Comparison

HBL Mobile vs NSD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HBL Mobile

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

Highlights
  • View and download account statements
  • Funds transfer between accounts
  • Bill payments (utility, mobile, education)
  • Credit card payments
  • QR payments
  • Investment in mutual funds
  • Manage debit/credit cards
Read full description

Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.

About

NSD

Features
Read full description

NSD Wallet — Your Smart Payment Solution by NSD-EPAY NSD Wallet makes it simple and secure to manage your everyday payments — all from one powerful app. Designed for KP Traffic Police merchants, NSD Wallet streamlines payment collection and financial tracking so you can focus on what matters. PAYMENTS MADE EASY Traffic Tickets — Process KP traffic challan payments instantly by ticket number Deposit Slips — Pay deposit slips quickly and efficiently PSID Payments — Complete PSID-based bill payments in seconds PSID Inquiry — Look up and verify PSID details before processing POWERFUL REPORTS & TOOLS Transaction History — View your complete payment history at a glance Ledger — Access detailed ledger reports with opening balances, credits & debits Reprint Receipts — Easily reprint any previous transaction receipt BUILT FOR PROFESSIONALS Digital Wallet — Monitor your current balance in real time Bluetooth Printing — Connect to thermal printers for instant hard-copy receipts PDF Receipts — Generate and share professional PDF receipts Save to Gallery — Save receipts as images for your records Biometric Security — Protect your account with fingerprint or Face ID authentication PREMIUM EXPERIENCE Beautiful, modern interface with light & dark mode Smooth animations and intuitive navigation Designed for speed and reliability Download NSD Wallet today and experience the smarter way to manage payments.

Screenshots

HBL Mobile4 screens
NSD4 screens

Verdict

The call

The clearest difference is update cadence: NSD at every 5 days against HBL Mobile's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HBL Mobile ships an update fortnightly, NSD every 5 days. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
HBL Mobile versus NSD: the parameters behind the verdict, then further details
ParameterHBL MobileNSD
PriceFreeFree
Rating4.4 (1.9K ratings) — better—
Positive reviews78.7% of reviews—
Number of ratings1.9K — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size432 MB67 MB
Age rating17+17+
DeveloperHABIB BANK LIMITEDNSDEVELOPERS

Bugs and requests

HBL Mobile

Reported bugs

4 issues
  • Biometric verification not working
  • App crashing on newer iOS versions
  • Transactions not showing up correctly
  • Scheduled payments not processing as expected

Requested features

5 requests
  • Add Face ID/Touch ID login option
  • Improve transaction history display
  • Increase funds transfer limits
  • Add more payment options (e.g., credit card bill payments for other banks)
  • Improve app stability and reduce crashes

NSD

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HBL Mobile

No in-app purchases

None

NSD

No in-app purchases

Questions

Is HBL Mobile free?
HBL Mobile is free to download, with no in-app purchases.
Is NSD free?
NSD is free to download, with no in-app purchases.
Do HBL Mobile or NSD have ads?
Neither HBL Mobile nor NSD shows ads.
Which is updated more often, HBL Mobile or NSD?
HBL Mobile ships an update fortnightly, and NSD every 5 days. Most recently, HBL Mobile was updated on October 22, 2026 and NSD on October 16, 2026.

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