Simple Spend Tracker vs SimpleSpend

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it. How it works Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control. Why Simple Spend Tracker No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve. Built for real budgeters Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/