FinCalc vs Retirement Estimator

FinCalc is a premium, fully offline suite of financial calculators for iPhone and iPad. Plan with clarity: save named scenarios, compare strategies side by side, explore interactive charts, model extra payments, and share polished PDF summaries. Optional on-device AI insights (Apple Intelligence) explain results in plain language — privately, on your device, never as financial advice. KEY FEATURES • Saved scenarios & comparison — name, revisit, and compare plans • Car & home loans — repayments, amortization, interactive balance charts • Extra-payment what-ifs — see interest saved and months cut • Retirement savings — real/nominal planning with growth assumptions • Living annuity — deterministic and stochastic longevity bands • TVM calculator — solve for N, I, PV, PMT, or FV • Home Screen widgets & Shortcuts — glanceable loan and retirement status • Share & PDF export — send a clean summary when you need it • TipKit guidance & accessible controls — Dynamic Type and VoiceOver friendly • Localized — English, German, French, Spanish, Brazilian Portuguese FINCALC PRO (optional one-time unlock) Free FinCalc stays fully useful: all calculators, charts, extra-payment what-ifs, last-session persistence, TipKit, widgets, and one on-device insight teaser per session. FinCalc Pro is a one-time purchase (not a subscription) that unlocks unlimited saved scenarios, scenario compare, PDF export, and unlimited on-device insights. HOW IT WORKS 1. Pick a calculator from the dashboard. 2. Dial values with precision sliders or tap to type exact amounts. 3. Save scenarios, scrub charts, and compare alternatives. 4. Optionally ask for an on-device explanation on supported devices. Fully offline. No accounts. No tracking. Currency-agnostic for international use. Disclaimer: Results are educational estimates based on your inputs. FinCalc is not financial advice. Consult a qualified adviser for important decisions.

Retirement Estimator is your personal pocket financial assistant for simulating and visualizing financial scenarios days to decades into the future. EXPLORE YOUR RETIREMENT POSSIBILITIES Model any combination of income streams, investments, and expenses with full control over monetary value, taxes, anticipated growth rate, and time horizon. Simulate transfers between income, investments, and expenses to explore "what if" scenarios. Run Monte Carlo simulations to model a range of possible financial outcomes and estimate the probability that your retirement plan succeeds. Then experiment by adjusting income sources, investments, and expenses to see how each decision shapes your projected results. VISUALIZE YOUR FINANCIAL FUTURE • Track income, investments, and expenses with clear, color-coded line graphs • Estimate your Probability of Success with Monte Carlo simulation • Export detailed CSV reports to Excel, Numbers, or any spreadsheet app • Simulate fund transfers between income, investments, and expenses • Model scenarios from days to decades into the future PRIVACY FIRST. ALL DATA STAYS ON YOUR DEVICE Everything you enter is stored locally on your device and is never transmitted to ITDT LLC or any third party. No account required. SECURE ACCESS Protect your financial data with Face ID, Touch ID, or a PIN.