Budgets vs Envelope Budget App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgets
Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.
- Create custom budgets (monthly, weekly, etc.)
- Log purchases against budgets
- View remaining budget amounts visually
- Track spending history
- Secure passcode protection
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Where does the money go? Create your Budgets and keep to them - Get 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ View your Purchase History √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Get 'Budgets - Expense Tracker', create your Budget and keep to it.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
Screenshots
Verdict
The clearest difference is ads: Envelope Budget App at none against Budgets's shown. Envelope Budget App also leads on rating (4.7 vs 4.3) and update cadence (every 9 days vs every 6 weeks). Budgets's advantage is review sentiment (100% vs 75%) and iOS requirement (13.0 vs 17.0). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgets sells 6 one-off in-app purchases and Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Envelope Budget App holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Envelope Budget App has 27 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Budgets's written reviews are positive against 75% of Envelope Budget App's, so the app with the better star average is not the one people write more warmly about.
Budgets ships an update every 6 weeks, Envelope Budget App every 9 days. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.
| Parameter | Budgets | Envelope Budget App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) | 4.7 (27 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 3 | 27 — better |
| Update frequency | Every 6 weeks | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 12 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | MoneyBudgie | Chimpanzee, LLC |
Customer experience
Budgets
Envelope Budget App
In-app purchases
Budgets
- Descriptions with Purchases$0.99
- Carry Over Under & Over Spend to next Period$0.99
- No Ads$1.99
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- Transaction CSV Export, Multi-Delete & Filter$1.99
- App Customisation using Themes$1.99
- PRO - All Features$4.99
Envelope Budget App
- Tuck Monthly Subscription$1.991 Month
- Tuck Yearly Subscription$12.991 Year
- Tuck Plus Lifetime$19.99
Questions
Is Budgets free?
Is Envelope Budget App free?
Which has better reviews, Budgets or Envelope Budget App?
Do Budgets or Envelope Budget App have ads?
Which is updated more often, Budgets or Envelope Budget App?
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