Simple Spend Tracker
Simple Money Tracking
About
Easily manage your finances with a simple, manual budgeting system. Track spending and income using the envelope method, with instant balance updates. Sync budgets across devices and enjoy a distraction-free experience.
What's New in Simple Spend Tracker
2.1.0
November 6, 2026
Payday countdown. Add your paydays and see how many days are left right above your balance. Works with weekly, every-two-weeks, twice-a-month and monthly pay, and paydays that fall on a weekend count as the Friday before. Your schedule syncs with the web app.
MoreSubscriptions & In-App Purchases
$1.99
SimpleSpend Pro
Get access to unlimited budgets
Developer apps
FAQ
What is Simple Spend Tracker?
Simple Spend Tracker is a personal finance app that helps you manage your money using the envelope budgeting method. It allows for manual logging of expenses and income to provide a clear overview of your spending.
How does Simple Spend Tracker's budgeting work?
The app utilizes the envelope budgeting strategy, where you set a starting balance for different spending categories. As you log transactions, the remaining balance in each 'envelope' is updated instantly.
Does Simple Spend Tracker require linking bank accounts?
No, Simple Spend Tracker does not require linking any bank accounts or sharing passwords. All financial data is entered manually by the user, ensuring complete control and privacy.
Is Simple Spend Tracker free to use?
Yes, the app is free to download and use. The first budget is free, and an optional one-time purchase unlocks unlimited budgets through SimpleSpend Pro.
Does Simple Spend Tracker have ads?
No, Simple Spend Tracker is ad-free. The developer explicitly states 'No ads, ever' to provide a distraction-free user experience.
What devices is Simple Spend Tracker available on?
Simple Spend Tracker is available on iPhone and iPad devices, with budgets syncing across these platforms and the web when a free account is created.
How often is Simple Spend Tracker updated?
The app was last updated on November 6, 2026, with version 2.1.0. This indicates a commitment to ongoing development and improvements.
What is the age rating for Simple Spend Tracker?
Simple Spend Tracker has an age rating of 4+, making it suitable for a wide range of users interested in learning basic money management.
