Comparison

NetSpend Small Business vs Fincent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NetSpend Small Business

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

Highlights
  • Separate business and personal expenses
  • Organize transactions for tax preparation
  • Accept payments on the go
  • Load checks, cash, and card payments
  • Secure and fast financial management
Features
Read full description

The NetSpend Small Business Mobile App lets you manage your account wherever you are, whenever you need it. That means it’s easy to do things like: * Keep your business and personal expenses separate. It’s simple to track how much money you are bringing in, and where you are spending it. * Simplify your taxes. Keep your transactions organized to export them for quarterly and end-of-year tax returns. * Accept payments on the go. Load checks, cash, or credit and debit card payments to your Card Account. It’s secure, fast, and best of all, free.** * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details.

About

Fincent

Read full description

Welcome to a new era of managing your small business finances with Fincent! This isn't just an app; it's your financial companion that combines state-of-the-art software with expert bookkeeping services to save you time and money. Why Choose Fincent? - Seamless Bookkeeping: Enjoy automated, personalized bookkeeping tailored to your business. - Real-Time Financial Insights: Connect as many bank and credit card accounts for instant financial tracking. - Tax Made Easy: Comprehensive support from calculations to filings. - Effortless Invoicing: Simplify how you get paid and pay others. Attach Add and manage invoices all in one platform. - Comprehensive Reports: Generate and download in-depth financial reports for a better understanding of your business. - User-Friendly Interface: Spend less time on finances and more on growing your business with our straightforward platform. - Reliable Support: Our dedicated team is ready to assist you within 24 hours. Transform Your Business Finance Fincent, the ultimate financial management solution for small businesses, is designed to simplify your entire financial management process. From bookkeeping, accounting, and tax needs, to tracking expenses, and getting paid or paying we've got you covered. Our intuitive interface ensures easy navigation and access to crucial financial data when you need it. Connect your bank and credit card accounts to stay on top of your finances in real-time. With Fincent, say goodbye to financial stress and hello to efficiency and peace of mind. Simplified Finance, Amplified Business Growth. Experience the change and see how Fincent can revolutionize the way you handle your business finances. Join the community of small business owners who trust Fincent for their financial needs.

Screenshots

NetSpend Small Business4 screens
Fincent4 screens

Verdict

The call

The clearest difference is update cadence: Fincent at monthly against NetSpend Small Business's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NetSpend Small Business ships an update every 3 months, Fincent monthly. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
NetSpend Small Business versus Fincent: the parameters behind the verdict, then further details
ParameterNetSpend Small BusinessFincent
PriceFreeFree
Rating3.2 (29 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings29 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better14.5
Further details — not scored
Size47 MB104 MB
Age rating4+17+
DeveloperNetspend CorporationFincent Inc.

In-app purchases

None

NetSpend Small Business

No in-app purchases

None

Fincent

No in-app purchases

Questions

Is NetSpend Small Business free?
NetSpend Small Business is free to download, with no in-app purchases.
Is Fincent free?
Fincent is free to download, with no in-app purchases.
Do NetSpend Small Business or Fincent have ads?
Neither NetSpend Small Business nor Fincent shows ads.
Which is updated more often, NetSpend Small Business or Fincent?
NetSpend Small Business ships an update every 3 months, and Fincent monthly. Most recently, NetSpend Small Business was updated on October 22, 2026 and Fincent on October 15, 2026.

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