Comparison

My vs SubExpense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My

This app provides comprehensive investment and financial planning tools. Manage your entire portfolio, track various asset types, and plan for future goals with personalized tools and alerts.

Highlights
  • Seamless investment transactions
  • Comprehensive portfolio view
  • Investment tracking via eCAS upload
  • Online mutual fund transactions
  • Financial planning tools and calculators
  • Event alerts for financial milestones
  • Digital document vault
Features
Read full description

Take Control of Your Wealth Anytime, Anywhere with MyWealth MyWealth is your all-in-one investment app, designed to empower your financial journey. With its modern interface, comprehensive portfolio management, and seamless online execution, MyWealth brings the best investment solutions right to your fingertips. Key Features: • Seamlessly transact and execute investments that match your goals. Invest in mutual funds, equity baskets, p2p investments, and more with ease. • Comprehensive portfolio view to access all investments and liabilities in one place, including those of family members. • Track and monitor investments across stocks, bonds, FDs, PMS, and more by simply uploading your eCAS statement. • Buy / Redeem / Switch Mutual Funds online from any AMC • Empower yourself with best-in-class tools and calculators. Find funds with the best returns, calculate SIP returns, evaluate SIP performance, and more. • Introducing MyGoals, a top-notch financial planning tool to create custom plans based on your risk profile and goals. From education to asset purchases—everything is within your reach. • Get alerts about your important events such as life insurance premium due, general insurance renewals, SIP due, FMP maturity, etc. • Digital vault – access your important documents anytime from your smartphone. • Raise a service ticket to resolve your queries. Join over 100,000+ satisfied investors and start managing your wealth with confidence. Download MyWealth now!

About

SubExpense

Track all your subscriptions and expenses in one place. Manage personal finances with smart insights and budget tracking, or use company profiles for team expense management and reimbursement workflows. Offers a free tier for personal use and a Pro version for businesses.

Highlights
  • Unlimited subscription tracking
  • Budgeting and spending forecasts
  • Company expense management
  • Team expense tracking
  • Receipt photo attachments
  • Reimbursement workflows
  • Data export (CSV/PDF)
Features
Read full description

SubExpense is the all-in-one expense tracker for individuals and teams. Track every subscription, manage company expenses, and take control of your finances — all in one beautiful app. PERSONAL FINANCE (FREE) • Track unlimited subscriptions and one-time expenses • 140+ preset subscriptions (Netflix, Spotify, AWS, and more) • Smart insights — see what percentage of income goes to subscriptions • Spending trends, forecasts, and intelligent recommendations • Payment calendar with upcoming bill reminders • Budget tracking — set overall or per-category monthly limits • Inline currency converter for multi-currency expenses • 140+ payment card presets from banks worldwide • Custom card builder — any bank, any color • Export data as CSV or PDF reports • Beautiful dark and light themes • Push notifications before every renewal COMPANY PROFILES (PRO) • Create company profiles to track work expenses separately • Invite your team with a shareable invite code — employees join free • Assign company cards to specific employees • Per-employee monthly budgets with over-budget warnings • Receipt photo attachments for expense proof • Reimbursement workflow — submit, approve, reject, reimburse • Export all receipts as ZIP + PDF reports • Filter expenses by employee or company card • Organization currency independent of personal currency • Upload your company logo SMART INSIGHTS • Spending trends chart (last 6 months) • Month-over-month comparison • Yearly spending forecast • Category-wise spending breakdown • AI-powered recommendations to save money • Income vs. subscription percentage gauge YOUR PRIVACY MATTERS • No ads, ever • No real card numbers needed — cards are just labels • Bank-level security with Supabase • Sign in with Apple or Google • Delete your account anytime SubExpense is free for personal use. Company features require SubExpense Pro ($9.99/month or $79.99/year). Questions? Contact us at subexpense.app@gmail.com Website: https://subexpense.com Terms of Use: https://www.subexpense.com/terms-of-use

Screenshots

My4 screens
SubExpense4 screens

Verdict

The call

The clearest difference is in-app purchases: My at none against SubExpense's 2. My also leads on iOS requirement (12.2 vs 15.0). SubExpense's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubExpense sells 2 in-app purchases, starting at $9.99 per month. My asks for nothing beyond the download.

UpkeepUpdate frequency

My ships an update every 3 months, SubExpense fortnightly. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
My versus SubExpense: the parameters behind the verdict, then further details
ParameterMySubExpense
PriceFreeFree
Rating3.0 (23 ratings) — better—
Positive reviews30.4% of reviews—
Number of ratings23 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.2 — better15.0
Further details — not scored
Size54 MB46 MB
Age rating4+4+
DeveloperFintsoFilm Budget Planner

Bugs and requests

My

Reported bugs

36 issues
  • App remains white after update
  • Not able to see PIN number input to login
  • Not able to login after new update, app is not responding
  • App shows create pin but no option to enter and no keypad
  • No option to pause or cancel SIP or redeem funds
Show 31 more
  • App not opening in iPhone
  • App has stopped working on iPhone 7
  • App not opening since update
  • App not working on iOS
  • It’s not opening
  • White screen showing on iPhone
  • App was not working for the last month
  • App not loading since weeks
  • App crashing mostly when launching
  • White screen, not able to open the app for months
  • Just showing ? With white background
  • App not working currently, doesn't even open
  • Unable to proceed beyond loading page, lots of bugs
  • Blank showing on login page
  • App does not open at all, white screen
  • App is keep crashing on login page on iPhone
  • App keeps crashing when clicking login icon
  • After mobile number, it keeps loading
  • Wheel keeps spinning after entering mobile number
  • App hasn't opened since new upgrade, crashing, white blank screen
  • Not working in iOS models
  • Forgot password link not responding
  • Consistently crashes on iOS 13
  • Not opening from last 2-3 weeks
  • Not able to login through and doesn't allow to click forgot password
  • On the first page after filling login details, it crashes
  • App gets crashed when clicking login
  • App not able to verify agent phone number, not able to login
  • Unable to enter first screen asking for advisor's mobile number
  • App is not responding and does not open at all due to recent update
  • Slow app, too much data cramped

Requested features

4 requests
  • Touch ID for login
  • Regular advancements and upgrades
  • Regular developments
  • Timely updates

SubExpense

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My

No in-app purchases

2 purchases

SubExpense

Subscriptions2
  • SubExpense Pro Monthly$9.991 Month
  • SubExpense Pro Yearly$79.991 Year

Questions

Is My free?
My is free to download, with no in-app purchases.
Is SubExpense free?
SubExpense is free to download, with in-app purchases available.
Do My or SubExpense have ads?
Neither My nor SubExpense shows ads.
Which is updated more often, My or SubExpense?
My ships an update every 3 months, and SubExpense fortnightly. Most recently, My was updated on October 19, 2026 and SubExpense on October 8, 2026.

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