Budgets vs Gist Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgets
Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.
- Create custom budgets (monthly, weekly, etc.)
- Log purchases against budgets
- View remaining budget amounts visually
- Track spending history
- Secure passcode protection
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Where does the money go? Create your Budgets and keep to them - Get 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ View your Purchase History √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Get 'Budgets - Expense Tracker', create your Budget and keep to it.
Gist Money
Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.
- Privacy-focused data security
- Easy budget creation and management
- Insightful spending analytics
- Bill tracking with due date reminders
- Customizable tags and categories
- Visual spend analysis with graphs
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Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy
Screenshots
Verdict
The clearest difference is ads: Gist Money at none against Budgets's shown. Gist Money also leads on update cadence (weekly vs every 6 weeks) and ratings volume (48 vs 3). Budgets's advantage is review sentiment (100% vs 76%) and iOS requirement (13.0 vs 15.0). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgets sells 6 one-off in-app purchases and Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.3 for Budgets against 4.3 for Gist Money. That said, the two scores are not equally well evidenced: Gist Money has 48 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 100% of Budgets's written reviews are positive against 76% of Gist Money's.
Budgets ships an update every 6 weeks, Gist Money weekly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | Budgets | Gist Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) — better | 4.3 (48 ratings) |
| Positive reviews | 100.0% of reviews — better | 75.9% of reviews |
| Number of ratings | 3 | 48 — better |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 12 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | MoneyBudgie | Amit Mohan |
Customer experience
Budgets
Gist Money
In-app purchases
Budgets
- Descriptions with Purchases$0.99
- Carry Over Under & Over Spend to next Period$0.99
- No Ads$1.99
Show 3 moreShow fewer
- Transaction CSV Export, Multi-Delete & Filter$1.99
- App Customisation using Themes$1.99
- PRO - All Features$4.99
Gist Money
- Premium7 Days trial$2.997 Days
- Premium1 Month trial$5.991 Month
- Premium2 variants$5.991 Month
Show 9 moreShow fewer
- Premium7 Days trial$19.991 Year
- Premium2 variants$19.991 Year
- Premium7 Days trial$29.991 Year
- Premium1 Year trial3 variants$39.991 Year
- Premium3 Days trial$39.991 Year
- Premium$39.991 Year
- Premium7 Days trial$39.991 Year
- Pro7 Days trial$59.991 Year
- Pro1 Month trial$59.991 Year
- Premium (6 months)$8.99
- Premium (12 months)$15.99
- Unlimited Premium Access$71.99
Show 2 moreShow fewer
- Lifetime Premium$71.99
- Lifetime Premium$89.99
Questions
Is Budgets free?
Is Gist Money free?
Which has better reviews, Budgets or Gist Money?
Do Budgets or Gist Money have ads?
Which is updated more often, Budgets or Gist Money?
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