ADIB Mobile Banking vs Mal Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADIB Mobile Banking
Manage your finances conveniently from your mobile device. This app allows you to view account balances, transfer funds, pay bills, and apply for financial products. It offers enhanced security features and personalized account management.
- View account transactions
- Pay bills and transfer money
- Apply for financing
- Secure login with biometrics
- Manage cards
- Personalize app with images
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The ADIB Mobile Banking app gives you the freedom to manage your money on the go. View all your accounts at a glance, pay your bills, send money to your family & friends, pay your bills, recharge your phone & Salik credit, apply for financing and much more! Features include: · A timeline of all your account transactions · Transaction detail with a single tap · Enhanced security - Login with Touch ID or Face ID · Ability to temporarily block your card & request for card replacements · Get personal finance from the comfort of your home (if you qualify) · Option to personalize your app with images for accounts · One place for all your payments · Update Emirates ID, Passport, mobile number and email · View your personal, identification and contact details · Transfer money from your ADIB Visa or MasterCard to your account · Pay bills with your Visa / MasterCard · Open a new account · View exchange rates for your foreign currency accounts · Location of all ADIB Branches & ATMs · Register for phone banking, SMS banking and e-statements · Change your Phone Banking ePIN · View your Financing and Card transaction details · Search transactions by entering keywords · View pending transactions · Apply for an ADIB service (Certificates, Chequebooks, etc.) · Push notifications – Get offers that you like · Request new products / services directly within the app · View your ADIB Covered card benefits
Mal Digital
An AI-first digital bank designed with Islamic values, offering a modern approach to managing your finances. It helps you understand spending, send money internationally, and save for goals, all within one intuitive platform.
- AI-first banking experience
- Islamic values guided
- International money transfers
- Spending analysis
- Savings goals
- Zakat calculation
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Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone. Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised. Need to send money abroad? Ask Mal. Need to understand your spending? Ask Mal. And this is just the beginning. Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals. See where your salary went. Check if you’re spending more than you think. Save for Hajj or Umrah. Calculate your Zakat. Handle your money without needing a finance degree. Built on Islamic values. Designed for the world. Made for everyday life. Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system. Mal. Fair by design
Screenshots
Verdict
The clearest difference is review sentiment: Mal Digital at 100% against ADIB Mobile Banking's 55%. Mal Digital also leads on update cadence (every 2 days vs every 3 weeks) and rating (5.0 vs 4.7). ADIB Mobile Banking's advantage is ratings volume (22K vs 3) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mal Digital holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ADIB Mobile Banking has 22K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 55% of ADIB Mobile Banking's written reviews are positive against 100% of Mal Digital's.
ADIB Mobile Banking ships an update every 3 weeks, Mal Digital every 2 days. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.
| Parameter | ADIB Mobile Banking | Mal Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (22K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 55.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 22K — better | 3 |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod, Vision Pro — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 461 MB | 319 MB |
| Age rating | 4+ | 17+ |
| Developer | ABU DHABI ISLAMIC BANK | MalBank |
Customer experience
ADIB Mobile Banking
Mal Digital
Bugs and requests
ADIB Mobile Banking
Reported bugs
3 issues- Login and registration problems
- App crashes and server issues
- Incompatibility with new Emirates ID
Requested features
3 requests- Dark mode option
- Improved transaction history and tracking
- Ability to download app on multiple devices
Mal Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ADIB Mobile Banking
No in-app purchases
Mal Digital
No in-app purchases
Questions
Is ADIB Mobile Banking free?
Is Mal Digital free?
Which has better reviews, ADIB Mobile Banking or Mal Digital?
Do ADIB Mobile Banking or Mal Digital have ads?
Which is updated more often, ADIB Mobile Banking or Mal Digital?
Other comparisons
