Comparison

iCost-easy to use, fast, clear vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCost-easy to use, fast, clear

This finance app offers a simple, intuitive way to track income and expenses without registration or internet access. Quickly add transactions, view detailed charts, and customize categories and budgets. Secure your data with password protection and backup options.

Highlights
  • Intuitive and quick transaction entry
  • Variety of income and expenditure charts
  • Customizable currency and budgets
  • Automatic fixed income entry
  • Password protection and data backup
  • No registration or internet required
Features
Read full description

iCost-easy to use, fast, clear iCost ---simple, lightweight, easy to use, fast, clear Simple, easy to use: - Intuitive, clear, without tutorials, and instantly started. - Unparalleled quickly: three seconds to complete a statement. - Even more frightening is that does not require registration! No landing! No networking! Quick Add: - Click the '+' can be added, as well as calculator, oh! - Click on a date, category, notes, select enter the appropriate information, or even pictures, photographs. - The main interface 'to the right plan can open more functions. A variety of charts: - Income, expenditure, classification, curves, pie, year, month, day, many of the others have, precise, beautiful, easy to understand. Freedom to customize: - Free customizable currency, monthly budget, custom mobile Delete category. Fixed income: - Do not have to repeatedly add daily, weekly, fixed income, and simply set a fixed budget, you can automatically add Security Accounts: - Can be password protected, iCloud backup,Local Data Backup, data export.

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

iCost-easy to use, fast, clear4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is update cadence: SimpleSpend at every 8 days against iCost-easy to use, fast, clear's every 19 months. iCost-easy to use, fast, clear's advantage is device support (4 vs 2) and iOS requirement (6.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iCost-easy to use, fast, clear sells 1 one-off in-app purchase and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iCost-easy to use, fast, clear ships an update every 19 months, SimpleSpend every 8 days. The most recent releases landed on October 7, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 6 level
iCost-easy to use, fast, clear versus SimpleSpend: the parameters behind the verdict, then further details
ParameteriCost-easy to use, fast, clearSimpleSpend
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 19 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS6.0 — better18.0
Further details — not scored
Size39 MB32 MB
Age rating4+4+
Developer芬霞 方杭 李

In-app purchases

1 purchases

iCost-easy to use, fast, clear

One-time1
  • Remove Ads$2.99
2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is iCost-easy to use, fast, clear free?
iCost-easy to use, fast, clear is free to download, with in-app purchases available.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do iCost-easy to use, fast, clear or SimpleSpend have ads?
Neither iCost-easy to use, fast, clear nor SimpleSpend shows ads.
Which is updated more often, iCost-easy to use, fast, clear or SimpleSpend?
iCost-easy to use, fast, clear ships an update every 19 months, and SimpleSpend every 8 days. Most recently, iCost-easy to use, fast, clear was updated on October 7, 2026 and SimpleSpend on October 18, 2026.

Other comparisons