Financial Overview vs SpendWave Expense tracker App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Financial Overview
Gain a clear understanding of your monthly finances by tracking recurring income and expenses. See upcoming debits, view paid amounts, and receive weekly financial summaries. Secure your data with Face ID or Touch ID.
- Track recurring income and expenses
- View upcoming debits
- Monitor paid vs. scheduled expenses
- Secure with Face ID/Touch ID
- Weekly financial notifications
- Dark Mode support
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See at a glance how much you still have left to spend this month and get an overview of your fixed expenses and income! Features • Track recurring income and expenses • See when expenses will be debited • See how much is still scheduled to be debited and how much has already been paid • Secure with Face ID or Touch ID • Receive weekly notifications with that week’s income and expenses • Dark Mode support The app can track recurring income and expenses that repeat daily, weekly, every four weeks, monthly, quarterly, half‑yearly, or yearly. This app is and will remain free, but I would greatly appreciate it if you could support the app’s development with a small donation!
SpendWave Expense tracker App
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Screenshots
Verdict
The clearest difference is update cadence: SpendWave Expense tracker App at fortnightly against Financial Overview's every 3 months. SpendWave Expense tracker App also leads on device support (4 vs 2) and iOS requirement (17.6 vs 26.0). Financial Overview's advantage is monetization model (free vs freemium) and review sentiment (92% vs 70%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Financial Overview sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Financial Overview against 4.8 for SpendWave Expense tracker App. Both are backed by a comparable volume of ratings — 25 and 9 respectively. Written reviews are what separate them: 92% of Financial Overview's written reviews are positive against 70% of SpendWave Expense tracker App's.
Financial Overview ships an update every 3 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 12, 2026 and October 9, 2026 respectively.
| Parameter | Financial Overview | SpendWave Expense tracker App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (25 ratings) | 4.8 (9 ratings) |
| Positive reviews | 91.7% of reviews — better | 70.0% of reviews |
| Number of ratings | 25 — better | 9 |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 26.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 6 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Maurice van Breukelen | Robin Guido Schmidt |
Customer experience
Financial Overview
SpendWave Expense tracker App
In-app purchases
Financial Overview
- Voluntary Donation$2.99
SpendWave Expense tracker App
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Monthly7 Days trial$1.991 Month
- SpendWave+ Yearly7 Days trial$14.991 Year
- SpendWave+ one-time purchase$29.99
Questions
Is Financial Overview free?
Is SpendWave Expense tracker App free?
Which has better reviews, Financial Overview or SpendWave Expense tracker App?
Do Financial Overview or SpendWave Expense tracker App have ads?
Which is updated more often, Financial Overview or SpendWave Expense tracker App?
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