AMTD PolicyPal vs Splitify

PLAN AND PROTECT We make managing insurance policies easier. PolicyPal helps you understand your financial needs and empowers you to take control of your financial future. MANAGE Manage your entire insurance portfolio on a single platform. Take a photo, upload and we’ll digitise your policies. Insurance right at your fingertips. SAVE & WIN Join the MoneyBag game. A virtual savings game to experience insurance in a new way. STAY SECURE We prioritise your privacy and security over everything else, which is why we have: ○ Secure Authentication ○ Bank-Level Security Standards ○ Compliance with Singapore Government’s PDPA Privacy Policy ○ 256-bit encryption to keep your information safe and secure WHO WE ARE AMTD PolicyPal consists of: PolicyPal Pte. Ltd., Baoxianbaobao Pte. Ltd., PolicyPal Tech Pte. Ltd. and ValueChampion. Baoxianbaobao Pte. Ltd. is an insurance broker and exempt financial adviser licensed and regulated by the Monetary Authority of Singapore (MAS). AMTD PolicyPal is a leading Singapore-based Fintech company and a one-stop platform that brings technology and your finance needs together. We have also built a policy management platform that helps users easily keep track of all their insurance policies on a single app. Since 2016, it has helped over 100,000 users manage their policies. OUR PRESENCE Check out what people are saying about us! ○ https://www.policypal.com/press Like us on Facebook! ○ https://www.facebook.com/hipolicypal

Splitify is the independent way to split expenses with friends, roommates, and travel buddies. No account to create, no ads to sit through, no bank behind it, no limits on what you can log — and it's free. Forever. Open the app and start splitting in seconds. Your friends don't need to sign up either: share an invite link and they're in. WHY SPLITIFY IS DIFFERENT - No account needed — not even an email. Download, open, split. - Free forever — every feature included. No premium tier, no daily expense limits, no paywalled essentials. - No ads — nothing standing between you and your expenses. - Independent and private — Splitify isn't owned by a bank and doesn't sell your data. Your spending stays yours. EVERYTHING YOU NEED TO SETTLE UP - Splits for every occasion — create a group for your trip, your flat, your team, or your relationship. - Clear balances — always know who owes what, and settle up in a tap. - Any currency — log expenses in different currencies, with exchange rates handled for you. - Recurring expenses — set up rent, utilities, or shared subscriptions once, and Splitify keeps every month's balances right. - Works offline — no signal on the road? Log now, sync later. - Smart notifications — customizable alerts so nothing gets forgotten, without nagging anyone. - Make it yours — light and dark mode, with your own accent color for each. - In your language — English, French, and Spanish. PERFECT FOR - Trips and holidays: hotels, meals, fuel — in any currency. - Roommates: rent, groceries, utilities. - Couples: everyday shared spending. - Friends and teams: dinners, gifts, events, subscriptions. Split expenses. Keep your privacy. That's the whole deal.