Comparison

Budgets vs Simple Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgets

Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.

Highlights
  • Create custom budgets (monthly, weekly, etc.)
  • Log purchases against budgets
  • View remaining budget amounts visually
  • Track spending history
  • Secure passcode protection
Features
Read full description

Where does the money go? Create your Budgets and keep to them - Get 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ View your Purchase History √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Get 'Budgets - Expense Tracker', create your Budget and keep to it.

About

Simple Budget Planner

Manually track your household expenses and income without connecting bank accounts. Plan your monthly budget with customizable categories and recurring bill reminders. Share your budget with family and gain clear insights into your spending habits.

Highlights
  • Manual expense and income tracking
  • Envelope-style budgeting
  • Bill and recurring payment reminders
  • Household budget sharing
  • Savings goals tracking
  • Spending insights by category
  • Offline functionality
Features
Read full description

Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. KNOW WHERE YOU STAND • Your balance for the period, and Look ahead: where you'll be on any date, with the lowest point on the way • What's left a day or this week, right on the Home screen • A short recap at the end of every period, and your year in review PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments go out on the day you choose and count before they arrive, so "left to spend" is honest • Monthly from your payday, twice a month (1st and 15th), weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date • A gentle reminder if you forget, and a note that remembers its category SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Send your partner a link: they join in one tap, no account needed first • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • Lock the app with Face ID • Siri and Shortcuts: add an expense without opening the app • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, or 80 when you share it, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy

Screenshots

Budgets4 screens
Simple Budget Planner4 screens

Verdict

The call

Budgets and Simple Budget Planner both sit at 4.3 stars, but that hides the real split: 100% of Budgets's written reviews are positive against 60% of Simple Budget Planner's. Budgets also leads on iOS requirement (13.0 vs 17.0). Simple Budget Planner's advantage is ads (none vs shown) and ratings volume (283 vs 3). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgets sells 6 one-off in-app purchases and Simple Budget Planner sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for Budgets against 4.4 for Simple Budget Planner. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 100% of Budgets's written reviews are positive against 60% of Simple Budget Planner's.

UpkeepUpdate frequency

Budgets ships an update every 6 weeks, Simple Budget Planner fortnightly. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

Scorecard5 real differences · 5 level
Budgets versus Simple Budget Planner: the parameters behind the verdict, then further details
ParameterBudgetsSimple Budget Planner
PriceFreeFree
Rating4.3 (3 ratings)4.4 (283 ratings) — better
Positive reviews100.0% of reviews — better59.6% of reviews
Number of ratings3283 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size12 MB26 MB
Age rating4+4+
DeveloperMoneyBudgieMehmet Cetin

Customer experience

Budgets

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Simple Budget Planner

All ratings283 ratings
Positive85.5%
Neutral7.8%
Negative6.7%
Written reviews52 reviews
Positive59.6%
Neutral9.6%
Negative30.8%

Bugs and requests

Budgets

Not enough reviews yet to summarise bugs or requests.

Simple Budget Planner

Reported bugs

6 issues
  • Periodic transactions not recorded automatically
  • App freezes or becomes unusable after declining to rate
  • Glitching UI elements
  • Data export errors
  • Subscription sharing/family plan issues
Show 1 more
  • Screen size/balance partially hidden on some devices

Requested features

11 requests
  • Add dark mode option
  • Allow sorting expenses by due date
  • Add bi-weekly pay period option
  • Add weekly budget option
  • Improve screen resolution and UI scaling
Show 6 more
  • Add option to subtract budgeted items from income
  • Separate statistics for savings
  • Export data to CSV
  • More detail for periodic transactions
  • Pleasing icons or artwork
  • Option to sort accounts alphabetically

In-app purchases

6 purchases

Budgets

One-time6
  • Descriptions with Purchases$0.99
  • Carry Over Under & Over Spend to next Period$0.99
  • No Ads$1.99
Show 3 more
  • Transaction CSV Export, Multi-Delete & Filter$1.99
  • App Customisation using Themes$1.99
  • PRO - All Features$4.99
4 purchases

Simple Budget Planner

Subscriptions4
  • Unlimited Weekly$1.997 Days
  • Unlimited Monthly$4.991 Month
  • Unlimited Annually14 Days trial$17.991 Year
Show 1 more
  • Unlimited Semiannually$24.996 Months

Questions

Is Budgets free?
Budgets is free to download, with in-app purchases available.
Is Simple Budget Planner free?
Simple Budget Planner is free to download, with in-app purchases available.
Which has better reviews, Budgets or Simple Budget Planner?
Simple Budget Planner is rated higher. Budgets averages 4.3 out of 5 from 3 ratings, while Simple Budget Planner averages 4.4 from 283 ratings.
Do Budgets or Simple Budget Planner have ads?
Budgets shows ads; Simple Budget Planner does not.
Which is updated more often, Budgets or Simple Budget Planner?
Budgets ships an update every 6 weeks, and Simple Budget Planner fortnightly. Most recently, Budgets was updated on November 2, 2026 and Simple Budget Planner on November 6, 2026.

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