Comparison

Spending Tracker MoneyKeep vs Moni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker MoneyKeep

Easily track your household expenses and income with this intuitive finance manager. Input transactions quickly, store receipts as photos, and visualize your spending with clear charts. Customize categories and set budgets to gain control of your finances.

Highlights
  • Easy transaction input
  • Receipt photo storage
  • Calendar view of finances
  • Account balance overview
  • Budget pie charts
  • Customizable categories
  • iCloud data backup
Features
Read full description

It is a household account book that can be easily input simple as can be continued. There is also a receipt only registration can function so that it can be entered when a later love. Fun and app recommended for those who want to accurately put a household account book. --- Screen List --- 【calendar】 And registered them if two taps can be input · Month of switchable on the left and right swipe Watch in full-screen list is increasing · Balance the day, it can be confirmed in a month [Account balance] - total assets can be seen immediately · Balance of each account can be confirmed · Transfer input support 【Graph】 · Budget breakdown in a pie chart is self-explanatory Or descending order in the fee, possible rearrangement in ascending order 【receipt】 - the receipt in the wallet can be stored at photo - After selecting a photo, can immediately input ---Setting items--- · Closing date can be set (calendar also be optimized) Users of switching And expenditure, income category, freely customize the account And fixed monthly balance of payments can be entered Backup data in iCloud After considering if there is a request, such as I want to add an icon, it will respond at any time. The new functions are also plans to add. looking forward to. Please help us to save the daily gotten take advantage of MoneyKeep. And restored at the time of the model change At the time of change model, you can restore previously purchased paid version free of charge. Please have logged in to the iTunes of the iPhone · iPad terminal in the same AppleID the time of purchase (Settings => from the paid version in the app). And confirmation and cancellation Select the ""recommended"" at the bottom of the AppStore apps -> select the Apple ID -> select ""Show Apple ID"" -> select from the ""management"" that is in the subscription. Confirmation and the next automatic update timing from this screen, you can unlock / setting of automatic updates. - Automatic continuation billing Free trial is only valid for the first time. If you do not cancel before more than 24 hours of the trial period ends, two weeks after the free trial ends, it will be automatically charged. If that is not the release of the automatic update before more than 24 hours of period end date, contract period will be automatically updated. Of automatic updating billing is done within 24 hours before the end of the contract period. ·important point Those who are charged within the app can not be canceled in a way other than the above. We do not accept cancellation of the current month. It will be charged via the iTunes account. ·Terms of service https://nilcraft.jp/privacy_policy_en

About

Moni

Features
Read full description

Moni is the ultimate multi-currency expense tracker built for people living across multiple countries. Log income and expenses effortlessly, with automatic real-time exchange rate conversion giving you a clear picture of your finances in one place. [ Key Features ] Multi-Currency Support - All major currencies: MXN, USD, KRW, EUR and more - Real-time exchange rate auto-conversion - Unified net worth calculated in your base currency Calendar & Daily View - See daily income/expenses at a glance on the calendar - Smooth monthly swipe gestures - Tap any date for detailed transaction history Smart Statistics - Spending breakdown by category with charts - Financial Health Score out of 100 - Month-end spending forecast & budget alerts Asset Management - Track cash, bank accounts, credit cards & investments - Net worth trend chart over time - Stock & ETF portfolio tracking Smart Notifications - Instant alert when you exceed budget - Automatic anomaly detection for unusual spending - Savings goal achievement reminders Apple Watch Integration - Log expenses right from your wrist - Check today's spending status at a glance Privacy First - iCloud sync across all your devices - Face ID / Touch ID app lock - All data stored on your device only Receipt Scan & PDF Reports - Auto-capture receipts with your camera - Export monthly spending reports as PDF - Import CSV/XLSX transaction files Designed for Expats & World Travelers Living across borders means dealing with multiple currencies every day. Moni removes the headache — no manual calculations, no confusion. Just a clear view of exactly where you stand financially, anywhere in the world.

Screenshots

Spending Tracker MoneyKeep4 screens
Moni4 screens

Verdict

The call

The clearest difference is in-app purchases: Moni at none against Spending Tracker MoneyKeep's 2. Moni also leads on ads (none vs shown) and update cadence (every 2 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker MoneyKeep sells 2 in-app purchases, starting at $3.99 per month. Moni asks for nothing beyond the download.

UpkeepUpdate frequency

Spending Tracker MoneyKeep ships an update every 2 months, Moni every 2 days. The most recent releases landed on October 22, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker MoneyKeep versus Moni: the parameters behind the verdict, then further details
ParameterSpending Tracker MoneyKeepMoni
PriceFreeFree
Rating4.8 (4 ratings) — better—
Positive reviews72.5% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS16 — better17.0
Further details — not scored
Size73 MB6 MB
Age rating4+4+
DeveloperNilCraft Inc.GWIHO JIN

In-app purchases

2 purchases

Spending Tracker MoneyKeep

Subscriptions2
  • Premium Features14 Days trial$3.991 Month
  • Premium Features14 Days trial$39.991 Year
None

Moni

No in-app purchases

Questions

Is Spending Tracker MoneyKeep free?
Spending Tracker MoneyKeep is free to download, with in-app purchases available.
Is Moni free?
Moni is free to download, with no in-app purchases.
Do Spending Tracker MoneyKeep or Moni have ads?
Spending Tracker MoneyKeep shows ads; Moni does not.
Which is updated more often, Spending Tracker MoneyKeep or Moni?
Spending Tracker MoneyKeep ships an update every 2 months, and Moni every 2 days. Most recently, Spending Tracker MoneyKeep was updated on October 22, 2026 and Moni on October 17, 2026.

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