Comparison

QuickBucks vs Monibac

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

About

Monibac

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Highlights
  • Collateral-free loans
  • Earn interest on savings
  • Loans up to 150% of savings
  • Transparent loan terms
  • Monthly repayment reminders
  • Lock savings for interest
Features
Read full description

Monibac is an app where you can save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? There are no charges on deposits. You earn interest when you lock your savings. You can easily top up and withdraw to your account. How it works Install the Monibac App from the App Store Register your account Start saving Lock your savings for a specified period of time to earn interest. For example, if you save for 3 months, you get 3% of your savings; for 6 months, you get 5%. Eligibility Above 18 years Lives in Nigeria Contact Us Customer service Email: admin@monibac.com Customer service Hotline: 07060953139 Address: Block A211, Sura Shopping Complex, Lagos Island, Lagos State.

Screenshots

QuickBucks4 screens
Monibac4 screens

Verdict

The call

The clearest difference is monetization model: QuickBucks at free against Monibac's free with in-app purchases. QuickBucks also leads on iOS requirement (13.0 vs 15.5). Monibac's advantage is rating (2.8 vs 2.5) and review sentiment (18% vs 4%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monibac holds the better App Store score, 2.8 against 2.5. Both are backed by a comparable volume of ratings — 95 and 87 respectively. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 18% of Monibac's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
QuickBucks versus Monibac: the parameters behind the verdict, then further details
ParameterQuickBucksMonibac
PriceFreeFree
Rating2.5 (95 ratings)2.8 (87 ratings) — better
Positive reviews4.0% of reviews17.9% of reviews — better
Number of ratings95 — better87
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size52 MB68 MB
Age rating4+17+
DeveloperAccess Bank PlcPrime Zone Limited

Customer experience

QuickBucks

All ratings95 ratings
Positive34.7%
Neutral7.4%
Negative57.9%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

Monibac

All ratings87 ratings
Positive39.1%
Neutral13.8%
Negative47.1%
Written reviews28 reviews
Positive17.9%
Neutral0.0%
Negative82.1%

In-app purchases

None

QuickBucks

No in-app purchases

None

Monibac

No in-app purchases

Questions

Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Is Monibac free?
Monibac is free to download, with no in-app purchases.
Which has better reviews, QuickBucks or Monibac?
Monibac is rated higher. QuickBucks averages 2.5 out of 5 from 95 ratings, while Monibac averages 2.8 from 87 ratings.
Do QuickBucks or Monibac have ads?
Neither QuickBucks nor Monibac shows ads.
Which is updated more often, QuickBucks or Monibac?
QuickBucks ships an update every 3 months, and Monibac every 3 months. Most recently, QuickBucks was updated on November 2, 2026 and Monibac on November 3, 2026.

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