Comparison

MarketSim vs Raydient

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MarketSim

Learn about the stock market and test trading strategies with a virtual stock game. Start with $10,000 virtual cash and place unlimited trades using live quotes and historical data. Monitor your portfolio with a beautiful and simple interface.

Highlights
  • Virtual stock market simulation
  • Unlimited trading with $10,000 virtual cash
  • Over 5000 tradeable symbols
  • Live stock quotes and historical data
  • Easy portfolio monitoring
  • Beautiful and simple design
Read full description

Real markets. Play money. Start with $10,000 in virtual cash and trade real stocks at real prices. Build a portfolio, try out an idea, and see how it does without risking any real money. TRADING • Buy and sell stocks with virtual cash at real market prices. • Trade by dollar amount or number of shares, including fractional shares. • Orders placed while the market is closed fill at the next open. • See every order you've placed in your order history. RESEARCH • Search for companies by name or ticker. • Browse the day's most active stocks, top gainers, and top losers. • View price charts, company profiles, and key stats. • Add stocks to your watchlist to keep an eye on them. YOUR PORTFOLIO • Follow your portfolio's value over time. • See shares, average cost, and total return for each holding. • See how each position contributes to your portfolio. • Dividends are paid and stock splits are applied automatically. MARKETSIM PREMIUM • Up to 10 portfolios, each with its own cash, holdings, and history. • Pick any starting balance from $1 to $1 billion for new portfolios. • Refresh quotes anytime with no cooldown. • No ads. MarketSim is a simulator for learning and entertainment. All trades, balances, and returns are simulated. Virtual cash has no monetary value and cannot be withdrawn. Nothing in the app is investment advice. Market data may be delayed or inaccurate, and simulated performance does not predict real investment results. Premium is an optional subscription that renews yearly until canceled. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://thirdlinellc.com/#privacy-policy

About

Raydient

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

Highlights
  • Intentional spending tracking
  • Goal-oriented saving visualization
  • Stock market simulator
  • Expense tracking
  • Balance monitoring
  • Market education
Features
Read full description

Raydient is the essential financial toolkit for the modern student. Most finance apps are designed for established professionals with complex needs, or they are too basic to provide real value. We built Raydient specifically for high school and college students who want to master their finances without the complexity of a manual spreadsheet. It is a streamlined, free application that focuses on the three pillars of financial success: intentional spending, goal-oriented saving, and market education. The budgeting interface is engineered for speed. You can track expenses and monitor your balance in seconds, making it easier to maintain a clear pulse on your spending habits. When you are saving for a milestone, like a first vehicle, a semester abroad, or a security deposit, the goal tracker provides a visual map of your progress. Seeing tangible growth is far more effective than simply checking a bank balance. One of the most powerful features is the stock market simulator. We know that investing can feel high stakes when it is your own hard-earned money on the line. Raydient provides a risk-free environment to practice. By using live market data and virtual currency, you can test investment strategies and see exactly how your portfolio would perform in real time. It is a practical way to build your confidence and understanding of the market before you commit real capital. Raydient is secure, fully encrypted, and optimized for a seamless iOS experience. It is about more than just tracking numbers; it is about building a professional financial foundation while you are still in school.

Screenshots

MarketSim4 screens
Raydient4 screens

Verdict

The call

The clearest difference is in-app purchases: Raydient at none against MarketSim's 1. Raydient also leads on ads (none vs shown) and rating (5.0 vs 4.6). MarketSim's advantage is ratings volume (21K vs 1). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MarketSim sells 1 one-off in-app purchase. Raydient asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Raydient holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MarketSim has 21K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
MarketSim versus Raydient: the parameters behind the verdict, then further details
ParameterMarketSimRaydient
PriceFreeFree
Rating4.6 (21K ratings)5.0 (1 ratings) — better
Positive reviews66.1% of reviews—
Number of ratings21K — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 — better18.6
Further details — not scored
Size23 MB4 MB
Age rating12+12+
DeveloperThird Line LLCBrightside Finance Foundation

Customer experience

MarketSim

All ratings20,615 ratings
Positive89.7%
Neutral5.1%
Negative5.3%
Written reviews227 reviews
Positive66.1%
Neutral12.3%
Negative21.6%

Raydient

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MarketSim

Reported bugs

3 issues
  • Stocks randomly showing $0 value
  • Crashes when trying to buy/sell certain stocks
  • Incorrect stock split handling

Requested features

5 requests
  • Add ability to short stocks
  • Implement stock splits and dividends
  • Include more advanced order types
  • Add portfolio tracking and analytics
  • Expand stock selection to include more options

Raydient

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

MarketSim

One-time1
  • Remove Ads$2.99
None

Raydient

No in-app purchases

Questions

Is MarketSim free?
MarketSim is free to download, with in-app purchases available.
Is Raydient free?
Raydient is free to download, with no in-app purchases.
Which has better reviews, MarketSim or Raydient?
Raydient is rated higher. MarketSim averages 4.6 out of 5 from 21K ratings, while Raydient averages 5.0 from 1 ratings.
Do MarketSim or Raydient have ads?
MarketSim shows ads; Raydient does not.
Which is updated more often, MarketSim or Raydient?
MarketSim ships an update every 2 months, and Raydient every 2 months. Most recently, MarketSim was updated on October 14, 2026 and Raydient on October 1, 2026.

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