Ford Interest Advantage vs EFE

Conveniently and securely access your Ford Interest Advantage demand note information anytime, anywhere. This mobile app is for investors of Ford Credit's demand note program, a type of registered security. The Ford Interest Advantage app features: • Access to your note 24/7 • Face ID • Manage balance and transactions • Self-service bank profiles and PW reset/user-id • Schedule transfers via ACH/Wires • Online bill payment • Invest with Remote Capture •Access statements, 1099's and confirmations • Secure messaging Important Information for Investors The Notes issued under the Ford Interest Advantage Program are unsecured debt obligations of Ford Motor Credit Company LLC. They are not insured by the Federal Deposit Insurance Corporation, they are not guaranteed by Ford Motor Company, and they do not constitute a bank account. Ford Interest Advantage is not a money market mutual fund. As an investment in the debt of one company (Ford Credit), the Notes do not meet the diversification or investment quality standards for money market funds set forth in the Investment Company Act of 1940. The Notes available through Ford Interest Advantage are issued by Ford Motor Credit Company LLC and are offered only in the United States. This does not constitute an offer to sell or solicitation to invest in the Notes in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such offer or solicitation in any such jurisdiction. U.S. citizens and resident aliens with U.S. Taxpayer ID (e.g. Social Security number) may apply. Ford Credit has filed a registration statement (including a prospectus) with the Securities and Exchange Commission relating to the offering of Ford Interest Advantage Notes. Before you invest, you should read the prospectus in the Registration Statement and the other documents Ford Credit has filed with the SEC for more complete information about Ford Credit and the Ford Interest Advantage Note program. The documents may be obtained free of charge through EDGAR on SEC website https://www.sec.gov/cgi-bin/browse-edgar company=ford%20motor%20credit&CIK=&filenum=&State=&SIC=&owner=include&action=getcompany. Alternatively, Ford Credit will send you a prospectus upon request by calling 1-800-462-2614.

Your Investment Advisor Get the information you need to help keep you on track toward your financial goals. The EFE app (previously called the Fin Engines app) is the easiest way to access your accounts. Are you an Online Advice & Professional Management member? Use our app to: * View and track progress toward your retirement goal * View your total portfolio and account details * Link your outside accounts to your retirement goal * Review your activity feed, quarterly statements, and plan updates (for Professional Management members only) * Connect with an advisor Are you an Edelman Financial Engines Client? Use our app to: * View your total Net Worth * View your total portfolio and account details * Link your outside accounts * Connect with your planner right through the app The EFE app may not be available to all users.