Comparison

Expenses OK vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses OK

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Highlights
  • Expense tracking
  • Handy widget
  • Subcategories
  • Pie diagram visualization
  • Data synchronization
  • Password and biometric security
  • CSV export
  • Backups
Features
Read full description

Expenses OK - the fastest way to track your expenses. The features of the app: - expenses - the handy widget - subcategories - pie diagram - synchronisation - password - Face ID and Touch ID - export to CSV - backups

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/ Log an expense on Apple Watch, see today’s and this month’s spending on the watch face, and sync that entry back to your iPhone.

Screenshots

Expenses OK4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is in-app purchases: Expenses OK at none against SimpleSpend's 3. Expenses OK also leads on iOS requirement (16.0 vs 18.0). SimpleSpend's advantage is update cadence (every 8 days vs every 2 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimpleSpend sells 3 in-app purchases, starting at $1.29 per month. Expenses OK asks for nothing beyond the download.

UpkeepUpdate frequency

Expenses OK ships an update every 2 months, SimpleSpend every 8 days. The most recent releases landed on November 11, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 6 level
Expenses OK versus SimpleSpend: the parameters behind the verdict, then further details
ParameterExpenses OKSimpleSpend
PriceFreeFree
Rating4.8 (5K ratings) — better—
Positive reviews88.4% of reviews—
Number of ratings5K — better—
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better18.0
Further details — not scored
Size16 MB42 MB
Age rating4+4+
DeveloperMobion OOO杭 李

Bugs and requests

Expenses OK

Reported bugs

2 issues
  • Data loss and sync issues with iCloud
  • Unexpected app crashes

Requested features

6 requests
  • Ability to set custom date ranges
  • Income tracking and balance calculation
  • Receipt attachment and management
  • Recurring expense setup
  • Multi-currency support
Show 1 more
  • Detailed monthly/weekly expense reports

SimpleSpend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expenses OK

No in-app purchases

3 purchases

SimpleSpend

Subscriptions2
  • SimpleSpend Pro$1.291 Month
  • SimpleSpend Pro14 Days trial$7.991 Year
One-time1
  • SimpleSpend Pro$26.90

Questions

Is Expenses OK free?
Expenses OK is free to download, with no in-app purchases.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do Expenses OK or SimpleSpend have ads?
Neither Expenses OK nor SimpleSpend shows ads.
Which is updated more often, Expenses OK or SimpleSpend?
Expenses OK ships an update every 2 months, and SimpleSpend every 8 days. Most recently, Expenses OK was updated on November 11, 2026 and SimpleSpend on November 9, 2026.

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