QuickBucks vs Zedvance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Zedvance
Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.
- Quick loans for unplanned expenses
- Salary loans with up to 18-month repayment
- Bill payments (airtime, electricity, data)
- Mobile wallet for on-the-go money management
- 24/7 access to credit
- No hidden fees with clear transaction breakdowns
- Real-time transaction alerts
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With our new Zedvance app, we've tailored our financial solutions just for you. Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. With 10 years in operation, we have gained the trust of millions of Nigerians. What to expect Quick loan – Get an instant loan to cover your unplanned expenses Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease Mobile Wallet – Experience the convenience of managing your money on the go How to start: Download the Zedvance app Sign up and open your account Update and complete your profile Upgrade to tier 2 or 3 by providing the required KYC. Start enjoying money solutions made for you. Here’s why you’ll love Zedvance: 24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. Security Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data Regulatory Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). Privacy & Permissions Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy Frequently Asked Questions Find urgent questions you need answers to here: https://zedvance.com/faqs T&Cs: https://www.zedvance.com/terms-and-conditions For more information, visit our website: zedvance.com Stay connected: Facebook: https://facebook.com/zedvance Instagram: https://www.instagram.com/zedvance/ Twitter: https://twitter.com/zedvance LinkedIn: https://www.linkedin.com/company/zedvance-finance/ Get in Touch Customer Service Email: customercare@zedvance.ng Customer Service Hotline: 07001001000 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria Finance,Loan,Credit,Lending We’d love to hear from you!
Screenshots
Verdict
The clearest difference is rating: Zedvance at 3.6 against QuickBucks's 2.5. Zedvance also leads on review sentiment (40% vs 4%) and update cadence (monthly vs every 3 months). QuickBucks's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zedvance holds the better App Store score, 3.6 against 2.5. Both are backed by a comparable volume of ratings — 95 and 193 respectively. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 40% of Zedvance's.
QuickBucks ships an update every 3 months, Zedvance monthly. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.
| Parameter | QuickBucks | Zedvance |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (95 ratings) | 3.6 (193 ratings) — better |
| Positive reviews | 4.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 95 | 193 — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 52 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Access Bank Plc | Zedvance Limited |
Customer experience
QuickBucks
Zedvance
Bugs and requests
QuickBucks
Not enough reviews yet to summarise bugs or requests.
Zedvance
Reported bugs
7 issues- Transactions not reflecting
- Loan status not updating
- Unable to delete account
- App is slow
- Transaction errors
Show 2 moreShow fewer
- Cannot add cards
- OTP not being sent
Requested features
7 requests- Clear section to track loan application progress
- Option to delete account
- Improve transaction reflection speed
- Better communication regarding loan status
- Reduce transaction charges
Show 2 moreShow fewer
- Fix OTP sending issues
- Improve card adding functionality
In-app purchases
QuickBucks
No in-app purchases
Zedvance
No in-app purchases








