CPFCU Mobile Banking vs Cubby Budgeting App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CPFCU Mobile Banking
Manage your Charleston Postal Federal Credit Union accounts conveniently and securely from your mobile device. Check balances, view history, transfer funds, and apply for loans anytime, anywhere. It's a free service for enrolled CPFCU members.
- Check account balances
- View transaction history
- Transfer funds
- Get current rates
- Apply for loans
- Secure access
Read full descriptionHide full description
Access your Charleston Postal Federal Credit Union accounts 24/7 from anywhere with CPFCU Mobile Member app. It's Fast, Secure, and Free for all CPFCU members who are enrolled in our online service! With CPFCU Mobile app you can: Check Account Balances View Transaction History Transfer Funds Get Current Rates Apply for Loans And More! Available to all CPFCU members who use our website. CPFCU Mobile app uses the same industry standard security technologies as our online website. Simply use your CPFCU Internet website LoginID and Password. If you don’t have a log in ID to access your account online, contact us at 304-746-5110 to sign up and get access. www.charlestonpostalfcu.com Experience the convenience of CPFCU Mobile website log in today. Download the app and take us with you wherever you go!
Cubby Budgeting App
This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.
- Spending overview by category
- Savings goal tracking
- Subscription management
- Monthly budget review
- Transaction history editing
- Customizable dashboard
Read full descriptionHide full description
Meet Cubby - the cozy little bear who helps you track spending, grow your savings, and finally feel in control of your money. No spreadsheets, no stress, just a simple and delightful way to watch your money grow. WHY YOU'LL LOVE CUBBY See where your money goes - a clear monthly overview of income, spending, and what you saved Spending by category - a beautiful breakdown so you always know where it went Wants vs Needs - see how much goes to essentials versus extras Savings buckets - split your savings into goals like Home, Emergency, or a new Car Goal tracking - set a target and watch your progress climb Subscription tracker - keep every recurring charge in one place and cancel the ones you forgot about Activity history - your full transaction log, neatly tagged and easy to edit Budget month by month - swipe back through past months to spot your trends Build a streak - log consistently and Cubby cheers you on MEET CUBBY Cubby reacts to how you're doing with playful messages and moods - a bear that's genuinely proud when you save. Building good money habits has never been this cute. MADE SIMPLE Add transactions in seconds, organize your savings, and customize your home dashboard the way you like. Sign in and your data follows you across devices. CUBBY PREMIUM — COMING SOON We're hard at work on premium upgrades, including: Automatic bank sync — connect your accounts (coming soon) Investing insights (coming soon) Unlimited goals and buckets (coming soon) Advanced reports and exports (coming soon) Premium features are on the way - stay tuned! Start small, stay consistent, and let Cubby help you grow. Download today. SUBSCRIPTION INFORMATION Cubby offers optional auto-renewable subscriptions and one-time purchases: Cubby Plus — $1.99/month or $19.99/year (removes ads, 6 months of history) Cubby Premium — $9.99/month (automatic bank sync 4× daily, 1 year of history)(Coming Soon) One-time account import — $2.99 per account (single sync, no subscription)(Coming Soon) Payment will be charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://cubbyapp.net/privacy Terms of Use: https://cubbyapp.net/terms
Screenshots
Verdict
The clearest difference is rating: Cubby Budgeting App at 5.0 against CPFCU Mobile Banking's 2.5. CPFCU Mobile Banking's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cubby Budgeting App sells 2 in-app purchases, starting at $1.99 per month. CPFCU Mobile Banking asks for nothing beyond the download.
Cubby Budgeting App holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively.
CPFCU Mobile Banking ships an update every 37 months, Cubby Budgeting App daily. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | CPFCU Mobile Banking | Cubby Budgeting App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (2 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 | 3 — better |
| Update frequency | Every 37 months | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.1 — better | 18.6 |
| Further details — not scored | ||
| Size | 13 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Charleston Postal Federal Credit Union | Joe Hernandez Loredo |
Customer experience
CPFCU Mobile Banking
Cubby Budgeting App
In-app purchases
CPFCU Mobile Banking
No in-app purchases
Cubby Budgeting App
- Cubby Plus$1.991 Month
- Cubby Plus$19.991 Year
Questions
Is CPFCU Mobile Banking free?
Is Cubby Budgeting App free?
Which has better reviews, CPFCU Mobile Banking or Cubby Budgeting App?
Do CPFCU Mobile Banking or Cubby Budgeting App have ads?
Which is updated more often, CPFCU Mobile Banking or Cubby Budgeting App?
Other comparisons
