Vicinity CU vs Collegiate CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vicinity CU
Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.
- View account balances
- Transfer funds
- Pay bills
- Find branch locations
- Find ATM locations
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Banking is easy with Vicinity CU Mobile App! View account balances, transfer funds between accounts, pay bills, and find branch and ATM locations from the convenience of your mobile device.
Collegiate CU
Manage your finances on the go with budgeting tools and savings features. Access digital learning resources created by financial educators to improve your financial literacy. Understand and control your money from anywhere.
- Budgeting tools
- Round-up-to-save features
- Financial goal management
- Digital learning resources
- Financial education by certified educators
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Collegiate's mobile banking app gives you control of your cash from wherever or whenever you need it. Say Yes to Savings Budgeting tools and round-up-to-save features help you get smart about saving. Get After Your Goals Manage and understand finances at a glance. Get Financially Fit Think of us as your online wellness center. Engage with digital learning and resources made for young adults by certified financial educators.
Screenshots
Verdict
The clearest difference is rating: Collegiate CU at 4.7 against Vicinity CU's 3.8. Collegiate CU also leads on review sentiment (100% vs 71%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Collegiate CU holds the better App Store score, 4.7 against 3.8. Both are backed by a comparable volume of ratings — 4 and 14 respectively. Written reviews point the same way: 71% of Vicinity CU's written reviews are positive against 100% of Collegiate CU's.
Vicinity CU ships an update monthly, Collegiate CU every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | Vicinity CU | Collegiate CU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) | 4.7 (14 ratings) — better |
| Positive reviews | 71.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 | 14 — better |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 177 MB | 159 MB |
| Age rating | 4+ | 4+ |
| Developer | Vicinity Credit Union | Michigan State University Federal Credit Union |
Customer experience
Vicinity CU
Collegiate CU
In-app purchases
Vicinity CU
No in-app purchases
Collegiate CU
No in-app purchases
Questions
Is Vicinity CU free?
Is Collegiate CU free?
Which has better reviews, Vicinity CU or Collegiate CU?
Do Vicinity CU or Collegiate CU have ads?
Which is updated more often, Vicinity CU or Collegiate CU?
Other comparisons
