Simple Spend Tracker vs Basic Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Spend Tracker
Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.
- Envelope budgeting method
- Manual transaction logging
- Offline functionality
- No bank account linking
- One-time purchase unlock
- Distraction-free interface
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Simple Spend Tracker The simplest way to manage your money. No bank accounts to link. No account to create. No internet required. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method — one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your transactions as you go, and always know exactly what's left. That's it. How it works Set your starting balance — groceries, rent, a vacation, a night out, anything. Add spending and deposits as they happen. Your balance updates instantly. Simple, manual, and completely in your control. Why Simple Spend Tracker No bank syncing, no credentials, no privacy concerns. Everything lives on your device. Works completely offline, anywhere in the world. No subscription — download free and unlock everything with a single one-time purchase. Clean, distraction-free interface with no learning curve. Built for real budgeters Whether you're following the cash envelope method, tracking a savings goal, managing weekly or monthly spending, or just trying to get a handle on where your money goes — Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.
Basic Budget
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Basic Budget is a simple, private expense tracker that helps you stay on top of your spending — without accounts, ads, or your data ever leaving your phone. Everything works completely offline. Open the app, log what you spent, and instantly see how much you have left in each budget. No sign-up, no sync, no tracking. WHY BASIC BUDGET - 100% offline — your financial data stays on your device, always - No account required — start tracking in seconds - No ads, no analytics, no data collection - Fast, clean and easy to use every day TRACK YOUR SPENDING - Log expenses in seconds with amount, category and notes - Organise spending with categories and subcategories - See exactly how much you've spent and what's left BUDGETS THAT MAKE SENSE - Set a budget for each category - Watch your remaining balance update as you spend - Clear at-a-glance status so you always know where you stand SEE YOUR HISTORY - Review spending by day, week or month - Spending-over-time chart across your whole history - Category breakdowns to spot where your money goes OWN YOUR DATA - Export your transactions to CSV any time - Import transactions from CSV — categories are created for you automatically - Your data is yours: no cloud lock-in FREE TO USE Basic Budget is free. An optional one-time lifetime unlock adds premium features — pay once, own it forever. No subscriptions, ever. Made for people who just want a straightforward way to track spending and stick to a budget: private, offline and simple.
Screenshots
Verdict
The clearest difference is in-app purchases: Basic Budget at none against Simple Spend Tracker's 1. Basic Budget also leads on update cadence (every 4 days vs every 3 weeks). Simple Spend Tracker's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase. Basic Budget asks for nothing beyond the download.
Simple Spend Tracker ships an update every 3 weeks, Basic Budget every 4 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.
| Parameter | Simple Spend Tracker | Basic Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 6 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | JOEL PATRICK NELSON | Border networks Pte ltd |
In-app purchases
Simple Spend Tracker
- SimpleSpend Pro$1.99
Basic Budget
No in-app purchases
Questions
Is Simple Spend Tracker free?
Is Basic Budget free?
Do Simple Spend Tracker or Basic Budget have ads?
Which is updated more often, Simple Spend Tracker or Basic Budget?
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