Comparison

FOMO Pay vs dtcpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FOMO Pay

This app provides businesses with a unified QR code payment solution, enabling them to accept payments from various mobile wallets like NETS and WeChat in real-time. Merchants can manage transactions, receive alerts, and view settlement details on the go.

Highlights
  • Accept NETS, WeChat Pay, and other QR code payments
  • Real-time transaction processing
  • Push and audio transaction alerts
  • Void/refund transactions
  • View transaction history
  • Check settlement amounts and dates
Features
Read full description

• Winner of Singapore FinTech Awards 2017 by Monetary Authority of Singapore (MAS) • Winner of Open Innovation Contest 7.0 by NTT DATA • Winner of the Best FinTech Company by Cards & Payment 2017 Are you a business owner and want to accept QR code payment like NETS and WeChat from your customers? We provide one-stop QR code payment solution at a minimum cost and the fastest integration. FOMO Pay Merchant App is a backend management mobile app providing FOMO Pay merchants with following key features: -Receive payment from mobile wallet users in real-time, including NETS QR, WeChat Pay, Baidu Wallet, BestPay, etc. -Receive push notification and audio alert when a new transaction occurs. -Void/refund a transaction if admin access is assigned. -Check past transaction history on the go. -See next settlement amount and the date to expect. -View previous settlements. Please drop us an email at enquiry@fomopay.com for instant account opening to receive payment!

About

dtcpay

This app facilitates seamless global payments for customers and merchants using stablecoins, cash, and cards. It offers fast, secure, and cost-efficient transactions, enabling easy fund management and international transfers.

Highlights
  • Seamless stablecoin, cash, and card payments
  • Fast, secure, and cost-efficient transactions
  • Global fund management and transfers
  • Track expenses and cash flow
  • International currency conversion
Features
Read full description

dtcpay dtcpay offers customers and merchants worldwide the ability to handle stablecoin, cash, and card payments seamlessly. It is also compliant, fast, secure, and cost-efficient.

dtcpay is for everyone—whether you're a customer, merchant, or supplier located anywhere in the world. dtcpay can help you make payments, manage, and transfer funds seamlessly Payments & Transfers Make payments using dtcpay for fast transactions and allow merchants to receive their funds in their dtcpay accounts. Merchants can transfer the money to their suppliers anywhere in the world without a hassle, and at a lower cost compared to traditional remittance methods. Pay and Get Paid Make payments to your suppliers and employees and keep track of all your payments within a single app! No more messy Excel spreadsheets or complicated formulas to manage your cash flow and expenses. You can manage and track all your expenses and cash management within a single dashboard via the dtcpay platform. Transfer Without Borders Get one of the most competitive rates when transferring funds locally or internationally in different currencies, all with the click of a button. Save the hassle of physically exchanging money by using dtcpay to convert funds into your preferred currencies anytime. Important Disclosures dtcpay is a regulated Major Payment Institution (MPI), licensed by the Monetary Authority of Singapore (MAS), to conduct Digital Payment Token (DPT) services and other payment services under the Payment Services Act (PSA). dtcpay offers access to digital payment services, including stablecoin features, for eligible users. Access to these services is subject to regulatory requirements, local laws, and dtcpay’s internal compliance policies.

Stablecoin-related features are not available to all users and may be restricted based on your location, account type, and verification status. dtcpay does not provide financial, legal, or investment advice, and users are responsible for ensuring their use of these services complies with applicable regulations.

The value and availability of stablecoins may fluctuate and carry risks. By using dtcpay, you acknowledge and accept these risks and agree to use the services in accordance with our terms.

For full eligibility requirements, service details, and risk disclosures, please visit: https://dtcpay.com Address: 139 Cecil St, #08-01 Singapore 069539 Phone Number: +65 8500 0000 Email Address: support@dtcpay.com

Screenshots

FOMO Pay4 screens
dtcpay4 screens

Verdict

The call

The clearest difference is rating: FOMO Pay at 5.0 against dtcpay's 3.4. FOMO Pay also leads on iOS requirement (8.0 vs 15.6). dtcpay's advantage is ratings volume (10 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FOMO Pay holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: dtcpay has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FOMO Pay ships an update weekly, dtcpay every 10 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
FOMO Pay versus dtcpay: the parameters behind the verdict, then further details
ParameterFOMO Paydtcpay
PriceFreeFree
Rating5.0 (1 ratings) — better3.4 (10 ratings)
Positive reviews—0.0% of reviews
Number of ratings110 — better
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better15.6
Further details — not scored
Size35 MB201 MB
Age rating4+4+
DeveloperFOMO PAY PTE. LTD.DIGITAL TREASURES CENTER PTE. LTD

Customer experience

FOMO Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

dtcpay

All ratings10 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FOMO Pay

No in-app purchases

None

dtcpay

No in-app purchases

Questions

Is FOMO Pay free?
FOMO Pay is free to download, with no in-app purchases.
Is dtcpay free?
dtcpay is free to download, with no in-app purchases.
Which has better reviews, FOMO Pay or dtcpay?
FOMO Pay is rated higher. FOMO Pay averages 5.0 out of 5 from 1 ratings, while dtcpay averages 3.4 from 10 ratings.
Do FOMO Pay or dtcpay have ads?
Neither FOMO Pay nor dtcpay shows ads.
Which is updated more often, FOMO Pay or dtcpay?
FOMO Pay ships an update weekly, and dtcpay every 10 days. Most recently, FOMO Pay was updated on November 2, 2026 and dtcpay on November 3, 2026.

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