Comparison

UBS Safe vs ZKB Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBS Safe

Securely store and manage important personal documents, passwords, and banking information. Access your encrypted data anytime, anywhere, with multiple authentication options for enhanced protection.

Highlights
  • Store personal documents
  • Manage passwords
  • Automatic banking document storage
  • Encrypted data storage
  • Multi-factor authentication
  • Access data anywhere
Features
Read full description

THIS APP IS ONLY AVAILABLE TO EXISTING UBS CLIENTS DOMICILED IN SWITZERLAND The most important information in a safe place – UBS Safe ID copies, contracts, passwords or banking documents: the UBS Safe App provides a safe place for your data. Your benefits with the UBS Safe mobile app: - Store personal documentation such as tax documents, references or insurance policies in your UBS Safe - Manage your passwords in one place The UBS Safe app lets you access your data anywhere and at any time – even when traveling. If the original document is lost or stolen, you always have a copy at hand. Here’s how secure it is to use the UBS Safe app: - All data is stored in encrypted form on servers in Switzerland UBS Safe is only intended to be used by existing customers of UBS Switzerland AG who are domiciled in Switzerland. UBS Safe is not intended to be used by residents outside of Switzerland. The availability of UBS Safe in non-Swiss App Stores for download does not constitute a solicitation, offer or recommendation of a UBS product or service or the intent to enter into any transaction, nor does it establish or constitute a solicitation or offer to establish a customer relationship between the person who downloads UBS Safe and UBS Switzerland AG.

About

ZKB Access

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

Highlights
  • Secure eBanking login
  • New customer identification
  • ID scan and video selfie
  • Smartphone and tablet support
  • Two-channel security
Read full description

With the ZKB Access App, you can easily and securely log in to the digital Banking of Zürcher Kantonalbank. New customers can also identify themselves from home or in one of our branches. Advantages of the ZKB Access App: - High flexibility by using your smartphone or tablet - Easy identification with ID scan and video selfie for new customers - High security due to the separation into two channels (smartphone and eBanking) For more information, visit www.zkb.ch/access-faq

Screenshots

UBS Safe3 screens
ZKB Access4 screens

Verdict

The call

The clearest difference is review sentiment: ZKB Access at 100% against UBS Safe's 50%. ZKB Access also leads on rating (4.9 vs 4.2) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ZKB Access holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 50% of UBS Safe's written reviews are positive against 100% of ZKB Access's.

UpkeepUpdate frequency

UBS Safe ships an update every 3 months, ZKB Access every 5 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
UBS Safe versus ZKB Access: the parameters behind the verdict, then further details
ParameterUBS SafeZKB Access
PriceFreeFree
Rating4.2 (21 ratings)4.9 (214 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings21214 — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better16.4
Further details — not scored
Size133 MB127 MB
Age rating4+4+
DeveloperUBS AGZuercher Kantonalbank

Customer experience

UBS Safe

All ratings21 ratings
Positive81.0%
Neutral4.8%
Negative14.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

ZKB Access

All ratings212 ratings
Positive98.1%
Neutral0.5%
Negative1.4%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UBS Safe

No in-app purchases

None

ZKB Access

No in-app purchases

Questions

Is UBS Safe free?
UBS Safe is free to download, with no in-app purchases.
Is ZKB Access free?
ZKB Access is free to download, with no in-app purchases.
Which has better reviews, UBS Safe or ZKB Access?
ZKB Access is rated higher. UBS Safe averages 4.2 out of 5 from 21 ratings, while ZKB Access averages 4.9 from 214 ratings.
Do UBS Safe or ZKB Access have ads?
Neither UBS Safe nor ZKB Access shows ads.
Which is updated more often, UBS Safe or ZKB Access?
UBS Safe ships an update every 3 months, and ZKB Access every 5 weeks. Most recently, UBS Safe was updated on October 22, 2026 and ZKB Access on October 24, 2026.

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