Comparison

MoBill Budget vs Bills io

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoBill Budget

Effortlessly manage your finances with this personal budgeting app. Track bills, expenses, and income with insightful reports, charts, and timely reminders. Sync data across devices and gain detailed financial analysis.

Highlights
  • Bill and expense tracking
  • Income tracking
  • Budgeting functions
  • Reminders for due dates
  • Financial reports and charts
  • Cross-platform data sync
  • Multiple account support
Features
Read full description

MoBill Budget is a cross-platform personal finance and budget app. It helps you effortlessly track your bills, expenses and income with budgeting functions as well as reminders, reports and charts. Unlock an ad-free experience and enhanced features with a Premium Subscription. Choose from a 3-month or 1-year plan. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription is an auto-renewal subscription and it will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can turn off auto-renew in your Apple ID Account Settings any time after purchase. Privacy Policy: http://www.mobillbudget.com/privacy.php Terms of Use: http://www.mobillbudget.com/termsofuse.php It has a simple and minimalistic look with the extensive features behind it. As soon as you add your bills and income, MoBill Budget provides insights into your finance. The features, such as charts and reports, shows different aspects of your finance and helps you to analyse your finance in detail. By setting reminders for the transactions, you will not miss any due date. * Sync your data between your devices or share with your family with MoBill Cloud Sync * Track one off or repeating bills or income * View up to 3 consecutive month/week in one screen * Setup your own categories Some important free version features are: * Bill/Income due reminder * Multiple account/multiple currency support * Repeating Bill/Income entry * Add your own categories * See bills and income in Monthly or Weekly periods * In-app calculator * Charts * Password security * Backup / Restore * No internet account setup required. All data is kept in your phone * Internet connection only required for ads Some of additional Premium Subscription features are: * No ads * Cloud Sync. Sync your data between your devices automatically, share with your family * Cloud Sync Web. Access your data through web site from any device * Multiple/Partial payment against transactions * Budgeting. Budget entry and comparison against the actual, and reports * Reports. Can be emailed or saved in CSV format to open in Excel or similar programs * Period outstanding balance carried over next period automatically * Decreasing Bill that automatically rolls over the remaining balance to the following period * Paid Amount and Payment Reference entry separate than bill amount * Transfer between accounts * Home screen widget * Month Weekday recurrence. You can add bills/income such as repeating every third Wednesday * Advanced Backup/Restore. You can save with any name and you can choose the backup file to be restored * Auto Payment that marks bill paid automatically on the due date * Additional period types Please don't hesitate to contact us for any question, issue or suggestion.

About

Bills io

Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

Highlights
  • Organize bills with tags
  • Track expenses by account
  • Log payment history
  • Export data to Excel/Numbers
  • Receive bill notifications
  • Sync across Apple devices
Features
Read full description

Know exactly where your money goes — without giving up your privacy. Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized. YOUR MONEY. YOUR DATA. Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud. STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks. BILL TRACKING Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it. PAYMENT LOG Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it. OVERVIEW & NOTIFICATIONS See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server. WORKS ACROSS APPLE DEVICES iPhone, iPad, and Mac. One purchase, everywhere you already work. ◆ FREE TIER Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private. ◆ PREMIUM Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development. Available as monthly, annual, or a one-time lifetime purchase. ◆ Payment graphs & average monthly cost charts ◆ Collections, filtering by account & tags ◆ Face ID / Touch ID lock ◆ Custom notification times ◆ CSV export for bills & payments ◆ Payment notes ◆ All future premium features Privacy Policy: https://billsio.com/pages/privacy/ Terms of Use: https://billsio.com/pages/tos/ EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MoBill Budget4 screens
Bills io4 screens

Verdict

The call

The clearest difference is ratings volume: MoBill Budget at 409 against Bills io's 34. MoBill Budget also leads on iOS requirement (17.0 vs 26.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoBill Budget sells 2 in-app purchases, starting at $3.49 per 3 months and Bills io sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for MoBill Budget against 4.7 for Bills io. That said, the two scores are not equally well evidenced: MoBill Budget has 409 ratings behind it against 34, so its average is the more settled of the two. Written reviews are what separate them: 76% of MoBill Budget's written reviews are positive against 74% of Bills io's.

UpkeepUpdate frequency

MoBill Budget ships an update every 2 months, Bills io every 6 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
MoBill Budget versus Bills io: the parameters behind the verdict, then further details
ParameterMoBill BudgetBills io
PriceFreeFree
Rating4.7 (409 ratings) — better4.7 (34 ratings)
Positive reviews75.8% of reviews — better73.7% of reviews
Number of ratings409 — better34
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS17.0 — better26.0
Further details — not scored
Size11 MB45 MB
Age rating4+17+
DeveloperHakan ErturkStudio Ember LLC

Customer experience

MoBill Budget

All ratings409 ratings
Positive93.4%
Neutral3.4%
Negative3.2%
Written reviews33 reviews
Positive75.8%
Neutral9.1%
Negative15.2%

Bills io

All ratings34 ratings
Positive91.2%
Neutral0.0%
Negative8.8%
Written reviews19 reviews
Positive73.7%
Neutral0.0%
Negative26.3%

In-app purchases

2 purchases

MoBill Budget

Subscriptions2
  • 3 Months subscription$3.493 Months
  • 1 Year Subscription$10.991 Year
3 purchases

Bills io

Subscriptions2
  • Premium (1 Month)$0.991 Month
  • Premium (1 Year)$9.991 Year
One-time1
  • Premium (Lifetime)$39.99

Questions

Is MoBill Budget free?
MoBill Budget is free to download, with in-app purchases available.
Is Bills io free?
Bills io is free to download, with in-app purchases available.
Which has better reviews, MoBill Budget or Bills io?
MoBill Budget is rated higher. MoBill Budget averages 4.7 out of 5 from 409 ratings, while Bills io averages 4.7 from 34 ratings.
Do MoBill Budget or Bills io have ads?
Neither MoBill Budget nor Bills io shows ads.
Which is updated more often, MoBill Budget or Bills io?
MoBill Budget ships an update every 2 months, and Bills io every 6 weeks. Most recently, MoBill Budget was updated on October 24, 2026 and Bills io on October 20, 2026.

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