Spending Tracker MoneyKeep vs My treasury
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker MoneyKeep
Easily track your household expenses and income with this intuitive finance manager. Input transactions quickly, store receipts as photos, and visualize your spending with clear charts. Customize categories and set budgets to gain control of your finances.
- Easy transaction input
- Receipt photo storage
- Calendar view of finances
- Account balance overview
- Budget pie charts
- Customizable categories
- iCloud data backup
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It is a household account book that can be easily input simple as can be continued. There is also a receipt only registration can function so that it can be entered when a later love. Fun and app recommended for those who want to accurately put a household account book. --- Screen List --- 【calendar】 And registered them if two taps can be input · Month of switchable on the left and right swipe Watch in full-screen list is increasing · Balance the day, it can be confirmed in a month [Account balance] - total assets can be seen immediately · Balance of each account can be confirmed · Transfer input support 【Graph】 · Budget breakdown in a pie chart is self-explanatory Or descending order in the fee, possible rearrangement in ascending order 【receipt】 - the receipt in the wallet can be stored at photo - After selecting a photo, can immediately input ---Setting items--- · Closing date can be set (calendar also be optimized) Users of switching And expenditure, income category, freely customize the account And fixed monthly balance of payments can be entered Backup data in iCloud After considering if there is a request, such as I want to add an icon, it will respond at any time. The new functions are also plans to add. looking forward to. Please help us to save the daily gotten take advantage of MoneyKeep. And restored at the time of the model change At the time of change model, you can restore previously purchased paid version free of charge. Please have logged in to the iTunes of the iPhone · iPad terminal in the same AppleID the time of purchase (Settings => from the paid version in the app). And confirmation and cancellation Select the ""recommended"" at the bottom of the AppStore apps -> select the Apple ID -> select ""Show Apple ID"" -> select from the ""management"" that is in the subscription. Confirmation and the next automatic update timing from this screen, you can unlock / setting of automatic updates. - Automatic continuation billing Free trial is only valid for the first time. If you do not cancel before more than 24 hours of the trial period ends, two weeks after the free trial ends, it will be automatically charged. If that is not the release of the automatic update before more than 24 hours of period end date, contract period will be automatically updated. Of automatic updating billing is done within 24 hours before the end of the contract period. ·important point Those who are charged within the app can not be canceled in a way other than the above. We do not accept cancellation of the current month. It will be charged via the iTunes account. ·Terms of service https://nilcraft.jp/privacy_policy_en
My treasury
Easily track all your expenses and incomes, set spending goals, and get reminders for bills. Analyze your budget with detailed reports and secure your financial data with backups.
- Track expenses and incomes
- Create custom categories
- Set and monitor spending goals
- Bill payment reminders
- Budget analysis and reports
- Secure access and backups
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My treasury helps you stay on top of everyday home finances without the mess of notes, spreadsheets, and paper receipts. TRACK EXPENSES AND INCOME IN SECONDS - add transactions even faster with a refreshed, more ergonomic form, - use categories, tags, notes, and smart suggestions, - create new tags while adding a transaction or later in settings, - manage as many accounts as you need: cash, bank account, savings, and more, - work with different currencies, - share accounts with a trusted person or another device in Premium. STAY IN CONTROL OF YOUR BUDGET AND BILLS - use tags to group expenses and income around your own themes, - set monthly spending limits, - track progress toward your goals, - get alerts when you get close to your limits, - create one-off and recurring bill reminders, - set your payday and analyze your budget on your own cycle. SEE WHERE YOUR MONEY GOES - review spending history by category, - analyze monthly and yearly results also by tags, - get insights on unusual expenses, - compare periods side by side, - check all account balances in one place, - export transactions to CSV for deeper analysis. FIND ANY TRANSACTION FAST - search by description, tags, note, date, category, and more, - go back to older expenses without digging through history manually. KEEP YOUR DATA SAFE - protect the app with an access code, - create backups and restore data when you change phones, - save backups wherever you want, including the cloud. You start with a ready-to-use account and sample categories, so you can begin right away. Adding a new expense takes only a moment, and tags, smart suggestions, and the refreshed form make everyday tracking even faster. TERMS AND CONDITIONS The app is free and ad-free. In the free version, you can use all core features and create up to three tags. In the Premium version, available as a subscription, you can additionally share accounts with other users or on your other devices, use cash flow analytics beyond the current month, and create unlimited tags. To use the Premium version, you need to purchase a subscription by going to Settings -> Subscriptions in the menu. The subscription renews automatically. In the case of renewal, the account is charged within 24 hours before the end of the subscription period. To avoid renewal, you must cancel the subscription at least 24 hours before the end of its expiration. Full terms and conditions of the My treasury application: https://dartu.app/en/my-treasury/tc
Screenshots
Verdict
The clearest difference is ads: My treasury at none against Spending Tracker MoneyKeep's shown. My treasury also leads on update cadence (every 11 days vs every 2 months) and ratings volume (21 vs 4). Spending Tracker MoneyKeep's advantage is rating (4.8 vs 4.5) and review sentiment (73% vs 60%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker MoneyKeep sells 2 in-app purchases, starting at $3.99 per month and My treasury sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Spending Tracker MoneyKeep holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: My treasury has 21 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 73% of Spending Tracker MoneyKeep's written reviews are positive against 60% of My treasury's.
Spending Tracker MoneyKeep ships an update every 2 months, My treasury every 11 days. Both last shipped on November 2, 2026.
| Parameter | Spending Tracker MoneyKeep | My treasury |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 4.5 (21 ratings) |
| Positive reviews | 72.5% of reviews — better | 60.3% of reviews |
| Number of ratings | 4 | 21 — better |
| Update frequency | Every 2 months | Every 11 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 16 | 15.0 — better |
| Further details — not scored | ||
| Size | 73 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | NilCraft Inc. | Dariusz Rutkowski |
Customer experience
Spending Tracker MoneyKeep
My treasury
In-app purchases
Spending Tracker MoneyKeep
- Premium Features14 Days trial$3.991 Month
- Premium Features14 Days trial$39.991 Year
My treasury
- Premium - 1 month14 Days trial2 variants$2.991 Month
- Premium - 1 month14 Days trial$3.991 Month
- Premium - 12 months14 Days trial2 variants$17.991 Year
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- Premium - 12 months14 Days trial$34.991 Year
Questions
Is Spending Tracker MoneyKeep free?
Is My treasury free?
Which has better reviews, Spending Tracker MoneyKeep or My treasury?
Do Spending Tracker MoneyKeep or My treasury have ads?
Which is updated more often, Spending Tracker MoneyKeep or My treasury?
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