Comparison

ICCU vs Northwest CardControl+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICCU

Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.

Highlights
  • Turn cards on/off
  • Location-based transaction restrictions
  • Enable/disable online/international transactions
  • Set spending limits
  • Set alerts for transactions
  • View transaction history
Features
Read full description

Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.

About

Northwest CardControl+

Manage your Northwest credit and debit cards with enhanced security and control. Set spending limits, receive transaction alerts, and lock/unlock your cards instantly. This app complements your mobile banking experience for comprehensive card management.

Highlights
  • Create username and password
  • Card security and control
  • Set spending limits
  • Receive transaction alerts
  • Lock/unlock cards
  • Complements mobile banking
Features
Read full description

For the Northwest CardControl+ app, you will create a new username and password. Use this app in addition to your Northwest Mobile Banking app for the most benefits. Continued use of GPS running in the background can decrease battery life.

Screenshots

ICCU4 screens
Northwest CardControl+4 screens

Verdict

The call

The clearest difference is rating: Northwest CardControl+ at 4.7 against ICCU's 4.0. Northwest CardControl+ also leads on ratings volume (773 vs 150). ICCU's advantage is iOS requirement (14.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Northwest CardControl+ holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Northwest CardControl+ has 773 ratings behind it against 150, so its average is the more settled of the two. Written reviews point the same way: 23% of ICCU's written reviews are positive against 30% of Northwest CardControl+'s.

UpkeepUpdate frequency

ICCU ships an update every 12 months, Northwest CardControl+ every 6 months. The most recent releases landed on October 18, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
ICCU versus Northwest CardControl+: the parameters behind the verdict, then further details
ParameterICCUNorthwest CardControl+
PriceFreeFree
Rating4.0 (150 ratings)4.7 (773 ratings) — better
Positive reviews22.6% of reviews30.0% of reviews — better
Number of ratings150773 — better
Update frequencyEvery 12 monthsEvery 6 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size86 MB71 MB
Age rating4+4+
DeveloperIdaho Central Credit UnionNorthwest Federal Credit Union

Customer experience

ICCU

All ratings150 ratings
Positive74.7%
Neutral2.7%
Negative22.7%
Written reviews31 reviews
Positive22.6%
Neutral9.7%
Negative67.7%

Northwest CardControl+

All ratings752 ratings
Positive92.8%
Neutral1.5%
Negative5.7%
Written reviews10 reviews
Positive30.0%
Neutral0.0%
Negative70.0%

Bugs and requests

ICCU

Reported bugs

20 issues
  • App crashes when needed
  • Endless loop when updating PIN with MFA
  • Card controls do not work
  • Blank screen on app launch
  • App requires launching main app first
Show 15 more
  • Face ID requires two launches
  • App does not update frequently
  • Cannot see checking and routing number easily
  • Does not work on iPad Mini 5th gen
  • Card Control crashes Mobile Banking app
  • Card Control not on menu
  • App glitches and won't open
  • Service error when communicating with service
  • Cannot transfer between apps
  • App makes user open banking app then card control
  • Login screen doesn't work
  • Username/password not recognized
  • Cannot register
  • Server unreachable message
  • Denies charges within limit

Requested features

5 requests
  • Ability to nickname cards
  • Merge into a single ICCU app
  • Travel plan options within main app
  • UI improvements
  • One app for all features

Northwest CardControl+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ICCU

No in-app purchases

None

Northwest CardControl+

No in-app purchases

Questions

Is ICCU free?
ICCU is free to download, with no in-app purchases.
Is Northwest CardControl+ free?
Northwest CardControl+ is free to download, with no in-app purchases.
Which has better reviews, ICCU or Northwest CardControl+?
Northwest CardControl+ is rated higher. ICCU averages 4.0 out of 5 from 150 ratings, while Northwest CardControl+ averages 4.7 from 773 ratings.
Do ICCU or Northwest CardControl+ have ads?
Neither ICCU nor Northwest CardControl+ shows ads.
Which is updated more often, ICCU or Northwest CardControl+?
ICCU ships an update every 12 months, and Northwest CardControl+ every 6 months. Most recently, ICCU was updated on October 18, 2026 and Northwest CardControl+ on October 21, 2026.

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