Comparison

Bill Watch vs MoBill Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Watch

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

Highlights
  • Track income and expense bills
  • Set custom payment reminders
  • Calendar and list bill views
  • Generate financial reports
  • Create repeating bills
  • Export bills data
  • Passcode and Touch ID protection
Features
Read full description

You need an app to organize your bills, keep them in good order, track their payment status and make sure they are paid on time. Bill Watch is the best choice. Bill Watch keeps your income and expense bills in one place, reminds you paying bills, its mission is to help you become late fee free and you don’t need to always worry about that if you have bills to be paid nearly, helps to simplify and stress release your life. You add your bills which need to be paid or got into this app, Bill Watch will keep your bills by Calendar or List view, remind you paying them on time, and generate reports to show where you money comes and goes. Key Features: ⁃ Track both income and expense bills. ⁃ Track bills amount, status, payment amount, account, category and payer/payee etc. ⁃ Create repeating bills with or without an end date. ⁃ Custom in advance remind days and time. ⁃ Set bills as auto pay or not. ⁃ Add full or partially payments for a bill. ⁃ Calendar or List view to check bills. ⁃ Track bills history for each account. ⁃ Search bills with or without a date range. ⁃ Bills reports including bills trend, bills by category, bills by payee/payer and bills by payment amount. ⁃ Export bills data by email in format of CSV, HTML or PDF. ⁃ Print bills data by AirPrint. ⁃ Supports multiple currencies. ⁃ Passcode protection. ⁃ Supports Touch ID as password. ⁃ Custom Categories. ⁃ Custom month start day. ⁃ Dropbox and iCloud backup and restore. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

MoBill Budget

Effortlessly manage your finances with this personal budgeting app. Track bills, expenses, and income with insightful reports, charts, and timely reminders. Sync data across devices and gain detailed financial analysis.

Highlights
  • Bill and expense tracking
  • Income tracking
  • Budgeting functions
  • Reminders for due dates
  • Financial reports and charts
  • Cross-platform data sync
  • Multiple account support
Features
Read full description

MoBill Budget is a cross-platform personal finance and budget app. It helps you effortlessly track your bills, expenses and income with budgeting functions as well as reminders, reports and charts. Unlock an ad-free experience and enhanced features with a Premium Subscription. Choose from a 3-month or 1-year plan. Payment will be charged to your iTunes Account at confirmation of purchase. The subscription is an auto-renewal subscription and it will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can turn off auto-renew in your Apple ID Account Settings any time after purchase. Privacy Policy: http://www.mobillbudget.com/privacy.php Terms of Use: http://www.mobillbudget.com/termsofuse.php It has a simple and minimalistic look with the extensive features behind it. As soon as you add your bills and income, MoBill Budget provides insights into your finance. The features, such as charts and reports, shows different aspects of your finance and helps you to analyse your finance in detail. By setting reminders for the transactions, you will not miss any due date. * Sync your data between your devices or share with your family with MoBill Cloud Sync * Track one off or repeating bills or income * View up to 3 consecutive month/week in one screen * Setup your own categories Some important free version features are: * Bill/Income due reminder * Multiple account/multiple currency support * Repeating Bill/Income entry * Add your own categories * See bills and income in Monthly or Weekly periods * In-app calculator * Charts * Password security * Backup / Restore * No internet account setup required. All data is kept in your phone * Internet connection only required for ads Some of additional Premium Subscription features are: * No ads * Cloud Sync. Sync your data between your devices automatically, share with your family * Cloud Sync Web. Access your data through web site from any device * Multiple/Partial payment against transactions * Budgeting. Budget entry and comparison against the actual, and reports * Reports. Can be emailed or saved in CSV format to open in Excel or similar programs * Period outstanding balance carried over next period automatically * Decreasing Bill that automatically rolls over the remaining balance to the following period * Paid Amount and Payment Reference entry separate than bill amount * Transfer between accounts * Home screen widget * Month Weekday recurrence. You can add bills/income such as repeating every third Wednesday * Advanced Backup/Restore. You can save with any name and you can choose the backup file to be restored * Auto Payment that marks bill paid automatically on the due date * Additional period types Please don't hesitate to contact us for any question, issue or suggestion.

Screenshots

Bill Watch4 screens
MoBill Budget4 screens

Verdict

The call

The clearest difference is rating: MoBill Budget at 4.7 against Bill Watch's 4.2. MoBill Budget also leads on ads (none vs shown) and update cadence (every 2 months vs every 5 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and MoBill Budget sells 2 in-app purchases, starting at $3.49 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MoBill Budget holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 158 and 409 respectively. Written reviews complicate that: 80% of Bill Watch's written reviews are positive against 76% of MoBill Budget's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Bill Watch ships an update every 5 months, MoBill Budget every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
Bill Watch versus MoBill Budget: the parameters behind the verdict, then further details
ParameterBill WatchMoBill Budget
PriceFreeFree
Rating4.2 (158 ratings)4.7 (409 ratings) — better
Positive reviews80.2% of reviews — better75.8% of reviews
Number of ratings158409 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size28 MB11 MB
Age rating4+4+
DeveloperLINKLINKS LTDHakan Erturk

Customer experience

Bill Watch

All ratings157 ratings
Positive76.4%
Neutral10.2%
Negative13.4%
Written reviews192 reviews
Positive80.2%
Neutral6.8%
Negative13.0%

MoBill Budget

All ratings409 ratings
Positive93.4%
Neutral3.4%
Negative3.2%
Written reviews33 reviews
Positive75.8%
Neutral9.1%
Negative15.2%

Bugs and requests

Bill Watch

Reported bugs

3 issues
  • Notifications not working as expected
  • Data loss when transferring to new device
  • Recurring bills not updating correctly

Requested features

4 requests
  • Ability to customize categories and accounts
  • Weekly report view in addition to monthly/quarterly/yearly
  • Sync with bank accounts
  • Ability to share data with others

MoBill Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Bill Watch

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
2 purchases

MoBill Budget

Subscriptions2
  • 3 Months subscription$3.493 Months
  • 1 Year Subscription$10.991 Year

Questions

Is Bill Watch free?
Bill Watch is free to download, with in-app purchases available.
Is MoBill Budget free?
MoBill Budget is free to download, with in-app purchases available.
Which has better reviews, Bill Watch or MoBill Budget?
MoBill Budget is rated higher. Bill Watch averages 4.2 out of 5 from 158 ratings, while MoBill Budget averages 4.7 from 409 ratings.
Do Bill Watch or MoBill Budget have ads?
Bill Watch shows ads; MoBill Budget does not.
Which is updated more often, Bill Watch or MoBill Budget?
Bill Watch ships an update every 5 months, and MoBill Budget every 2 months. Most recently, Bill Watch was updated on November 1, 2026 and MoBill Budget on November 2, 2026.

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