Comparison

Moje ING mobile vs GlobalTips Guest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moje ING mobile

Manage all your banking needs from your mobile device, including checking balances, making transfers, paying bills, and applying for loans. Features include biometric login, mobile payments, and a dedicated section for kids to learn about finance.

Highlights
  • Check account balance and history
  • Biometric login (fingerprint, face recognition)
  • Mobile payments and transfers (BLIK)
  • Pay bills and set up standing orders
  • Apply for loans and bank products
  • Child accounts with parental supervision
  • Savings goals and progress tracking
Features
Read full description

Moje ING mobile received the Silver Laurel in the „Banking App 2025” category in the Invest Cuffs competition. With our Moje ING mobile app, you can do everything you would usually do in online banking on a computer – there’s no need to choose where to log in. All features are available in the app. What can you do in Moje ING mobile? • Check your account balance and transaction history, • Log in using a fingerprint, facial recognition, or a PIN, • Pay for purchases with your card stored in your phone, • Handle official matters using a trusted profile, • Top up your mobile phone, • Buy top-ups for Netflix, Spotify, and other multimedia platforms. You’ll find everything you expect from a bank: • Make transfers, pay bills, repay your credit card, and set up standing orders, • Set savings goals and track your progress, • Open accounts and deposits, apply for loans or other banking products, • Change card transaction limits. Moje ING means simple payments, deposits, and withdrawals: • BLIK code – pay for online and in-store purchases. You can also withdraw cash from ATMs and deposit cash at our deposit machines, including to your savings account (from age 13). • BLIK phone transfers – no need to enter the recipient’s account number; just provide their phone number. • Requests for BLIK phone transfers and bill splitting, making settlements easy (from age 13). Features available only in the app: • Dark mode – adjust the app’s appearance to your preferences (dark or light mode), • Account balance before login – display the amount or a percentage value, • Pre-login shortcuts – choose the functions that matter most to you and access them quickly, • Push notifications for payments, • Account balance preview on Apple Watch, • Parking payments – pay conveniently for parking in the app without looking for parking meters and only for the actual parking time, • Public transport tickets – buy tickets conveniently, anytime, and without waiting in queues. Security in the Moje ING mobile app Access to the app is protected by an individual 4-digit PIN, and entering the wrong PIN three times will block access to the app. Data related to accounts and other banking products are not stored in the phone’s memory, which increases data security in case the device is lost. Communication between the app and the bank’s systems is encrypted. ING is also a bank for children. Moje ING is available from the age of 6. With your supervision, your child will take their first steps in the world of finance and achieve their goals. To start using Moje ING for children, open an account for your child or order a prepaid card for them. With Moje ING, a child can: • Send a request to a parent for a standard transfer, a BLIK phone transfer, a transfer to a prepaid card or savings account – each request can be approved or rejected by the parent, • Send a money request to a parent, which the parent can approve or reject, • Learn how to save and manage their money, • Use Savings Goals to make their dreams easier to achieve, • Ask a parent to top up their account or prepaid card. Learn more about the Moje ING app at: https://www.ing.pl/aplikacja

About

GlobalTips Guest

Easily leave cashless tips for service staff at participating establishments. Simply scan a QR code or tap a card, select your tip amount and payment method, and optionally leave a review. Receive 100% of your tip directly.

Highlights
  • Cashless tipping
  • QR code scanning
  • NFC card tap
  • Multiple payment methods
  • Rate dining experience
  • Leave reviews
Read full description

Having a great time? Send your waiter some cashless appreciation with GlobalTips! There are only 3 simple steps to follow: 1. Whenever you are at a participating restaurant, hold your iPhone near the GlobalTips card or sticker or point your camera at the GlobalTips QR code. 2. Choose tip amount and payment method. In addition to Apple Pay, GlobalTips accepts a wide range of credit and debit cards. 3. You can also rate your dining experience and add a quick review if you wish. Tipping with GlobalTips means your waiter gets 100% of your tip. It has never been easier to tip cashless!

Screenshots

Moje ING mobile4 screens
GlobalTips Guest4 screens

Verdict

The call

The clearest difference is ratings volume: Moje ING mobile at 2.1K against GlobalTips Guest's 11. Moje ING mobile also leads on rating (4.8 vs 4.6) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Moje ING mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Moje ING mobile has 2.1K ratings behind it against 11, so its average is the more settled of the two.

UpkeepUpdate frequency

Moje ING mobile ships an update fortnightly, GlobalTips Guest every 8 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Moje ING mobile versus GlobalTips Guest: the parameters behind the verdict, then further details
ParameterMoje ING mobileGlobalTips Guest
PriceFreeFree
Rating4.8 (2.1K ratings) — better4.6 (11 ratings)
Positive reviews75.1% of reviews—
Number of ratings2.1K — better11
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size224 MB13 MB
Age rating4+4+
DeveloperING Bank Slaski S.A.GLOBALTIPS EUROPE UAB

Customer experience

Moje ING mobile

All ratings2,035 ratings
Positive96.7%
Neutral0.9%
Negative2.4%
Written reviews365 reviews
Positive75.1%
Neutral5.5%
Negative19.5%

GlobalTips Guest

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%

Bugs and requests

Moje ING mobile

Reported bugs

4 issues
  • Login issues
  • Failed to retrieve data
  • Compatibility problems with newer iOS versions
  • Scrolling issues and unintended interactions

Requested features

5 requests
  • Add support for more languages
  • Improve English translation
  • Simplify navigation and layout
  • Reduce advertising/promotional content
  • Enhance transaction history and account overview

GlobalTips Guest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Moje ING mobile

No in-app purchases

None

GlobalTips Guest

No in-app purchases

Questions

Is Moje ING mobile free?
Moje ING mobile is free to download, with no in-app purchases.
Is GlobalTips Guest free?
GlobalTips Guest is free to download, with no in-app purchases.
Which has better reviews, Moje ING mobile or GlobalTips Guest?
Moje ING mobile is rated higher. Moje ING mobile averages 4.8 out of 5 from 2.1K ratings, while GlobalTips Guest averages 4.6 from 11 ratings.
Do Moje ING mobile or GlobalTips Guest have ads?
Neither Moje ING mobile nor GlobalTips Guest shows ads.
Which is updated more often, Moje ING mobile or GlobalTips Guest?
Moje ING mobile ships an update fortnightly, and GlobalTips Guest every 8 days. Most recently, Moje ING mobile was updated on October 24, 2026 and GlobalTips Guest on October 24, 2026.

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