Budgets vs Checkbook Register & Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgets
Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.
- Create custom budgets (monthly, weekly, etc.)
- Log purchases against budgets
- View remaining budget amounts visually
- Track spending history
- Secure passcode protection
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Where does the money go? Create your Budgets and keep to them - Get 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ View your Purchase History √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Get 'Budgets - Expense Tracker', create your Budget and keep to it.
Checkbook Register & Ledger
Track your income and expenses with this simple, ad-free app. Gain clarity on your spending habits, manage your household budget, and easily record transactions. It provides a clear overview of where your money goes, helping you make informed financial decisions.
- Record income and expenses
- Track amounts easily
- Memorize travel expenses
- Keep a cash book
- Budget mode overview
- Quick transaction entry
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Get more clarity about your money: Expenses shows you your monthly expenses clearly arranged. You can see at a glance where your money is going and increase your awareness of your income and expenses. Without ads because ads are annoying! Get the easiest financial overview and look forward to many more great features. You have an idea for the further development? Write to me and join the development of the simplest and clearest finance app! ‣ Record income and expenses of your household budget ‣ Count your money by easily tracking amounts ‣ Memorize travel expenses quickly and easily and get an overview ‣ Keep a cash book and replace paperwork ‣ Find out quickly when you spent how much money and on what A single tap takes you to the entry of your last expense. Enter the amount, assign a category and optionally enter a short note - done. Expenses helps you quickly capture all those little cash expenses that you might otherwise miss. In budget mode, you can see your remaining budget per year, month and category at a glance. Income and expenses are added up to your total budget and you can see early on whether you need to be a little more careful or can afford something great. Expenses is reduced to the essentials. No frills, no advertising. Finally, a simple, clear and concise expense and budget tracker.
Screenshots
Verdict
The clearest difference is ads: Checkbook Register & Ledger at none against Budgets's shown. Checkbook Register & Ledger also leads on rating (4.8 vs 4.3) and ratings volume (134 vs 3). Budgets's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgets sells 6 one-off in-app purchases and Checkbook Register & Ledger sells 21 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Checkbook Register & Ledger holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Checkbook Register & Ledger has 134 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Budgets's written reviews are positive against 98% of Checkbook Register & Ledger's, so the app with the better star average is not the one people write more warmly about.
Budgets ships an update every 6 weeks, Checkbook Register & Ledger every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Budgets | Checkbook Register & Ledger |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) | 4.8 (134 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 97.7% of reviews |
| Number of ratings | 3 | 134 — better |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 12 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | MoneyBudgie | Timo Stuebing |
Customer experience
Budgets
Checkbook Register & Ledger
In-app purchases
Budgets
- Descriptions with Purchases$0.99
- Carry Over Under & Over Spend to next Period$0.99
- No Ads$1.99
Show 3 moreShow fewer
- Transaction CSV Export, Multi-Delete & Filter$1.99
- App Customisation using Themes$1.99
- PRO - All Features$4.99
Checkbook Register & Ledger
- Pro$4.991 Month
- Pro$7.991 Month
- Secret Discount for Pro$7.991 Year
Show 7 moreShow fewer
- Pro$8.991 Month
- Pro$9.991 Month
- Secret Discount for Pro$12.991 Year
- Secret Discount for Pro$17.991 Year
- Pro7 Days trial2 variants$24.991 Year
- Pro7 Days trial$29.991 Year
- Pro7 Days trial$49.991 Year
- Pro (Lifetime)2 variantsFree
- Pro (Lifetime)$4.99
- Contribution level 1$5.99
Show 8 moreShow fewer
- Pro (Lifetime)$7.99
- Contribution level 2$8.99
- Pro (Lifetime)$13.99
- Contribution level 3$14.99
- Contribution level 4$14.99
- Contribution level 5$41.99
- Pro (Lifetime)$69.99
- Pro (Lifetime)$79.99
Questions
Is Budgets free?
Is Checkbook Register & Ledger free?
Which has better reviews, Budgets or Checkbook Register & Ledger?
Do Budgets or Checkbook Register & Ledger have ads?
Which is updated more often, Budgets or Checkbook Register & Ledger?
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