Comparison

FSAFEDS vs IPPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSAFEDS

Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.

Highlights
  • Submit health care claims with photo receipts
  • Submit dependent care claims
  • View account balances
  • Track claim history
  • Manage profile and preferences
  • Access plan information
Read full description

This app is for you if you are enrolled in an FSAFEDS Health Care FSA, Limited Expense FSA and/or Dependent Care FSA. This app makes it easy to submit claims for all FSAFEDS benefits, for quick reimbursement or to direct payments to your provider. Use this app to submit claims any time: • Health care claims – simply take a photo of your receipt with your phone • Dependent care claims – capture your provider’s signature in the app or submit a photo of your receipt Also: • View your current account balance and other important plan info • View all claims submitted via the app, online or fax • View Claims & Activity, all transactions for all programs, just like on our website • View the Account Statement for available programs, just like on our website • Update your Profile & Preferences, sign up for detailed emails and texts, just like on our website • Help on how to submit claims, and next steps

About

IPPS

This application offers soldiers a streamlined portal to access the DMDC My Access Center. It simplifies the process by providing a direct push button for DS Logon sign-on.

Highlights
  • Access DMDC My Access Center
  • DS Logon integration
  • User-friendly interface
  • Direct sign-on button
Features
Read full description

The Integrated Personnel and Pay System - Army (IPPS-A) Launch Platform will provide soldiers with a user-friendly way to access the DMDC My Access Center through DS Logon. The core feature will be a push button that will direct the user to the DS Logon sign-on

Screenshots

FSAFEDS4 screens
IPPS4 screens

Verdict

The call

The clearest difference is rating: FSAFEDS at 4.7 against IPPS's 1.5. FSAFEDS also leads on ratings volume (39K vs 257) and update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSAFEDS holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: FSAFEDS has 39K ratings behind it against 257, so its average is the more settled of the two. Written reviews point the same way: 22% of FSAFEDS's written reviews are positive against 7% of IPPS's.

UpkeepUpdate frequency

FSAFEDS ships an update every 2 months, IPPS every 7 months. The most recent releases landed on September 23, 2026 and September 3, 2026 respectively.

Scorecard5 real differences · 5 level
FSAFEDS versus IPPS: the parameters behind the verdict, then further details
ParameterFSAFEDSIPPS
PriceFreeFree
Rating4.7 (39K ratings) — better1.5 (257 ratings)
Positive reviews22.4% of reviews — better6.8% of reviews
Number of ratings39K — better257
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.5
Further details — not scored
Size41 MB211 MB
Age rating4+9+
DeveloperHealthEquityTRADOC Mobile

Customer experience

FSAFEDS

All ratings39,467 ratings
Positive94.8%
Neutral2.1%
Negative3.2%
Written reviews192 reviews
Positive22.4%
Neutral5.7%
Negative71.9%

IPPS

All ratings257 ratings
Positive12.1%
Neutral1.9%
Negative86.0%
Written reviews74 reviews
Positive6.8%
Neutral4.1%
Negative89.2%

User reviews

FSAFEDS

From 39K App Store ratings

What we love

  • 🚀 Easy and convenient to submit claims
  • 🚀 Quick reimbursement process
  • 🚀 Intuitive and user-friendly app
  • 🚀 Ability to take and upload receipt photos
  • 🚀 Efficient way to manage FSA account

Room to improve

  • 🐛 Inconsistent or limited expense categories
  • 🐛 Issues with photo cropping and uploading
  • 🐛 Notification counter bug
  • 🔒 Concerns about security and ID verification
  • 🔍 Lack of visibility into submitted claims

IPPS

From 257 App Store ratings

What we love

  • 📱 Mobile leave submission capability
  • ✅ Recent updates improving functionality
  • 👁️ Ability to view STP and promotion points
  • 🔐 Security features implemented
  • ⚡ Convenient phone-based access to records

Room to improve

  • 🐛 Frequent app crashes and freezes
  • 🌐 Functions as webpage wrapper, not true app
  • 🔐 Complex authentication and certificate installation
  • 📵 Poor mobile optimization and display
  • ⏱️ Slow performance and timeouts

Bugs and requests

FSAFEDS

Reported bugs

4 issues
  • Receipts getting cropped or partially uploaded
  • Notification counter displaying incorrect numbers
  • Compatibility issues with certain device settings
  • Crashes or freezes when trying to upload documents

Requested features

5 requests
  • Ability to enter mileage for reimbursement
  • More comprehensive list of expense categories
  • In-app access to message center
  • Option to view submitted receipts/documents
  • Automatic claim processing from insurance providers

IPPS

Reported bugs

15 issues
  • Certificate download returns 404 error
  • Two-factor authentication fails repeatedly
  • DS Logon authentication broken
  • App logs out immediately after login
  • Safari security warnings block access
Show 10 more
  • Login page refuses to load
  • IPPS-A website crashes after login
  • Trust certificate issues persist despite fixes
  • App doesn't load on iOS 18.3
  • Homepage fails to load
  • Authenticator code never arrives
  • Server connection timeouts
  • Impersonation warnings on login
  • Dropdown menus and LOVs not visible on mobile
  • STP features disappeared after updates

Requested features

10 requests
  • True native app instead of webpage wrapper
  • HR.IPPSA access for PAR processing
  • Soldier Talent Profile (STP) full access
  • PPW (Pay Per Work) visibility for soldiers
  • Printable leave forms with form numbers and signature lines
Show 5 more
  • Improved cross-platform compatibility (iOS, Android, Windows, Mac, Linux)
  • Simplified login process without multiple verification prompts
  • Built-in PKI support without third-party apps
  • Mobile-optimized interface for all features
  • Support for token readers on iOS

In-app purchases

None

FSAFEDS

No in-app purchases

None

IPPS

No in-app purchases

Questions

Is FSAFEDS free?
FSAFEDS is free to download, with no in-app purchases.
Is IPPS free?
IPPS is free to download, with no in-app purchases.
Which has better reviews, FSAFEDS or IPPS?
FSAFEDS is rated higher. FSAFEDS averages 4.7 out of 5 from 39K ratings, while IPPS averages 1.5 from 257 ratings.
Do FSAFEDS or IPPS have ads?
Neither FSAFEDS nor IPPS shows ads.
Which is updated more often, FSAFEDS or IPPS?
FSAFEDS ships an update every 2 months, and IPPS every 7 months. Most recently, FSAFEDS was updated on September 23, 2026 and IPPS on September 3, 2026.

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