Comparison

Simple Spend Tracker vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

Simple Spend Tracker4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is update cadence: SimpleSpend at every 8 days against Simple Spend Tracker's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simple Spend Tracker ships an update every 2 months, SimpleSpend every 8 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Simple Spend Tracker versus SimpleSpend: the parameters behind the verdict, then further details
ParameterSimple Spend TrackerSimpleSpend
PriceFreeFree
Rating5.0 (6 ratings) — better—
Number of ratings6 — better—
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size8 MB32 MB
Age rating4+4+
DeveloperJOEL PATRICK NELSON杭 李

In-app purchases

1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99
2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do Simple Spend Tracker or SimpleSpend have ads?
Neither Simple Spend Tracker nor SimpleSpend shows ads.
Which is updated more often, Simple Spend Tracker or SimpleSpend?
Simple Spend Tracker ships an update every 2 months, and SimpleSpend every 8 days. Most recently, Simple Spend Tracker was updated on October 24, 2026 and SimpleSpend on October 25, 2026.

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