Comparison

QuickBucks vs Kiakia P2P

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

About

Kiakia P2P

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

Highlights
  • Invest in loans and businesses
  • Earn 12%-40% returns
  • Access personal and business loans
  • Automated interest and profit crediting
  • Secure online platform
  • No processing fees or hidden charges
Read full description

Earn between 12% -40% (Quarterly, Bi-annual and Per annum) by investing in loans and businesses. KiaKia is the leading and best Peer-to-Peer lending investment platform in Nigeria (Inclusive Finance Conference and Awards, 2019) KiaKia as a licensed lender originates, books, structures, facilitates and funds secured personal and business loans of between N10,000 and N100,000,000 of tenures ranging from 30 days to 24 months via its online platform. To achieve this, we essentially do what the banks do with less bureaucracy and administrative encumbrances. By lending out people’s funds. We believe that your money should work for you instead of someone else. In 2017, we launched the KiaKia P2P on this principle. We created a peer-to-peer product to aggregate funds of those who have money to invest and lent it out to those who want to borrow it. We may not offer the lounge service and marble foyer of your bank, but we exist for people who want rewarding investments. Or a competitive and speedy loan that respects the time value of money for entrepreneurs. You fund, we lend, you earn Rather than leave funds stashed and idle, you can provide it as capital which kiakia uses to fund individuals and businesses to earn interests or share profits (if that is what suits your faith). With as little as N50,000 and as high as N2,500,000, you can earn as much as 40% interest depending the tenure election. You can also share profits from the earnings of businesses in selected industries. Simple, Secure and Better earnings With over N4,500,000,000 successfully lent out through KiaKia P2P with capital provided by individuals across the world, you can be one of those who put their money to good use in order to grow without any risk of losing it as a result of the security that backs all transactions. The App is safe and secure. Users do not need to make withdrawal of interest or profit requests as interests or profits and capital are automatically credited to accounts on file. KiaKia P2P is not a savings nor payment processing service. Capital provided are lent out for individuals and businesses carefully profiled by KiaKia for interest and profit sharing. We have implemented the best grade of internet security….so, no fears. There are no processing fees nor hidden charges. What you see is what you get with us.

Screenshots

QuickBucks4 screens
Kiakia P2P4 screens

Verdict

The call

The clearest difference is rating: Kiakia P2P at 3.0 against QuickBucks's 2.5. QuickBucks's advantage is update cadence (every 3 months vs every 22 months) and ratings volume (95 vs 18). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kiakia P2P holds the better App Store score, 3.0 against 2.5. That said, the two scores are not equally well evidenced: QuickBucks has 95 ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 4% of QuickBucks's written reviews are positive against 0% of Kiakia P2P's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

QuickBucks ships an update every 3 months, Kiakia P2P every 22 months. The most recent releases landed on July 30, 2026 and September 8, 2026 respectively.

Scorecard4 real differences · 6 level
QuickBucks versus Kiakia P2P: the parameters behind the verdict, then further details
ParameterQuickBucksKiakia P2P
PriceFreeFree
Rating2.5 (95 ratings)3.0 (18 ratings) — better
Positive reviews4.0% of reviews — better0.0% of reviews
Number of ratings95 — better18
Update frequencyEvery 3 months — betterEvery 22 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size52 MB24 MB
Age rating4+4+
DeveloperAccess Bank PlcKiakia Bits Limited

Customer experience

QuickBucks

All ratings96 ratings
Positive35.4%
Neutral7.3%
Negative57.3%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

Kiakia P2P

All ratings18 ratings
Positive44.4%
Neutral5.6%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

QuickBucks

No in-app purchases

None

Kiakia P2P

No in-app purchases

Questions

Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Is Kiakia P2P free?
Kiakia P2P is free to download, with no in-app purchases.
Which has better reviews, QuickBucks or Kiakia P2P?
Kiakia P2P is rated higher. QuickBucks averages 2.5 out of 5 from 95 ratings, while Kiakia P2P averages 3.0 from 18 ratings.
Do QuickBucks or Kiakia P2P have ads?
Neither QuickBucks nor Kiakia P2P shows ads.
Which is updated more often, QuickBucks or Kiakia P2P?
QuickBucks ships an update every 3 months, and Kiakia P2P every 22 months. Most recently, QuickBucks was updated on July 30, 2026 and Kiakia P2P on September 8, 2026.

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