Comparison

Simple Spendings vs Simple Spend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Spendings

Features
Read full description

No subscriptions. No ads. No data tracking. Just a clean, powerful tool that helps you stay mindful of your spending. Simple Spendings is your financial single source of truth that puts you in control. By entering your expenses you stay aware of your habits - while smart suggestions make adding new items effortless and fast. Why Simple Spendings? - Manual input, mindful tracking - Stay aware of your spending, one entry at a time. - Smart suggestions - The app remembers your recent spendings to speed up new entries. - Multi-currency support - Track expenses in any currency, ideal for travelers and global users. - Category insights - Instantly see totals, averages, and trends across all your categories. - Future estimates - Get projections of upcoming expenses based on your past patterns. - Private cloud sync - Your data is stored securely and synced across your devices. No one else can access it, just you! - Import & export (JSON) - Easily back up or move your data between devices. - Cross-device simplicity - Works seamlessly on iPhone, iPad, and Mac. - Light and Dark modes - follows system's colour theme. - Completely free - No paywalls, no ads, and no tracking. Just simplicity and privacy. Stay aware, not overwhelmed Simple Spendings is designed to make budgeting clear and effortless. It's not about automation - it's about awareness. You enter each spending mindfully, and the app does the rest: organizing, calculating, and showing where your money truly goes. Spend less time managing. Spend more time understanding. Simple Spendings - completely free, beautifully simple.

About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

Screenshots

Simple Spendings4 screens
Simple Spend Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Spendings at none against Simple Spend Tracker's 1. Simple Spendings also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase. Simple Spendings asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Spendings ships an update every 3 weeks, Simple Spend Tracker every 2 months. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
Simple Spendings versus Simple Spend Tracker: the parameters behind the verdict, then further details
ParameterSimple SpendingsSimple Spend Tracker
PriceFreeFree
Rating—5.0 (6 ratings) — better
Number of ratings—6 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.417.0 — better
Further details — not scored
Size7 MB8 MB
Age rating4+4+
DeveloperAndrzej GawronJOEL PATRICK NELSON

In-app purchases

None

Simple Spendings

No in-app purchases

1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99

Questions

Is Simple Spendings free?
Simple Spendings is free to download, with no in-app purchases.
Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Do Simple Spendings or Simple Spend Tracker have ads?
Neither Simple Spendings nor Simple Spend Tracker shows ads.
Which is updated more often, Simple Spendings or Simple Spend Tracker?
Simple Spendings ships an update every 3 weeks, and Simple Spend Tracker every 2 months. Most recently, Simple Spendings was updated on October 7, 2026 and Simple Spend Tracker on October 24, 2026.

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