Comparison

Payday Loans Direct vs QuickBucks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payday Loans Direct

Access quick cash with a simple application process. Borrow up to £1,000 directly to your account, available 24/7, with no phone calls or faxes required. Get funds quickly without upfront fees.

Highlights
  • Borrow up to £1,000
  • Quick application
  • Available 24/7
  • No phone calls or faxes
  • No upfront fees
  • No obligation to accept
Features
Read full description

Payday loans directly to you! • Borrow up to £1,000 • Quick application • Available 24/7 • No phone calls and faxes required • Open even on bank holidays • No upfront fees We know you need money in short time that's why we made payday loans simple. You just need to complete the quick application form, then the lender that accepts you for a loan will appear on the screen of your mobile device. You choose whether you get the loan or not, there's no-obligation to buy any product.

About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

Screenshots

Payday Loans Direct3 screens
QuickBucks4 screens

Verdict

The call

The clearest difference is rating: Payday Loans Direct at 4.6 against QuickBucks's 2.5. Payday Loans Direct also leads on review sentiment (40% vs 4%) and iOS requirement (9.1 vs 13.0). QuickBucks's advantage is update cadence (every 3 months vs every 28 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payday Loans Direct holds the better App Store score, 4.6 against 2.5. Both are backed by a comparable volume of ratings — 213 and 95 respectively. Written reviews point the same way: 40% of Payday Loans Direct's written reviews are positive against 4% of QuickBucks's.

UpkeepUpdate frequency

Payday Loans Direct ships an update every 28 months, QuickBucks every 3 months. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Payday Loans Direct versus QuickBucks: the parameters behind the verdict, then further details
ParameterPayday Loans DirectQuickBucks
PriceFreeFree
Rating4.6 (213 ratings) — better2.5 (95 ratings)
Positive reviews40.0% of reviews — better4.0% of reviews
Number of ratings213 — better95
Update frequencyEvery 28 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.1 — better13.0
Further details — not scored
Size24 MB52 MB
Age rating4+4+
DeveloperRainbow UK LtdAccess Bank Plc

Customer experience

Payday Loans Direct

All ratings213 ratings
Positive88.3%
Neutral4.2%
Negative7.5%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

QuickBucks

All ratings95 ratings
Positive34.7%
Neutral7.4%
Negative57.9%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

In-app purchases

None

Payday Loans Direct

No in-app purchases

None

QuickBucks

No in-app purchases

Questions

Is Payday Loans Direct free?
Payday Loans Direct is free to download, with no in-app purchases.
Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Which has better reviews, Payday Loans Direct or QuickBucks?
Payday Loans Direct is rated higher. Payday Loans Direct averages 4.6 out of 5 from 213 ratings, while QuickBucks averages 2.5 from 95 ratings.
Do Payday Loans Direct or QuickBucks have ads?
Neither Payday Loans Direct nor QuickBucks shows ads.
Which is updated more often, Payday Loans Direct or QuickBucks?
Payday Loans Direct ships an update every 28 months, and QuickBucks every 3 months. Most recently, Payday Loans Direct was updated on October 18, 2026 and QuickBucks on October 15, 2026.

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