ICCU vs GTE Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU
Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.
- Turn cards on/off
- Location-based transaction restrictions
- Enable/disable online/international transactions
- Set spending limits
- Set alerts for transactions
- View transaction history
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Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.
GTE Cards
Manage your debit and credit cards for enhanced financial security. Control card usage, set transaction limits, and receive real-time alerts to prevent fraud. Lock and unlock your cards instantly for peace of mind.
- Real-time transaction alerts
- Card locking and unlocking
- Transaction dollar threshold
- Geolocation transaction control
- Merchant type restrictions
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With GTE Cards from GTE Financial, your financial security is in the palm of your hands. With GTE Cards your phone becomes another line of defense in the fight against fraud. Control when, where, and how your debit and credit cards are used, and setup real time alerts to keep you informed anytime a transaction occurs on your account. - Receive real time alerts anytime your card is used, by creating custom alerts with your own unique preferences. - Lock your card when you're not using it and turn it back on when you're ready to pay. Previously authorized automatic payments will not be declined when you have you card protected! - Set a dollar threshold for transactions on your cards. - Use Geolocation services so transactions are not authorized on your card if your phone is not within your defined range. - Control which types of merchants your card can be used at. - For more information visit www.gtefinancial.org/GTECards
Screenshots
Verdict
The clearest difference is rating: ICCU at 4.0 against GTE Cards's 2.3. GTE Cards's advantage is update cadence (every 3 months vs every 12 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ICCU holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 157 and 63 respectively. Written reviews point the same way: 23% of ICCU's written reviews are positive against 18% of GTE Cards's.
ICCU ships an update every 12 months, GTE Cards every 3 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | ICCU | GTE Cards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (157 ratings) — better | 2.3 (63 ratings) |
| Positive reviews | 22.6% of reviews — better | 17.9% of reviews |
| Number of ratings | 157 — better | 63 |
| Update frequency | Every 12 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 86 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | GTE Federal Credit Union |
Customer experience
ICCU
GTE Cards
Bugs and requests
ICCU
Reported bugs
20 issues- App crashes when needed
- Endless loop when updating PIN with MFA
- Card controls do not work
- Blank screen on app launch
- App requires launching main app first
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- Face ID requires two launches
- App does not update frequently
- Cannot see checking and routing number easily
- Does not work on iPad Mini 5th gen
- Card Control crashes Mobile Banking app
- Card Control not on menu
- App glitches and won't open
- Service error when communicating with service
- Cannot transfer between apps
- App makes user open banking app then card control
- Login screen doesn't work
- Username/password not recognized
- Cannot register
- Server unreachable message
- Denies charges within limit
Requested features
5 requests- Ability to nickname cards
- Merge into a single ICCU app
- Travel plan options within main app
- UI improvements
- One app for all features
GTE Cards
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ICCU
No in-app purchases
GTE Cards
No in-app purchases
