Comparison

RWAM Mobile vs SubExpense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RWAM Mobile

Easily submit health, dental, and vision claims directly from your device. Track claim status, view spending account balances, and access digital insurance cards. Contact support with a single click.

Highlights
  • Submit health, dental, vision claims
  • Track recent claims
  • View spending account balances
  • Access digital insurance cards
  • Contact RWAM easily
Features
Read full description

With RWAM Mobile, submitting your claims has never been easier. Offering select features of RWAM Plan Member Services (our client web application), RWAM Mobile allows group insurance plan members to: - Submit health, dental and vision claims securely online directly from your phone or tablet - Track recent claims - View remaining balances on your Spending Account - View your RWAM OneCard and use your phone as your Drug Card, Hospital Card, Dental Card and Out of Country Travel Card (if applicable to your group plan) - Contact RWAM with a simple click For more information, visit www.rwam.com or contact us at 1-877-888-7926 or mobileapp@rwam.com

About

SubExpense

Track all your subscriptions and expenses in one place. Manage personal finances with smart insights and budget tracking, or use company profiles for team expense management and reimbursement workflows. Offers a free tier for personal use and a Pro version for businesses.

Highlights
  • Unlimited subscription tracking
  • Budgeting and spending forecasts
  • Company expense management
  • Team expense tracking
  • Receipt photo attachments
  • Reimbursement workflows
  • Data export (CSV/PDF)
Features
Read full description

SubExpense is the all-in-one expense tracker for individuals and teams. Track every subscription, manage company expenses, and take control of your finances — all in one beautiful app. PERSONAL FINANCE (FREE) • Track unlimited subscriptions and one-time expenses • 140+ preset subscriptions (Netflix, Spotify, AWS, and more) • Smart insights — see what percentage of income goes to subscriptions • Spending trends, forecasts, and intelligent recommendations • Payment calendar with upcoming bill reminders • Budget tracking — set overall or per-category monthly limits • Inline currency converter for multi-currency expenses • 140+ payment card presets from banks worldwide • Custom card builder — any bank, any color • Export data as CSV or PDF reports • Beautiful dark and light themes • Push notifications before every renewal COMPANY PROFILES (PRO) • Create company profiles to track work expenses separately • Invite your team with a shareable invite code — employees join free • Assign company cards to specific employees • Per-employee monthly budgets with over-budget warnings • Receipt photo attachments for expense proof • Reimbursement workflow — submit, approve, reject, reimburse • Export all receipts as ZIP + PDF reports • Filter expenses by employee or company card • Organization currency independent of personal currency • Upload your company logo SMART INSIGHTS • Spending trends chart (last 6 months) • Month-over-month comparison • Yearly spending forecast • Category-wise spending breakdown • AI-powered recommendations to save money • Income vs. subscription percentage gauge YOUR PRIVACY MATTERS • No ads, ever • No real card numbers needed — cards are just labels • Bank-level security with Supabase • Sign in with Apple or Google • Delete your account anytime SubExpense is free for personal use. Company features require SubExpense Pro ($9.99/month or $79.99/year). Questions? Contact us at subexpense.app@gmail.com Website: https://subexpense.com Terms of Use: https://www.subexpense.com/terms-of-use

Screenshots

RWAM Mobile4 screens
SubExpense4 screens

Verdict

The call

The clearest difference is in-app purchases: RWAM Mobile at none against SubExpense's 2. RWAM Mobile also leads on iOS requirement (11.2 vs 15.0). SubExpense's advantage is update cadence (fortnightly vs every 4 months). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. SubExpense sells 2 in-app purchases, starting at $9.99 per month. RWAM Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

RWAM Mobile ships an update every 4 months, SubExpense fortnightly. Both last shipped on October 8, 2026.

Scorecard4 real differences Ā· 4 level
RWAM Mobile versus SubExpense: the parameters behind the verdict, then further details
ParameterRWAM MobileSubExpense
PriceFreeFree
Positive reviews4.3% of reviews—
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.2 — better15.0
Further details — not scored
Size74 MB46 MB
Age rating4+4+
DeveloperRWAM Insurance Administrators Inc.Film Budget Planner

In-app purchases

None

RWAM Mobile

No in-app purchases

2 purchases

SubExpense

Subscriptions2
  • SubExpense Pro Monthly$9.991 Month
  • SubExpense Pro Yearly$79.991 Year

Questions

Is RWAM Mobile free?
RWAM Mobile is free to download, with no in-app purchases.
Is SubExpense free?
SubExpense is free to download, with in-app purchases available.
Do RWAM Mobile or SubExpense have ads?
Neither RWAM Mobile nor SubExpense shows ads.
Which is updated more often, RWAM Mobile or SubExpense?
RWAM Mobile ships an update every 4 months, and SubExpense fortnightly. Most recently, RWAM Mobile was updated on October 8, 2026 and SubExpense on October 8, 2026.

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