Security Finance℠ vs Waterfall Calculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Security Finance℠
Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.
- Secure payments
- Payment reminders
- Check due dates
- Verify loan balance
- View loan documents
- Find local branches
- Renew loan by phone
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Managing your Security Finance account has never been easier with the Security Finance℠ Mobile App, which offers a range of features designed to help you stay on top of things while on the go. With our app, you can easily make secure payments, check your next due date, contact your local branch, explore financial education tools, easily sign up and change a password, and more. Moreover, you can enable notification reminders, so you never miss a payment. The Security Finance℠ Mobile App provides the following features: • Make secure payments without convenience fees • Receive notification reminders • Check your payment amount and next due date • Verify your loan balance • View your last payment and amount • View loan documents • Upload verification documents • Improved sign-up, log-in, and user id/password change experience • Find a nearby branch • Renew your loan by phone • Contact your local branch easily • Schedule your Tax appointment At Security Finance, we are committed to providing fast financial solutions that cater to your busy schedule. For over 65 years, we have proudly served our community with easy and safe installment loans, and now we are bringing you even more convenience with our mobile app. With our conveniently located branches, you can receive personal service from people you know and trust. And now, with the app, you can easily manage your account and make fast, secure payments, right at your fingertips. If you are not currently a customer with Security Finance, you can still access the app as a guest to explore branch locations and contact information. However, to enjoy the app's full functionality, you must open a loan account. Security Finance is licensed to offer traditional installment loans, which vary in amounts, terms, and available ancillary products based on the states of operation. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2023 You can find our Privacy Policy, Privacy Notice, and Security Finance℠ Mobile App Terms of Use on our website at www.securityfinance.com Security Finance is affiliated with the following Brands: Bond Finance, Continental Credit, Continental Loans, Maverick Finance, and Sunbelt Credit Security Finance of Georgia, LLC – NMLS #2029421
Waterfall Calculator
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Waterfall Calculator is the go-to private equity waterfall calculator for fund managers, sponsors, analysts, LP/GP finance teams, and investors who need fast, accurate fund-level distribution modeling — fully on-device, with no cloud, no accounts, and no tracking. Model a standard whole-fund LP-first waterfall in seconds. Enter your fund size, LP/GP commitment split, exit proceeds, hold period, hurdle rate, carried interest percentage, optional management fee, and GP catch-up preference. Waterfall Calculator instantly breaks down the full distribution stack: return of capital, preferred return (hurdle), GP catch-up, and residual carried interest split. WHAT YOU GET • Standard whole-fund LP-first waterfall model • Return of capital, preferred return, GP catch-up, and residual split • Summary metrics: total profit, LP net, GP net, effective carry rate, LP MOIC, GP MOIC • Tiered waterfall table showing total distributed, LP share, and GP share per tier • Waterfall bar chart visualization — fully on-device • USA and Europe region modes with appropriate label styles ("Carried Interest" vs "Carry") • USD and EUR formatting with region-aware number display • Save, reload, and delete named scenarios locally • Plain-text share export via iOS Share Sheet • Dark and light mode UI designed for professional finance use DESIGNED FOR PROFESSIONALS Waterfall Calculator is built for private equity professionals, venture capital and growth equity teams, real estate investment teams, fund sponsors, investment analysts, and anyone learning or working with LP/GP fund economics. It's also ideal for students and operators who want to understand how fund-level waterfall distributions work without building spreadsheets from scratch. FULLY PRIVATE. FULLY OFFLINE. No account required. No backend server. No analytics. No tracking. All calculations, saved scenarios, trial state, and settings live only on your device. Your fund data never leaves your hands. SIMPLE MONETIZATION Start with a free 7-day trial — the trial only begins when you explicitly tap "Start Free Trial." After the trial, unlock lifetime access with a single one-time purchase. No subscription. Free and trial users can save up to 20 scenarios. Lifetime unlock enables unlimited saved scenarios. IMPORTANT NOTES Waterfall Calculator models a single aggregate fund-level outcome for analytical and educational use. It does not provide legal, tax, accounting, or investment advice. It is not a fund administration platform and does not support deal-by-deal waterfalls, clawbacks, investor portals, or accounting workflows. Private equity waterfall math — without the spreadsheet drag.
Screenshots
Verdict
The clearest difference is in-app purchases: Security Finance℠ at none against Waterfall Calculator's 1. Security Finance℠ also leads on iOS requirement (13.0 vs 16.4). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Waterfall Calculator sells 1 one-off in-app purchase. Security Finance℠ asks for nothing beyond the download.
| Parameter | Security Finance℠ | Waterfall Calculator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (224 ratings) — better | — |
| Positive reviews | 38.1% of reviews | — |
| Number of ratings | 224 — better | — |
| Update frequency | Every 4 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 93 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Security Finance Corporation of Spartanburg | Aman Mishra |
Bugs and requests
Security Finance℠
Reported bugs
18 issues- App doesn't send email for verification
- App has trouble opening
- Cannot access account
- App doesn't work half the time
- Huge hassle logging in
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- App will load but says unable to log in
- Cannot log in
- Password reset link not received
- App closes right away
- Unable to log in after changing password
- Cannot get into the app
- Cannot log in to the website
- New login system issues
- App crashes
- Login screen freezes
- Email for password reset not received
- App not accepting password
- App not accepting email for registration
Requested features
7 requests- Ability to make split payments
- Allow payment with credit cards
- Fix the login system
- Allow multiple users to log in from the same device
- Make the app user-friendly
Show 2 moreShow fewer
- Allow making payments in the app
- Allow two loans in one app
Waterfall Calculator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Security Finance℠
No in-app purchases
Waterfall Calculator
- Waterfall Exclusive$24.99
Questions
Is Security Finance℠ free?
Is Waterfall Calculator free?
Do Security Finance℠ or Waterfall Calculator have ads?
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