Comparison

FOMO Pay vs CBiBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FOMO Pay

This app provides businesses with a unified QR code payment solution, enabling them to accept payments from various mobile wallets like NETS and WeChat in real-time. Merchants can manage transactions, receive alerts, and view settlement details on the go.

Highlights
  • Accept NETS, WeChat Pay, and other QR code payments
  • Real-time transaction processing
  • Push and audio transaction alerts
  • Void/refund transactions
  • View transaction history
  • Check settlement amounts and dates
Features
Read full description

• Winner of Singapore FinTech Awards 2017 by Monetary Authority of Singapore (MAS) • Winner of Open Innovation Contest 7.0 by NTT DATA • Winner of the Best FinTech Company by Cards & Payment 2017 Are you a business owner and want to accept QR code payment like NETS and WeChat from your customers? We provide one-stop QR code payment solution at a minimum cost and the fastest integration. FOMO Pay Merchant App is a backend management mobile app providing FOMO Pay merchants with following key features: -Receive payment from mobile wallet users in real-time, including NETS QR, WeChat Pay, Baidu Wallet, BestPay, etc. -Receive push notification and audio alert when a new transaction occurs. -Void/refund a transaction if admin access is assigned. -Check past transaction history on the go. -See next settlement amount and the date to expect. -View previous settlements. Please drop us an email at enquiry@fomopay.com for instant account opening to receive payment!

About

CBiBank

Open an international bank account online with this service, offering a transparent fee structure and robust account protection. Access multi-currency accounts and dedicated support in multiple languages for global financial needs.

Highlights
  • 100% online bank opening
  • Transparent fee structure
  • Account protection system
  • Offshore expert services
  • Multi-currency accounts
  • Multi-language support
Features
Read full description

•CB International Bank is an International Financial Entity (IFE), established under the International Financial Entities Act of the Commonwealth of Puerto Rico (Act 273/2012), United States of America. •CB International Bank is audited and regulated by the office of Commissioner of Financial Institutions of Puerto Rico (OCIF), a full member of the US Federal Reserve System. •We are an institutional member of the ABA, SWIFT, UNIONPAY, Cross-border RMB Clearing (CIPS) and many other organizations. •SWIFT CODE: CBLBPRSJ •ABA: :021508125 Easy and Fast *100% online bank opening procedure within 14 business days No Hidden Fees *Transparent fee structure to save your money and time Account protection System No amount freezing and closing risk that keeps your account safe Offshore expert Bank Account opening service for 99+ Jurisdiction, accept the directors and shareholders from 100 countries Wide scope business activities Supporting investment and finical purpose and consulting service Dedicated multi-language support in real-time English, Chinese (Mandarin), Cantonese, Spanish, Portuguese and Hindi Multiple- Currency Account Multiple currency account supporting USD, EUR, GBP, HKD, JPY, CAD and CNH

Screenshots

FOMO Pay4 screens
CBiBank4 screens

Verdict

The call

The clearest difference is rating: FOMO Pay at 5.0 against CBiBank's 4.6. FOMO Pay also leads on update cadence (weekly vs every 6 weeks) and iOS requirement (8.0 vs 13.0). CBiBank's advantage is ratings volume (93 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FOMO Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: CBiBank has 93 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FOMO Pay ships an update weekly, CBiBank every 6 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
FOMO Pay versus CBiBank: the parameters behind the verdict, then further details
ParameterFOMO PayCBiBank
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (93 ratings)
Positive reviews—80.0% of reviews
Number of ratings193 — better
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better13.0
Further details — not scored
Size35 MB136 MB
Age rating4+17+
DeveloperFOMO PAY PTE. LTD.CB INTERNATIONAL BANK LLC

Customer experience

FOMO Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

CBiBank

All ratings93 ratings
Positive90.3%
Neutral0.0%
Negative9.7%
Written reviews40 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

FOMO Pay

No in-app purchases

None

CBiBank

No in-app purchases

Questions

Is FOMO Pay free?
FOMO Pay is free to download, with no in-app purchases.
Is CBiBank free?
CBiBank is free to download, with no in-app purchases.
Which has better reviews, FOMO Pay or CBiBank?
FOMO Pay is rated higher. FOMO Pay averages 5.0 out of 5 from 1 ratings, while CBiBank averages 4.6 from 93 ratings.
Do FOMO Pay or CBiBank have ads?
Neither FOMO Pay nor CBiBank shows ads.
Which is updated more often, FOMO Pay or CBiBank?
FOMO Pay ships an update weekly, and CBiBank every 6 weeks. Most recently, FOMO Pay was updated on October 8, 2026 and CBiBank on October 13, 2026.

Other comparisons