DFCU Mobile vs Ford Interest Advantage

DFCU Mobile™ puts 24/7 account access in the palm of your hand. Use DFCU mobile to easily and securely manage your DFCU Financial accounts anytime, anywhere. Check your account balances, deposit checks, transfer funds, pay bills, find the nearest branch location and more. You must be enrolled in DFCU Online to use this app. To enroll, launch the app and choose “New Enrollment” (located below the Log In button). DFCU Mobile provides: •A consistent, intuitive and secure experience. •Access to your account balances and history. •Funds Transfers between your accounts and those of other DFCU Online users. •Mobile Deposit. •Expanded eDocuments Center including statements from as far back as 7 years. •Messaging which allows you to securely communicate with us electronically. •Customized alerts you can set to notify you by text, email, and phone about important account information. •Touch authentication for Touch ID-enabled Apple iOS devices. •Face ID authentication for Face ID-enabled Apple iOS devices. •Faster log-in through your updated app.

Conveniently and securely access your Ford Interest Advantage demand note information anytime, anywhere. This mobile app is for investors of Ford Credit's demand note program, a type of registered security. The Ford Interest Advantage app features: • Access to your note 24/7 • Face ID • Manage balance and transactions • Self-service bank profiles and PW reset/user-id • Schedule transfers via ACH/Wires • Online bill payment • Invest with Remote Capture •Access statements, 1099's and confirmations • Secure messaging Important Information for Investors The Notes issued under the Ford Interest Advantage Program are unsecured debt obligations of Ford Motor Credit Company LLC. They are not insured by the Federal Deposit Insurance Corporation, they are not guaranteed by Ford Motor Company, and they do not constitute a bank account. Ford Interest Advantage is not a money market mutual fund. As an investment in the debt of one company (Ford Credit), the Notes do not meet the diversification or investment quality standards for money market funds set forth in the Investment Company Act of 1940. The Notes available through Ford Interest Advantage are issued by Ford Motor Credit Company LLC and are offered only in the United States. This does not constitute an offer to sell or solicitation to invest in the Notes in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such offer or solicitation in any such jurisdiction. U.S. citizens and resident aliens with U.S. Taxpayer ID (e.g. Social Security number) may apply. Ford Credit has filed a registration statement (including a prospectus) with the Securities and Exchange Commission relating to the offering of Ford Interest Advantage Notes. Before you invest, you should read the prospectus in the Registration Statement and the other documents Ford Credit has filed with the SEC for more complete information about Ford Credit and the Ford Interest Advantage Note program. The documents may be obtained free of charge through EDGAR on SEC website https://www.sec.gov/cgi-bin/browse-edgar company=ford%20motor%20credit&CIK=&filenum=&State=&SIC=&owner=include&action=getcompany. Alternatively, Ford Credit will send you a prospectus upon request by calling 1-800-462-2614.