UBS Safe vs Cembra App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBS Safe
Securely store and manage important personal documents, passwords, and banking information. Access your encrypted data anytime, anywhere, with multiple authentication options for enhanced protection.
- Store personal documents
- Manage passwords
- Automatic banking document storage
- Encrypted data storage
- Multi-factor authentication
- Access data anywhere
Read full descriptionHide full description
THIS APP IS ONLY AVAILABLE TO EXISTING UBS CLIENTS DOMICILED IN SWITZERLAND The most important information in a safe place – UBS Safe ID copies, contracts, passwords or banking documents: the UBS Safe App provides a safe place for your data. Your benefits with the UBS Safe mobile app: - Store personal documentation such as tax documents, references or insurance policies in your UBS Safe - Manage your passwords in one place The UBS Safe app lets you access your data anywhere and at any time – even when traveling. If the original document is lost or stolen, you always have a copy at hand. Here’s how secure it is to use the UBS Safe app: - All data is stored in encrypted form on servers in Switzerland UBS Safe is only intended to be used by existing customers of UBS Switzerland AG who are domiciled in Switzerland. UBS Safe is not intended to be used by residents outside of Switzerland. The availability of UBS Safe in non-Swiss App Stores for download does not constitute a solicitation, offer or recommendation of a UBS product or service or the intent to enter into any transaction, nor does it establish or constitute a solicitation or offer to establish a customer relationship between the person who downloads UBS Safe and UBS Switzerland AG.
Cembra App
Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.
- Real-time purchase tracking
- Card PIN retrieval
- Credit card suspension
- Add card to Apple Wallet
- Track credit card payments
- Access monthly statements
- Secure Touch ID/Face ID login
Read full descriptionHide full description
"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.
Screenshots
Verdict
The clearest difference is update cadence: Cembra App at every 3 weeks against UBS Safe's every 3 months. Cembra App also leads on rating (4.5 vs 4.2) and ratings volume (68 vs 21). UBS Safe's advantage is monetization model (free vs ad-supported) and review sentiment (50% vs 42%). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cembra App holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 21 and 68 respectively. Written reviews complicate that: 50% of UBS Safe's written reviews are positive against 42% of Cembra App's, so the app with the better star average is not the one people write more warmly about.
UBS Safe ships an update every 3 months, Cembra App every 3 weeks. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.
| Parameter | UBS Safe | Cembra App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (21 ratings) | 4.5 (68 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 41.7% of reviews |
| Number of ratings | 21 | 68 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 16 | 16.0 |
| Further details — not scored | ||
| Size | 133 MB | 322 MB |
| Age rating | 4+ | 4+ |
| Developer | UBS AG | Cembra Money Bank AG |
Customer experience
UBS Safe
Cembra App
In-app purchases
UBS Safe
No in-app purchases
Cembra App
No in-app purchases








