Comparison

Cashlez vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashlez

This app provides a comprehensive payment system and mini POS solution for businesses. It allows you to accept various digital wallet and card payments, manage sales, track inventory, and access business analytics. Get your earnings transferred to your bank account the next business day.

Highlights
  • Accept debit and credit card payments
  • Accept digital wallet payments
  • Cashier mode for transactions
  • Real-time sales tracking
  • Next-day bank transfers
  • Customizable item management
  • Send receipts via email/SMS
Read full description

Cashlez is a payment system integrated with mini POS (Point of Sale) that gives you everything you need to manage and grow your business. Receive e-commerce transaction from digital wallet (Link Aja!, OVO, Yap!, Dimo Pay, GO-PAY, Kredivo, ShopeePay, Atome, Indodana, Vospay), Virtual Account (BCA VA, Permata VA & Artajasa VA) with this app and also accept chip and PIN cards with Cashlez Reader (available in Tokopedia, Bukalapak, Bli-Bli, Elevania, Shopee, Belanja.com, and Ralali). Get your money in your bank account in the next business day. Use POS to keep your sales and manage your items, and view your business analytics in your desktop dashboard. Features: - Accept any debit and credit card payments (Visa, MasterCard, and JCB) - Accept digital wallet payments (Link Aja!, OVO, GO-PAY, Kredivo, ShopeePay, Nobu) - Cashier mode for easier transaction - Keep track of your sales in real time - Get your money to your bank account on the next working day - Geo tagging feature for every transaction - Customize your item with photo, price and description - Send receipt via email and SMS - Apply discount and promotion - Get your customer data - Full back end report in desktop - Push Notification for OVO, LinkAja, Cashlez Link, GO-PAY, ShopeePay, BNPL(Kredivo, Atome, Indodana & Vospay) & Virtual Account Payment For more information visit www.cashlez.com

About

M

This e-money application facilitates cashless transactions and is licensed by Bank Indonesia. It offers features for purchasing mobile credit, electricity tokens, paying bills, and transferring funds to other accounts or banks. QRIS transactions are also supported for easy payments.

Highlights
  • Cashless transactions
  • Mobile credit and electricity token purchases
  • Bill payments
  • Fund transfers to M-Bayar and bank accounts
  • QRIS payments
Features
Read full description

M-Bayar adalah aplikasi E-Money yang memudahkan anda melakukan transaksi secara non-tunai dan telah memiliki lisensi dari Bank Indonesia. Dengan berbagai macam fitur yang M-Bayar sediakan, anda tidak perlu khawatir lagi jika bepergian namun lupa membawa uang tunai. Fitur yang tersedia saat ini adalah: - m-Deals, memudahkan anda untuk melakukan pembelian pulsa nomor seluler, token listrik dan sebagainya. - m-Bills, membayar tagihan akan hanya butuh beberapa klik. - m-Transfer, Transfer ke Sesama Akun M-Bayar dan Transfer ke Rekening Bank kapanpun dan dimanapun - QRIS, memudahkan anda untuk melakukan transaksi kapanpun dan dimanapun Fitur yang akan hadir: - m-Shop, berbagai produk yang ditawarkan oleh mitra M-Bayar yang bisa anda beli menggunakan fitur ini. - m-Promo, berbagai promo-promo menarik dapat dinikmati khusus untuk anda. - m-Edu, pembayaran pendidikan anak dan keluarga anda, kini bisa dilakukan kapan pun dan dimana pun. - m-Services, seluruh transaksi akan lebih mudah untuk dikelola dan dimonitor, cukup menggunakan satu aplikasi M-Bayar. ---

Screenshots

Cashlez4 screens
M4 screens

Verdict

The call

The clearest difference is review sentiment: Cashlez at 71% against M's 33%. Cashlez also leads on update cadence (every 2 months vs every 3 months) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cashlez ships an update every 2 months, M every 3 months. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Cashlez versus M: the parameters behind the verdict, then further details
ParameterCashlezM
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews70.6% of reviews — better33.3% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size95 MB66 MB
Age rating4+4+
DeveloperCashlez Worldwide Indonesia, PTPT. E2Pay Global Utama

Customer experience

Cashlez

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews17 reviews
Positive70.6%
Neutral5.9%
Negative23.5%

M

Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Cashlez

No in-app purchases

None

M

No in-app purchases

Questions

Is Cashlez free?
Cashlez is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Do Cashlez or M have ads?
Neither Cashlez nor M shows ads.
Which is updated more often, Cashlez or M?
Cashlez ships an update every 2 months, and M every 3 months. Most recently, Cashlez was updated on October 7, 2026 and M on October 15, 2026.

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