentication when logging in and making payments. ■ (Optional) Location: Based on the current location information, you can use automatic address entry and find a nearby convenience store function.