Comparison

ICCU vs Visa Purchase Alerts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICCU

Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.

Highlights
  • Turn cards on/off
  • Location-based transaction restrictions
  • Enable/disable online/international transactions
  • Set spending limits
  • Set alerts for transactions
  • View transaction history
Features
Read full description

Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.

About

Visa Purchase Alerts

Receive real-time notifications for transactions on your enrolled Visa card. Monitor spending and detect potential fraud with customizable alerts for online, international, or high-value purchases.

Highlights
  • Real-time transaction notifications
  • Fraud detection alerts
  • Spending monitoring
  • Customizable alert preferences
  • Notifications for online purchases
  • Alerts for international transactions
Read full description

Visa Purchase Alerts allows customers to receive notifications for transactions that are conducted on their enrolled Visa card accounts. This near real-time insight provides customers with the ability to be alerted to potential fraud and monitor their own spending based upon their pre-set preferences. How it Works: • Check to see if your Visa account is eligible. • Register your mobile device² and/or email to receive Visa Purchase Alerts. • Choose the notification triggers (alerts) that match your needs, such as; • Purchases made on the internet or over the phone • When a credit is being processed on my card • International purchases • Reaching a purchase amount threshold • When a purchase is declined If a purchase matches the criteria you’ve set, you’ll be alerted through your preferred communication channel so you can quickly detect unauthorized activity and take action to protect your account. ¹A qualified transaction is any transaction routed through Visa. ²Availability of SMS alerts subject to Visa account issuer discretion. Message and data rates may apply.

Screenshots

ICCU4 screens
Visa Purchase Alerts3 screens

Verdict

The call

ICCU and Visa Purchase Alerts both sit at 4.0 stars, but that hides the real split: 50% of Visa Purchase Alerts's written reviews are positive against 23% of ICCU's. Visa Purchase Alerts also leads on update cadence (every 3 months vs every 12 months). ICCU's advantage is ratings volume (157 vs 7) and iOS requirement (14.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for ICCU against 4.1 for Visa Purchase Alerts. That said, the two scores are not equally well evidenced: ICCU has 157 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 23% of ICCU's written reviews are positive against 50% of Visa Purchase Alerts's.

UpkeepUpdate frequency

ICCU ships an update every 12 months, Visa Purchase Alerts every 3 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
ICCU versus Visa Purchase Alerts: the parameters behind the verdict, then further details
ParameterICCUVisa Purchase Alerts
PriceFreeFree
Rating4.0 (157 ratings)4.1 (7 ratings) — better
Positive reviews22.6% of reviews50.0% of reviews — better
Number of ratings157 — better7
Update frequencyEvery 12 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size86 MB37 MB
Age rating4+4+
DeveloperIdaho Central Credit UnionVisa

Customer experience

ICCU

All ratings150 ratings
Positive74.7%
Neutral2.7%
Negative22.7%
Written reviews31 reviews
Positive22.6%
Neutral9.7%
Negative67.7%

Visa Purchase Alerts

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

ICCU

Reported bugs

20 issues
  • App crashes when needed
  • Endless loop when updating PIN with MFA
  • Card controls do not work
  • Blank screen on app launch
  • App requires launching main app first
Show 15 more
  • Face ID requires two launches
  • App does not update frequently
  • Cannot see checking and routing number easily
  • Does not work on iPad Mini 5th gen
  • Card Control crashes Mobile Banking app
  • Card Control not on menu
  • App glitches and won't open
  • Service error when communicating with service
  • Cannot transfer between apps
  • App makes user open banking app then card control
  • Login screen doesn't work
  • Username/password not recognized
  • Cannot register
  • Server unreachable message
  • Denies charges within limit

Requested features

5 requests
  • Ability to nickname cards
  • Merge into a single ICCU app
  • Travel plan options within main app
  • UI improvements
  • One app for all features

Visa Purchase Alerts

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ICCU

No in-app purchases

None

Visa Purchase Alerts

No in-app purchases

Questions

Is ICCU free?
ICCU is free to download, with no in-app purchases.
Is Visa Purchase Alerts free?
Visa Purchase Alerts is free to download, with no in-app purchases.
Which has better reviews, ICCU or Visa Purchase Alerts?
Visa Purchase Alerts is rated higher. ICCU averages 4.0 out of 5 from 157 ratings, while Visa Purchase Alerts averages 4.1 from 7 ratings.
Do ICCU or Visa Purchase Alerts have ads?
Neither ICCU nor Visa Purchase Alerts shows ads.
Which is updated more often, ICCU or Visa Purchase Alerts?
ICCU ships an update every 12 months, and Visa Purchase Alerts every 3 months. Most recently, ICCU was updated on October 24, 2026 and Visa Purchase Alerts on October 23, 2026.

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