Comparison

complete Control vs smartIDENT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

complete Control

Manage your credit card accounts securely and conveniently. Confirm online payments with biometric authentication, receive real-time transaction notifications, and access self-service options for account management. Stay informed about your spending and explore exclusive offers.

Highlights
  • Biometric payment confirmation
  • Real-time transaction alerts
  • Online account management
  • Transaction history overview
  • Exclusive partner offers
Read full description

• Online Payments: Confirm your online payments easy and secure just with your fingerprint or Face ID. • Real Time notifications: After each card usage, you will immediately get a push notification with all the transaction details – you always stay in control. • Self Service: Would you like to update your details, receive your account statements by e-mail, change your Secure Code, or register a new phone number for receiving mobileTANs? You can manage all these services and many more at any time in the complete Control Self Service area. • Transaction inquiries: Do you want to keep an eye on your spending? complete Control provides you an overview of all your cards and transactions at any time, from anywhere. • complete World: The complete World offers you not only tried-and-tested products at the card complete special price, but also numerous exclusive offers from our partners in the hotel, culture and lifestyle sectors, as well as lots of new and interesting things.

About

smartIDENT

Read full description

Die App smartIDENT bietet Ihnen einen zusätzlichen Schutz bei der Anmeldung an Ihre FinanceCloud durch eine Zwei-Faktor-Authentisierung.

Screenshots

complete Control4 screens
smartIDENT1 screens

Verdict

The call

The clearest difference is iOS requirement: complete Control at 12.0 against smartIDENT's 15.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

complete Control ships an update every 4 months, smartIDENT every 2 months. The most recent releases landed on September 21, 2026 and May 15, 2026 respectively.

Scorecard1 real difference · 9 level
complete Control versus smartIDENT: the parameters behind the verdict, then further details
Parametercomplete ControlsmartIDENT
PriceFreeFree
Rating4.7 (164 ratings) — better—
Positive reviews22.2% of reviews—
Number of ratings164 — better—
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.4
Further details — not scored
Size202 MB2 MB
Age rating4+4+
Developercard complete Service Bank AGFinanzAdmin Wertpapierdienstleistungen GmbH

In-app purchases

None

complete Control

No in-app purchases

None

smartIDENT

No in-app purchases

Questions

Is complete Control free?
complete Control is free to download, with no in-app purchases.
Is smartIDENT free?
smartIDENT is free to download, with no in-app purchases.
Do complete Control or smartIDENT have ads?
Neither complete Control nor smartIDENT shows ads.
Which is updated more often, complete Control or smartIDENT?
complete Control ships an update every 4 months, and smartIDENT every 2 months. Most recently, complete Control was updated on September 21, 2026 and smartIDENT on May 15, 2026.

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