EFE vs Ready Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EFE
Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.
- Track retirement goal progress
- View total portfolio and account details
- Link outside accounts
- View Net Worth
- Connect with an advisor/planner
- Review activity feed and statements
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Your Investment Advisor Get the information you need to help keep you on track toward your financial goals. The EFE app (previously called the Fin Engines app) is the easiest way to access your accounts. Are you an Online Advice & Professional Management member? Use our app to: * View and track progress toward your retirement goal * View your total portfolio and account details * Link your outside accounts to your retirement goal * Review your activity feed, quarterly statements, and plan updates (for Professional Management members only) * Connect with an advisor Are you an Edelman Financial Engines Client? Use our app to: * View your total Net Worth * View your total portfolio and account details * Link your outside accounts * Connect with your planner right through the app The EFE app may not be available to all users.
Ready Ledger
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Ready Ledger — Your Private Life Dashboard Manage your work, money, daily life, and education in one place. Your data lives on your device, and no account is required. WORK - Track job applications from applied to offer, with interview and follow-up reminders - Clock in and out of jobs, track hours by job site, and follow a live timer on your Lock Screen - Record payments with method and reference ID, and export invoices as PDF - Set goals, log achievements, and keep your professional network organized - Build a resume from your career history and export it as a PDF MONEY - Track bills, payments, expenses, and loans in one overview - Get reminders before due dates, and share bills with your household through iCloud - Scan receipts with on-device text recognition - Log mileage trips and keep up with vehicle maintenance in Garage - Plan and run yard sales, from pricing your inventory to a final profit summary - Export reports as PDF or CSV LIFE - Create to-dos with priorities, due dates, and arrival or departure reminders - Journal with text, photos, and voice memos - Track your mood and see trends over time EDUCATION - Track terms, classes, grades, and assignment due dates, with a layout that adapts to middle school, high school, or college - Organize skills, certifications, and courses STAY ON TOP OF IT - See what needs attention now and what's coming up in the next 7 days - Live Activities and Home Screen widgets keep key dates in view - Search everything in the app, or from Spotlight - Quick actions with Siri and Shortcuts PRIVACY & SECURITY - Local-first storage, with optional iCloud sync to your own iCloud account - Optional Face ID, Touch ID, and PIN lock - No ads, no tracking, and no third-party analytics Privacy Policy: https://www.readyledgerllc.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: EFE at none against Ready Ledger's 3. Ready Ledger's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ready Ledger sells 3 in-app purchases, starting at $0.99 per month. EFE asks for nothing beyond the download.
EFE ships an update every 6 weeks, Ready Ledger every 10 days. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.
| Parameter | EFE | Ready Ledger |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (7.6K ratings) — better | — |
| Positive reviews | 53.3% of reviews | — |
| Number of ratings | 7.6K — better | — |
| Update frequency | Every 6 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 115 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Edelman Financial Engines, LLC | Ready Ledger LLC |
Bugs and requests
EFE
Reported bugs
3 issues- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information
Requested features
5 requests- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities
Ready Ledger
Not enough reviews yet to summarise bugs or requests.
In-app purchases
EFE
No in-app purchases
Ready Ledger
- Ready Ledger Pro - Monthly$0.991 Month
- Ready Ledger Pro - Yearly$9.991 Year
- Ready Ledger Pro - Lifetime$39.99









