Comparison

QuickBucks vs Zedvance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

About

Zedvance

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Highlights
  • Quick loans for unplanned expenses
  • Salary loans with up to 18-month repayment
  • Bill payments (airtime, electricity, data)
  • Mobile wallet for on-the-go money management
  • 24/7 access to credit
  • No hidden fees with clear transaction breakdowns
  • Real-time transaction alerts
Features
Read full description

With our new Zedvance app, we've tailored our financial solutions just for you. Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. With 10 years in operation, we have gained the trust of millions of Nigerians. What to expect Quick loan – Get an instant loan to cover your unplanned expenses Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease Mobile Wallet – Experience the convenience of managing your money on the go How to start: Download the Zedvance app Sign up and open your account Update and complete your profile Upgrade to tier 2 or 3 by providing the required KYC. Start enjoying money solutions made for you. Here’s why you’ll love Zedvance: 24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. Security Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data Regulatory Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). Privacy & Permissions Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy Frequently Asked Questions Find urgent questions you need answers to here: https://zedvance.com/faqs T&Cs: https://www.zedvance.com/terms-and-conditions For more information, visit our website: zedvance.com Stay connected: Facebook: https://facebook.com/zedvance Instagram: https://www.instagram.com/zedvance/ Twitter: https://twitter.com/zedvance LinkedIn: https://www.linkedin.com/company/zedvance-finance/ Get in Touch Customer Service Email: customercare@zedvance.ng Customer Service Hotline: 07001001000 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria Finance,Loan,Credit,Lending We’d love to hear from you!

Screenshots

QuickBucks4 screens
Zedvance4 screens

Verdict

The call

The clearest difference is rating: Zedvance at 3.6 against QuickBucks's 2.5. Zedvance also leads on review sentiment (40% vs 4%) and update cadence (monthly vs every 3 months). QuickBucks's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zedvance holds the better App Store score, 3.6 against 2.5. Both are backed by a comparable volume of ratings — 95 and 193 respectively. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 40% of Zedvance's.

UpkeepUpdate frequency

QuickBucks ships an update every 3 months, Zedvance monthly. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
QuickBucks versus Zedvance: the parameters behind the verdict, then further details
ParameterQuickBucksZedvance
PriceFreeFree
Rating2.5 (95 ratings)3.6 (193 ratings) — better
Positive reviews4.0% of reviews40.0% of reviews — better
Number of ratings95193 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size52 MB85 MB
Age rating4+4+
DeveloperAccess Bank PlcZedvance Limited

Customer experience

QuickBucks

All ratings95 ratings
Positive34.7%
Neutral7.4%
Negative57.9%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

Zedvance

All ratings190 ratings
Positive61.1%
Neutral6.8%
Negative32.1%
Written reviews35 reviews
Positive40.0%
Neutral2.9%
Negative57.1%

Bugs and requests

QuickBucks

Not enough reviews yet to summarise bugs or requests.

Zedvance

Reported bugs

7 issues
  • Transactions not reflecting
  • Loan status not updating
  • Unable to delete account
  • App is slow
  • Transaction errors
Show 2 more
  • Cannot add cards
  • OTP not being sent

Requested features

7 requests
  • Clear section to track loan application progress
  • Option to delete account
  • Improve transaction reflection speed
  • Better communication regarding loan status
  • Reduce transaction charges
Show 2 more
  • Fix OTP sending issues
  • Improve card adding functionality

In-app purchases

None

QuickBucks

No in-app purchases

None

Zedvance

No in-app purchases

Questions

Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Is Zedvance free?
Zedvance is free to download, with no in-app purchases.
Which has better reviews, QuickBucks or Zedvance?
Zedvance is rated higher. QuickBucks averages 2.5 out of 5 from 95 ratings, while Zedvance averages 3.6 from 193 ratings.
Do QuickBucks or Zedvance have ads?
Neither QuickBucks nor Zedvance shows ads.
Which is updated more often, QuickBucks or Zedvance?
QuickBucks ships an update every 3 months, and Zedvance monthly. Most recently, QuickBucks was updated on November 2, 2026 and Zedvance on November 8, 2026.

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