Payday Loans Direct vs QuickBucks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payday Loans Direct
Access quick cash with a simple application process. Borrow up to £1,000 directly to your account, available 24/7, with no phone calls or faxes required. Get funds quickly without upfront fees.
- Borrow up to £1,000
- Quick application
- Available 24/7
- No phone calls or faxes
- No upfront fees
- No obligation to accept
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Payday loans directly to you! • Borrow up to £1,000 • Quick application • Available 24/7 • No phone calls and faxes required • Open even on bank holidays • No upfront fees We know you need money in short time that's why we made payday loans simple. You just need to complete the quick application form, then the lender that accepts you for a loan will appear on the screen of your mobile device. You choose whether you get the loan or not, there's no-obligation to buy any product.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Screenshots
Verdict
The clearest difference is rating: Payday Loans Direct at 4.6 against QuickBucks's 2.5. Payday Loans Direct also leads on review sentiment (40% vs 4%) and iOS requirement (9.1 vs 13.0). QuickBucks's advantage is update cadence (every 3 months vs every 28 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payday Loans Direct holds the better App Store score, 4.6 against 2.5. Both are backed by a comparable volume of ratings — 213 and 95 respectively. Written reviews point the same way: 40% of Payday Loans Direct's written reviews are positive against 4% of QuickBucks's.
Payday Loans Direct ships an update every 28 months, QuickBucks every 3 months. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.
| Parameter | Payday Loans Direct | QuickBucks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (213 ratings) — better | 2.5 (95 ratings) |
| Positive reviews | 40.0% of reviews — better | 4.0% of reviews |
| Number of ratings | 213 — better | 95 |
| Update frequency | Every 28 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 24 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Rainbow UK Ltd | Access Bank Plc |
Customer experience
Payday Loans Direct
QuickBucks
In-app purchases
Payday Loans Direct
No in-app purchases
QuickBucks
No in-app purchases
Questions
Is Payday Loans Direct free?
Is QuickBucks free?
Which has better reviews, Payday Loans Direct or QuickBucks?
Do Payday Loans Direct or QuickBucks have ads?
Which is updated more often, Payday Loans Direct or QuickBucks?
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