Comparison

Payday Loans Direct vs dopay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payday Loans Direct

Access quick cash with a simple application process. Borrow up to £1,000 directly to your account, available 24/7, with no phone calls or faxes required. Get funds quickly without upfront fees.

Highlights
  • Borrow up to £1,000
  • Quick application
  • Available 24/7
  • No phone calls or faxes
  • No upfront fees
  • No obligation to accept
Features
Read full description

Payday loans directly to you! • Borrow up to £1,000 • Quick application • Available 24/7 • No phone calls and faxes required • Open even on bank holidays • No upfront fees We know you need money in short time that's why we made payday loans simple. You just need to complete the quick application form, then the lender that accepts you for a loan will appear on the screen of your mobile device. You choose whether you get the loan or not, there's no-obligation to buy any product.

About

dopay

Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.

Highlights
  • Secure mobile sign-in
  • Instant balance checks
  • EarlyPay access
  • Card management (freeze, replace)
  • Real-time card delivery tracking
  • Direct support access
Features
Read full description

dopay - Meet the new dopay experience. Everything you need — now in one app! With dopay, you can: 1. Sign in securely using your mobile number and dopay card. 2. Check your balance anytime with just a tap. 3. Access your EarlyPay when you’re eligible — no waiting. 4. Control your card: freeze it, request a replacement, and manage it easily. 5. Track your card delivery in real time. 6. Report card issues directly from the app. 7. Reach the dopay Support Center and get help within minutes. Who can download the app? All employees with dopay account. What’s coming next: 1. Bill payments and mobile top-ups 2. Money transfers 3. Track your financial activity and transaction history 4. More smart features to support your daily life

Screenshots

Payday Loans Direct3 screens
dopay4 screens

Verdict

The call

The clearest difference is review sentiment: Payday Loans Direct at 40% against dopay's 0%. Payday Loans Direct also leads on ratings volume (300 vs 1) and iOS requirement (9.1 vs 15.6). dopay's advantage is update cadence (every 3 weeks vs every 28 months) and rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

dopay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Payday Loans Direct has 300 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 40% of Payday Loans Direct's written reviews are positive against 0% of dopay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Payday Loans Direct ships an update every 28 months, dopay every 3 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Payday Loans Direct versus dopay: the parameters behind the verdict, then further details
ParameterPayday Loans Directdopay
PriceFreeFree
Rating4.6 (300 ratings)5.0 (1 ratings) — better
Positive reviews40.0% of reviews — better0.0% of reviews
Number of ratings300 — better1
Update frequencyEvery 28 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS9.1 — better15.6
Further details — not scored
Size24 MB31 MB
Age rating4+12+
DeveloperRainbow UK Ltddopay

Customer experience

Payday Loans Direct

All ratings213 ratings
Positive88.3%
Neutral4.2%
Negative7.5%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

dopay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Payday Loans Direct

No in-app purchases

None

dopay

No in-app purchases

Questions

Is Payday Loans Direct free?
Payday Loans Direct is free to download, with no in-app purchases.
Is dopay free?
dopay is free to download, with no in-app purchases.
Which has better reviews, Payday Loans Direct or dopay?
dopay is rated higher. Payday Loans Direct averages 4.6 out of 5 from 300 ratings, while dopay averages 5.0 from 1 ratings.
Do Payday Loans Direct or dopay have ads?
Neither Payday Loans Direct nor dopay shows ads.
Which is updated more often, Payday Loans Direct or dopay?
Payday Loans Direct ships an update every 28 months, and dopay every 3 weeks. Most recently, Payday Loans Direct was updated on October 24, 2026 and dopay on October 24, 2026.

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