QuickBucks vs Monibac
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Monibac
Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
- Collateral-free loans
- Earn interest on savings
- Loans up to 150% of savings
- Transparent loan terms
- Monthly repayment reminders
- Lock savings for interest
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Monibac is an app where you can save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? There are no charges on deposits. You earn interest when you lock your savings. You can easily top up and withdraw to your account. How it works Install the Monibac App from the App Store Register your account Start saving Lock your savings for a specified period of time to earn interest. For example, if you save for 3 months, you get 3% of your savings; for 6 months, you get 5%. Eligibility Above 18 years Lives in Nigeria Contact Us Customer service Email: admin@monibac.com Customer service Hotline: 07060953139 Address: Block A211, Sura Shopping Complex, Lagos Island, Lagos State.
Screenshots
Verdict
The clearest difference is monetization model: QuickBucks at free against Monibac's free with in-app purchases. QuickBucks also leads on iOS requirement (13.0 vs 15.5). Monibac's advantage is rating (2.8 vs 2.5) and review sentiment (18% vs 4%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monibac holds the better App Store score, 2.8 against 2.5. Both are backed by a comparable volume of ratings — 95 and 87 respectively. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 18% of Monibac's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | QuickBucks | Monibac |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (95 ratings) | 2.8 (87 ratings) — better |
| Positive reviews | 4.0% of reviews | 17.9% of reviews — better |
| Number of ratings | 95 — better | 87 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 52 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | Access Bank Plc | Prime Zone Limited |
Customer experience
QuickBucks
Monibac
In-app purchases
QuickBucks
No in-app purchases
Monibac
No in-app purchases







