HBL Mobile vs NSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HBL Mobile
Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.
- View and download account statements
- Funds transfer between accounts
- Bill payments (utility, mobile, education)
- Credit card payments
- QR payments
- Investment in mutual funds
- Manage debit/credit cards
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Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.
NSD
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NSD Wallet — Your Smart Payment Solution by NSD-EPAY NSD Wallet makes it simple and secure to manage your everyday payments — all from one powerful app. Designed for KP Traffic Police merchants, NSD Wallet streamlines payment collection and financial tracking so you can focus on what matters. PAYMENTS MADE EASY Traffic Tickets — Process KP traffic challan payments instantly by ticket number Deposit Slips — Pay deposit slips quickly and efficiently PSID Payments — Complete PSID-based bill payments in seconds PSID Inquiry — Look up and verify PSID details before processing POWERFUL REPORTS & TOOLS Transaction History — View your complete payment history at a glance Ledger — Access detailed ledger reports with opening balances, credits & debits Reprint Receipts — Easily reprint any previous transaction receipt BUILT FOR PROFESSIONALS Digital Wallet — Monitor your current balance in real time Bluetooth Printing — Connect to thermal printers for instant hard-copy receipts PDF Receipts — Generate and share professional PDF receipts Save to Gallery — Save receipts as images for your records Biometric Security — Protect your account with fingerprint or Face ID authentication PREMIUM EXPERIENCE Beautiful, modern interface with light & dark mode Smooth animations and intuitive navigation Designed for speed and reliability Download NSD Wallet today and experience the smarter way to manage payments.
Screenshots
Verdict
The clearest difference is update cadence: NSD at every 5 days against HBL Mobile's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HBL Mobile ships an update fortnightly, NSD every 5 days. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.
| Parameter | HBL Mobile | NSD |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.9K ratings) — better | — |
| Positive reviews | 78.7% of reviews | — |
| Number of ratings | 1.9K — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 432 MB | 67 MB |
| Age rating | 17+ | 17+ |
| Developer | HABIB BANK LIMITED | NSDEVELOPERS |
Bugs and requests
HBL Mobile
Reported bugs
4 issues- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected
Requested features
5 requests- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes
NSD
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HBL Mobile
No in-app purchases
NSD
No in-app purchases









