Comparison

Simple Spend Tracker vs Basic Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it. How it works Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control. Why Simple Spend Tracker No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve. Built for real budgeters Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

About

Basic Budget

Read full description

Basic Budget is a simple, private expense tracker that helps you stay on top of your spending — without accounts, ads, or your data ever leaving your phone. Everything works completely offline. Open the app, log what you spent, and instantly see how much you have left in each budget. No sign-up, no sync, no tracking. WHY BASIC BUDGET - 100% offline — your financial data stays on your device, always - No account required — start tracking in seconds - No ads, no analytics, no data collection - Fast, clean and easy to use every day TRACK YOUR SPENDING - Log expenses in seconds with amount, category and notes - Organise spending with categories and subcategories - See exactly how much you've spent and what's left BUDGETS THAT MAKE SENSE - Set a budget for each category - Watch your remaining balance update as you spend - Clear at-a-glance status so you always know where you stand SEE YOUR HISTORY - Review spending by day, week or month - Spending-over-time chart across your whole history - Category breakdowns to spot where your money goes OWN YOUR DATA - Export your transactions to CSV any time - Import transactions from CSV — categories are created for you automatically - Your data is yours: no cloud lock-in FREE TO USE Basic Budget is free. An optional one-time lifetime unlock adds premium features — pay once, own it forever. No subscriptions, ever. Made for people who just want a straightforward way to track spending and stick to a budget: private, offline and simple.

Screenshots

Simple Spend Tracker3 screens
Basic Budget3 screens

Verdict

The call

The clearest difference is in-app purchases: Basic Budget at none against Simple Spend Tracker's 1. Basic Budget also leads on update cadence (every 4 days vs every 3 weeks). Simple Spend Tracker's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase. Basic Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Spend Tracker ships an update every 3 weeks, Basic Budget every 4 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 6 level
Simple Spend Tracker versus Basic Budget: the parameters behind the verdict, then further details
ParameterSimple Spend TrackerBasic Budget
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size6 MB51 MB
Age rating4+4+
DeveloperJOEL PATRICK NELSONBorder networks Pte ltd

In-app purchases

1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99
None

Basic Budget

No in-app purchases

Questions

Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Is Basic Budget free?
Basic Budget is free to download, with no in-app purchases.
Do Simple Spend Tracker or Basic Budget have ads?
Neither Simple Spend Tracker nor Basic Budget shows ads.
Which is updated more often, Simple Spend Tracker or Basic Budget?
Simple Spend Tracker ships an update every 3 weeks, and Basic Budget every 4 days. Most recently, Simple Spend Tracker was updated on October 13, 2026 and Basic Budget on October 8, 2026.

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