Personal Ledger vs MinerX

Personal Ledger is not a budgeting app. It is a verification app. If you already keep a cashflow plan in Excel — what should come in, what should go out, month by month — Personal Ledger imports that workbook and then checks your real spending against it. Every day, per category, per bucket, per income source. So you find out on the 8th that you are drifting, not on the 30th. WHAT IT DOES • Import your .xlsx cashflow plan Your workbook comes in as-is. Income, Living, Liability and Investment categories, with the planned amount for each month. No re-typing, no rebuilding it inside someone else's app. • Compare actual against plan The dashboard shows monthly cashflow against what you planned, broken out by category and by bucket. Plan health is pro-rated by day of month, so being 20% through your groceries on the 6th does not raise a false alarm. • Log transactions in seconds Enter them by hand, paste a bank SMS and let the app parse it, or set up a Shortcuts automation once and let incoming bank alerts log themselves. Add a keyword per bank, so cards at more than one bank all feed the same parser. Message parsing runs on your device, using Apple Intelligence where available and a local text parser everywhere else. • Cashflow by income source If money arrives from more than one place, you can see which source is actually covering which spending. • Net worth balance sheet Assets minus liabilities, sitting alongside your monthly cashflow, so you can see the stock as well as the flow. • Built for the UAE The app picks your currency from your region on first launch — AED, SAR, QAR, KWD, OMR, JOD, EGP, USD, EUR or GBP — and converts anything you log in another one at live rates. Merchant rules for the places you actually spend. And a configurable salary day, so each cycle runs pay day to pay day instead of pretending your money resets on the 1st. YOUR LEDGER STAYS ON YOUR DEVICE There is no account to create and no cloud sync. Your transactions, plans, assets and liabilities are stored locally on your iPhone. Your spreadsheet is read and processed on your device. Bank messages are parsed on your device. Your ledger is never uploaded. The app does include two Google Firebase services: Analytics, which reports anonymous usage and purchase events so we can measure which ads bring people here, and Crashlytics, which sends a report if the app crashes so the problem can be fixed. Both are described in full in the privacy policy, and neither ever includes your financial data. PERSONAL LEDGER PRO The core app is free. Pro unlocks deeper plan analysis, and comes with a 7-day free trial. • $3.99 per month • $24.99 per year • $99.99 once, forever Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. QUESTIONS Email jad@salhani.com. A real person reads it. Privacy policy: https://jadsalhani.com/apps/personal-ledger/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MinerX-BTC MinerX-BTC is a lightweight and user-friendly app that provides cloud-based computing and digital hash power services. With MinerX-BTC, users can easily access cloud computing resources, manage their service plans, view estimated outputs, and request withdrawals — all from one simple interface. MinerX-BTC is designed for users who want a convenient and transparent way to access cloud computing services, without the complexity of traditional hardware setup or maintenance. Key Features • Simple and intuitive user interface • Cloud-based computing and hash power management • Flexible subscription plans (weekly and yearly) • Clear display of service status and estimated outputs • Withdrawal requests supported directly within the app • Secure account system and data protection Subscription Information MinerX-BTC offers optional auto-renewable subscription plans to unlock premium features: • Weekly subscription • Yearly subscription Subscriptions are charged to your Apple ID account and renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your Apple ID settings. Important Notice MinerX-BTC provides service-based cloud computing resources only. It does not offer financial, investment, or advisory services. Any displayed estimates or historical data are provided for reference only. Actual results may vary due to market conditions, network difficulty, or other factors. Legal Privacy Policy: https://minerx-btc.cloud/html/Privacy_Policy Terms of Use (EULA): https://minerx-btc.cloud/html/Terms_of_Service