ICCU vs Visa Purchase Alerts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU
Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.
- Turn cards on/off
- Location-based transaction restrictions
- Enable/disable online/international transactions
- Set spending limits
- Set alerts for transactions
- View transaction history
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Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.
Visa Purchase Alerts
Receive real-time notifications for transactions on your enrolled Visa card. Monitor spending and detect potential fraud with customizable alerts for online, international, or high-value purchases.
- Real-time transaction notifications
- Fraud detection alerts
- Spending monitoring
- Customizable alert preferences
- Notifications for online purchases
- Alerts for international transactions
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Visa Purchase Alerts allows customers to receive notifications for transactions that are conducted on their enrolled Visa card accounts. This near real-time insight provides customers with the ability to be alerted to potential fraud and monitor their own spending based upon their pre-set preferences. How it Works: • Check to see if your Visa account is eligible. • Register your mobile device² and/or email to receive Visa Purchase Alerts. • Choose the notification triggers (alerts) that match your needs, such as; • Purchases made on the internet or over the phone • When a credit is being processed on my card • International purchases • Reaching a purchase amount threshold • When a purchase is declined If a purchase matches the criteria you’ve set, you’ll be alerted through your preferred communication channel so you can quickly detect unauthorized activity and take action to protect your account. ¹A qualified transaction is any transaction routed through Visa. ²Availability of SMS alerts subject to Visa account issuer discretion. Message and data rates may apply.
Screenshots
Verdict
ICCU and Visa Purchase Alerts both sit at 4.0 stars, but that hides the real split: 50% of Visa Purchase Alerts's written reviews are positive against 23% of ICCU's. Visa Purchase Alerts also leads on update cadence (every 3 months vs every 12 months). ICCU's advantage is ratings volume (157 vs 7) and iOS requirement (14.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for ICCU against 4.1 for Visa Purchase Alerts. That said, the two scores are not equally well evidenced: ICCU has 157 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 23% of ICCU's written reviews are positive against 50% of Visa Purchase Alerts's.
ICCU ships an update every 12 months, Visa Purchase Alerts every 3 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | ICCU | Visa Purchase Alerts |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (157 ratings) | 4.1 (7 ratings) — better |
| Positive reviews | 22.6% of reviews | 50.0% of reviews — better |
| Number of ratings | 157 — better | 7 |
| Update frequency | Every 12 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 86 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | Visa |
Customer experience
ICCU
Visa Purchase Alerts
Bugs and requests
ICCU
Reported bugs
20 issues- App crashes when needed
- Endless loop when updating PIN with MFA
- Card controls do not work
- Blank screen on app launch
- App requires launching main app first
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- Face ID requires two launches
- App does not update frequently
- Cannot see checking and routing number easily
- Does not work on iPad Mini 5th gen
- Card Control crashes Mobile Banking app
- Card Control not on menu
- App glitches and won't open
- Service error when communicating with service
- Cannot transfer between apps
- App makes user open banking app then card control
- Login screen doesn't work
- Username/password not recognized
- Cannot register
- Server unreachable message
- Denies charges within limit
Requested features
5 requests- Ability to nickname cards
- Merge into a single ICCU app
- Travel plan options within main app
- UI improvements
- One app for all features
Visa Purchase Alerts
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ICCU
No in-app purchases
Visa Purchase Alerts
No in-app purchases







