Vicinity CU vs Cold Storage Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vicinity CU
Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.
- View account balances
- Transfer funds
- Pay bills
- Find branch locations
- Find ATM locations
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Banking is easy with Vicinity CU Mobile App! View account balances, transfer funds between accounts, pay bills, and find branch and ATM locations from the convenience of your mobile device.
Cold Storage Tracker
This privacy-focused app allows you to track your Bitcoin holdings by manually recording transactions or monitoring public blockchain data. Organize your investments by portfolio, view performance, and export backups without needing an account or exchange login.
- Manual transaction recording
- Read-only public blockchain data monitoring
- Portfolio grouping
- Cost basis and performance tracking
- Public address and extended public key monitoring
- JSON backup export
- Non-custodial
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Cold Storage Tracker is a privacy-first Bitcoin portfolio tracker for manual records and read-only public blockchain data. Record BTC buys, organize them by portfolio group, view cost basis and performance, monitor public addresses or extended public keys, and export JSON backups. No exchange login or app account is required. The app is non-custodial: it does not create, import, store, or use private keys, seed phrases, or signing credentials. It cannot send, receive, exchange, transfer, or custody Bitcoin or any virtual currency. Market and blockchain data come from third-party providers and may be delayed or unavailable. Cold Storage Tracker does not provide investment, tax, or legal advice.
Screenshots
Verdict
The clearest difference is rating: Cold Storage Tracker at 5.0 against Vicinity CU's 3.8. Vicinity CU's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (16.0 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cold Storage Tracker holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 4 and 2 respectively.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 26, 2026 and October 12, 2026 respectively.
| Parameter | Vicinity CU | Cold Storage Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 4 — better | 2 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 177 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Vicinity Credit Union | RICARDO TOMAS VEGA |
Customer experience
Vicinity CU
Cold Storage Tracker
In-app purchases
Vicinity CU
No in-app purchases
Cold Storage Tracker
No in-app purchases
Questions
Is Vicinity CU free?
Is Cold Storage Tracker free?
Which has better reviews, Vicinity CU or Cold Storage Tracker?
Do Vicinity CU or Cold Storage Tracker have ads?
Which is updated more often, Vicinity CU or Cold Storage Tracker?
Other comparisons
