Comparison

investify vs Ginmon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

investify

This app offers personalized investment strategies tailored to your profile and chosen investment themes. You maintain full control over your portfolio and can adjust your preferences flexibly. Open a digital depot online and discover investment opportunities that align with your interests and risk tolerance.

Highlights
  • Personalized investment strategies
  • Customizable portfolio control
  • Digital depot opening
  • Themed investment options
  • Flexible preference adjustments
  • Online and paperless process
Read full description

Jeder Mensch ist individuell. Ihr Vermögen ist es ebenso. Deshalb bieten wir von investify für Ihr Vermögen eine auf Sie zugeschnittene Anlagestrategie, die sich Ihrem Profil und den von Ihnen ausgewählten Anlagethemen anpasst. Dabei behalten Sie natürlich stets die Kontrolle über Ihr Portfolio und können Ihre Vorgaben flexibel ändern. Uns ist es wichtig, wer Sie sind und wie viel Risiko Sie bei Ihrer Geldanlage eingehen wollen. Suchen Sie sich die Anlagethemen aus, die zu Ihnen passen. Online, digital und ohne Papier eröffnen wir für Sie anschließend ein Depot bei der Baader Bank. Nach Ihren Vorstellungen kümmern wir uns um Ihr Vermögen. Entdecken Sie die Themen, in die Sie investieren möchten. Discover What’s Yours.

About

Ginmon

This app helps you manage your wealth and achieve financial goals through goal-oriented planning, professional ETF management, and next-generation tax optimization. It offers personalized recommendations and live insights into your portfolio.

Highlights
  • Goal-oriented financial planning
  • Professional ETF management
  • Next-generation tax optimization
  • Personalized investment recommendations
  • Portfolio overview and insights
  • Flexible savings rate adjustments
Features
Read full description

Ginmon – Your Personal Finance Coach for a smarter Wealth Management Achieve your financial goals with cutting-edge technology, scientific excellence, and intuitive usability. Ginmon provides professional support for your wealth management, based on leading capital market research. What makes Ginmon stand out: • Goal-Oriented Financial Planning: Define personal financial goals, such as retirement planning, homeownership, rainy day funds, or growing wealth. Ginmon develops the optimal solution for each goal. • Professional ETF Management: Benefit from globally diversified investment strategies that are continuously optimised. • Next-Generation Tax Optimisation: Thanks to our unique technology, your investments are also tax-optimised - ensuring your tax allowances are always fully utilized. • Personalised Recommendations: Intelligent suggestions help you achieve your financial goals as effectively as possible. Features of the Ginmon App: • Overview of your goals, progress, and wealth development • Live insights into your portfolio and the composition of your investments • Flexible adjustment of savings rates as well as deposits and withdrawals • Access to all important documents - anytime, anywhere Your Benefits with Ginmon: • Scientifically Backed: Our investment strategies are based on leading research and award-winning models. • State-of-the-Art Technology: Automated 24/7 risk management and innovative tax optimisation ensure maximum efficiency. • Transparent and Flexible: Clear fee structure with no hidden costs or minimum terms. • Trusted and Proven: Award-winning provider (CAPITAL, Finanztip, and more) managing €400 million in assets. Get Started Now: Sign up in just a few minutes. Download the Ginmon app, set your goals, and start managing your wealth today.

Screenshots

investify4 screens
Ginmon4 screens

Verdict

The call

The clearest difference is review sentiment: Ginmon at 72% against investify's 17%. Ginmon also leads on update cadence (fortnightly vs every 3 months) and ratings volume (3 vs 1). investify's advantage is rating (5.0 vs 4.7) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

investify holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews complicate that: 17% of investify's written reviews are positive against 72% of Ginmon's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

investify ships an update every 3 months, Ginmon fortnightly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
investify versus Ginmon: the parameters behind the verdict, then further details
ParameterinvestifyGinmon
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (3 ratings)
Positive reviews16.7% of reviews72.1% of reviews — better
Number of ratings13 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.6
Further details — not scored
Size23 MB148 MB
Age rating17+4+
Developerinvestify S.AGinmon GmbH

Customer experience

investify

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

Ginmon

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews43 reviews
Positive72.1%
Neutral7.0%
Negative20.9%

In-app purchases

None

investify

No in-app purchases

None

Ginmon

No in-app purchases

Questions

Is investify free?
investify is free to download, with no in-app purchases.
Is Ginmon free?
Ginmon is free to download, with no in-app purchases.
Which has better reviews, investify or Ginmon?
investify is rated higher. investify averages 5.0 out of 5 from 1 ratings, while Ginmon averages 4.7 from 3 ratings.
Do investify or Ginmon have ads?
Neither investify nor Ginmon shows ads.
Which is updated more often, investify or Ginmon?
investify ships an update every 3 months, and Ginmon fortnightly. Most recently, investify was updated on October 16, 2026 and Ginmon on October 24, 2026.

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